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Side-by-side financial comparison of PEOPLES BANCORP INC (PEBO) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

Triumph Financial, Inc. is the larger business by last-quarter revenue ($120.1M vs $118.7M, roughly 1.0× PEOPLES BANCORP INC). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (9.0% CAGR vs 3.7%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

PEBO vs TFIN — Head-to-Head

Bigger by revenue
TFIN
TFIN
1.0× larger
TFIN
$120.1M
$118.7M
PEBO
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
9.0%
3.7%
PEBO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
PEBO
PEBO
TFIN
TFIN
Revenue
$118.7M
$120.1M
Net Profit
$29.0M
Gross Margin
Operating Margin
Net Margin
24.4%
Revenue YoY
16.0%
Net Profit YoY
-8.7%
400.6%
EPS (diluted)
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PEBO
PEBO
TFIN
TFIN
Q1 26
$118.7M
Q4 25
$117.3M
$120.1M
Q3 25
$115.2M
$109.3M
Q2 25
$114.5M
$108.1M
Q1 25
$112.4M
$101.6M
Q4 24
$111.6M
$103.6M
Q3 24
$113.7M
$106.2M
Q2 24
$110.3M
$105.1M
Net Profit
PEBO
PEBO
TFIN
TFIN
Q1 26
$29.0M
Q4 25
$31.8M
Q3 25
$29.5M
$1.7M
Q2 25
$21.2M
$4.4M
Q1 25
$24.3M
$17.0K
Q4 24
$26.9M
$3.8M
Q3 24
$31.7M
$5.3M
Q2 24
$29.0M
$2.7M
Operating Margin
PEBO
PEBO
TFIN
TFIN
Q1 26
Q4 25
32.4%
Q3 25
33.0%
1.2%
Q2 25
24.0%
7.3%
Q1 25
27.9%
0.1%
Q4 24
31.2%
5.6%
Q3 24
36.0%
5.9%
Q2 24
32.5%
3.4%
Net Margin
PEBO
PEBO
TFIN
TFIN
Q1 26
24.4%
Q4 25
27.1%
Q3 25
25.6%
1.6%
Q2 25
18.5%
4.1%
Q1 25
21.7%
0.0%
Q4 24
24.1%
3.7%
Q3 24
27.9%
5.0%
Q2 24
26.3%
2.6%
EPS (diluted)
PEBO
PEBO
TFIN
TFIN
Q1 26
$0.81
Q4 25
$0.89
Q3 25
$0.83
$0.04
Q2 25
$0.59
$0.15
Q1 25
$0.68
$-0.03
Q4 24
$0.76
$0.13
Q3 24
$0.89
$0.19
Q2 24
$0.82
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PEBO
PEBO
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$82.9M
$248.5M
Total DebtLower is stronger
$691.3M
Stockholders' EquityBook value
$1.2B
$941.8M
Total Assets
$9.6B
$6.4B
Debt / EquityLower = less leverage
0.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PEBO
PEBO
TFIN
TFIN
Q1 26
$82.9M
Q4 25
$189.0M
$248.5M
Q3 25
$190.2M
$147.2M
Q2 25
$186.1M
$282.3M
Q1 25
$187.0M
$502.9M
Q4 24
$217.7M
$330.1M
Q3 24
$283.7M
$489.3M
Q2 24
$235.9M
$500.7M
Total Debt
PEBO
PEBO
TFIN
TFIN
Q1 26
$691.3M
Q4 25
$204.1M
Q3 25
$227.3M
Q2 25
$232.4M
Q1 25
$237.0M
Q4 24
$238.1M
Q3 24
$236.8M
Q2 24
$234.3M
Stockholders' Equity
PEBO
PEBO
TFIN
TFIN
Q1 26
$1.2B
Q4 25
$1.2B
$941.8M
Q3 25
$1.2B
$919.3M
Q2 25
$1.2B
$912.4M
Q1 25
$1.1B
$893.9M
Q4 24
$1.1B
$890.9M
Q3 24
$1.1B
$885.8M
Q2 24
$1.1B
$874.2M
Total Assets
PEBO
PEBO
TFIN
TFIN
Q1 26
$9.6B
Q4 25
$9.6B
$6.4B
Q3 25
$9.6B
$6.4B
Q2 25
$9.5B
$6.5B
Q1 25
$9.2B
$6.3B
Q4 24
$9.3B
$5.9B
Q3 24
$9.1B
$5.9B
Q2 24
$9.2B
$5.8B
Debt / Equity
PEBO
PEBO
TFIN
TFIN
Q1 26
0.57×
Q4 25
0.17×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.21×
Q4 24
0.21×
Q3 24
0.21×
Q2 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PEBO
PEBO
TFIN
TFIN
Operating Cash FlowLast quarter
$67.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PEBO
PEBO
TFIN
TFIN
Q1 26
Q4 25
$134.7M
$67.1M
Q3 25
$14.4M
$24.4M
Q2 25
$50.7M
$9.8M
Q1 25
$34.3M
$-3.6M
Q4 24
$143.2M
$58.5M
Q3 24
$34.1M
$26.6M
Q2 24
$32.1M
$21.9M
Free Cash Flow
PEBO
PEBO
TFIN
TFIN
Q1 26
Q4 25
$128.7M
Q3 25
$12.7M
$22.4M
Q2 25
$49.2M
$6.8M
Q1 25
$31.5M
$-7.9M
Q4 24
$136.4M
Q3 24
$33.2M
$25.8M
Q2 24
$30.2M
$-31.9M
FCF Margin
PEBO
PEBO
TFIN
TFIN
Q1 26
Q4 25
109.7%
Q3 25
11.0%
20.5%
Q2 25
43.0%
6.2%
Q1 25
28.1%
-7.7%
Q4 24
122.2%
Q3 24
29.2%
24.3%
Q2 24
27.4%
-30.3%
Capex Intensity
PEBO
PEBO
TFIN
TFIN
Q1 26
Q4 25
5.1%
Q3 25
1.5%
1.8%
Q2 25
1.3%
2.8%
Q1 25
2.4%
4.2%
Q4 24
6.1%
Q3 24
0.8%
0.8%
Q2 24
1.7%
51.1%
Cash Conversion
PEBO
PEBO
TFIN
TFIN
Q1 26
Q4 25
4.24×
Q3 25
0.49×
14.29×
Q2 25
2.39×
2.22×
Q1 25
1.41×
-212.82×
Q4 24
5.32×
15.25×
Q3 24
1.08×
4.97×
Q2 24
1.11×
7.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PEBO
PEBO

Net Interest Income$90.4M76%
Noninterest Income$28.3M24%

TFIN
TFIN

Segment breakdown not available.

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