vs
Side-by-side financial comparison of PEGASYSTEMS INC (PEGA) and Root, Inc. (ROOT). Click either name above to swap in a different company.
PEGASYSTEMS INC is the larger business by last-quarter revenue ($430.0M vs $397.0M, roughly 1.1× Root, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs -9.6%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 10.7%).
Pegasystems Inc. (Pega) is a global software company based in Waltham, Massachusetts, in the United States, and founded in 1983. The company has been publicly traded since 1996 as PEGA (NASDAQ). Pega is a low-code platform for workflow automation and generative AI-powered decision-making for businesses.
Root Insurance Company is an online car insurance company operating in the United States.
PEGA vs ROOT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $430.0M | $397.0M |
| Net Profit | $32.8M | — |
| Gross Margin | 75.2% | — |
| Operating Margin | 8.6% | 2.6% |
| Net Margin | 7.6% | — |
| Revenue YoY | -9.6% | 21.5% |
| Net Profit YoY | -61.6% | — |
| EPS (diluted) | $0.18 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $430.0M | — | ||
| Q4 25 | $504.3M | $397.0M | ||
| Q3 25 | $381.4M | $387.8M | ||
| Q2 25 | $384.5M | $382.9M | ||
| Q1 25 | $475.6M | $349.4M | ||
| Q4 24 | $490.8M | $326.7M | ||
| Q3 24 | $325.1M | $305.7M | ||
| Q2 24 | $351.2M | $289.2M |
| Q1 26 | $32.8M | — | ||
| Q4 25 | $234.6M | — | ||
| Q3 25 | $43.4M | $-5.4M | ||
| Q2 25 | $30.1M | $22.0M | ||
| Q1 25 | $85.4M | $18.4M | ||
| Q4 24 | $119.1M | — | ||
| Q3 24 | $-14.4M | $22.8M | ||
| Q2 24 | $6.6M | $-7.8M |
| Q1 26 | 75.2% | — | ||
| Q4 25 | 79.5% | — | ||
| Q3 25 | 72.2% | — | ||
| Q2 25 | 71.5% | — | ||
| Q1 25 | 78.5% | — | ||
| Q4 24 | 79.1% | — | ||
| Q3 24 | 70.2% | — | ||
| Q2 24 | 72.4% | — |
| Q1 26 | 8.6% | — | ||
| Q4 25 | 20.7% | 2.6% | ||
| Q3 25 | 3.8% | 0.1% | ||
| Q2 25 | 4.5% | 7.1% | ||
| Q1 25 | 26.7% | 6.8% | ||
| Q4 24 | 29.1% | 10.7% | ||
| Q3 24 | -3.6% | 11.3% | ||
| Q2 24 | 3.7% | 1.3% |
| Q1 26 | 7.6% | — | ||
| Q4 25 | 46.5% | — | ||
| Q3 25 | 11.4% | -1.4% | ||
| Q2 25 | 7.8% | 5.7% | ||
| Q1 25 | 18.0% | 5.3% | ||
| Q4 24 | 24.3% | — | ||
| Q3 24 | -4.4% | 7.5% | ||
| Q2 24 | 1.9% | -2.7% |
| Q1 26 | $0.18 | — | ||
| Q4 25 | $0.81 | $0.35 | ||
| Q3 25 | $0.24 | $-0.35 | ||
| Q2 25 | $0.17 | $1.29 | ||
| Q1 25 | $0.91 | $1.07 | ||
| Q4 24 | $1.35 | $1.42 | ||
| Q3 24 | $-0.17 | $1.35 | ||
| Q2 24 | $0.07 | $-0.52 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $270.0M | $669.3M |
| Total DebtLower is stronger | — | $200.3M |
| Stockholders' EquityBook value | $705.9M | $284.3M |
| Total Assets | $1.6B | $1.7B |
| Debt / EquityLower = less leverage | — | 0.70× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $270.0M | — | ||
| Q4 25 | $425.8M | $669.3M | ||
| Q3 25 | $351.4M | $653.3M | ||
| Q2 25 | $411.6M | $641.4M | ||
| Q1 25 | $371.7M | $609.4M | ||
| Q4 24 | $740.0M | $599.3M | ||
| Q3 24 | $703.0M | $674.8M | ||
| Q2 24 | $665.1M | $667.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $200.3M | ||
| Q3 25 | — | $200.4M | ||
| Q2 25 | — | $200.1M | ||
| Q1 25 | — | $200.0M | ||
| Q4 24 | — | $200.1M | ||
| Q3 24 | — | $300.9M | ||
| Q2 24 | — | $300.1M |
| Q1 26 | $705.9M | — | ||
| Q4 25 | $787.4M | $284.3M | ||
| Q3 25 | $596.8M | $265.0M | ||
| Q2 25 | $624.5M | $244.5M | ||
| Q1 25 | $611.3M | $228.7M | ||
| Q4 24 | $585.5M | $203.7M | ||
| Q3 24 | $473.0M | $181.9M | ||
| Q2 24 | $435.4M | $151.3M |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $1.7B | ||
| Q3 25 | $1.3B | $1.6B | ||
| Q2 25 | $1.3B | $1.6B | ||
| Q1 25 | $1.3B | $1.6B | ||
| Q4 24 | $1.8B | $1.5B | ||
| Q3 24 | $1.6B | $1.6B | ||
| Q2 24 | $1.5B | $1.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.70× | ||
| Q3 25 | — | 0.76× | ||
| Q2 25 | — | 0.82× | ||
| Q1 25 | — | 0.87× | ||
| Q4 24 | — | 0.98× | ||
| Q3 24 | — | 1.65× | ||
| Q2 24 | — | 1.98× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $206.5M |
| Free Cash FlowOCF − Capex | $206.5M | — |
| FCF MarginFCF / Revenue | 48.0% | — |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $494.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $158.4M | $206.5M | ||
| Q3 25 | $56.3M | $57.6M | ||
| Q2 25 | $86.3M | $52.0M | ||
| Q1 25 | $204.2M | $26.8M | ||
| Q4 24 | $95.2M | $195.7M | ||
| Q3 24 | $30.5M | $49.4M | ||
| Q2 24 | $40.1M | $62.6M |
| Q1 26 | $206.5M | — | ||
| Q4 25 | $152.4M | — | ||
| Q3 25 | $51.8M | — | ||
| Q2 25 | $84.1M | — | ||
| Q1 25 | $202.3M | — | ||
| Q4 24 | $92.4M | $195.3M | ||
| Q3 24 | $27.4M | — | ||
| Q2 24 | $38.8M | $62.4M |
| Q1 26 | 48.0% | — | ||
| Q4 25 | 30.2% | — | ||
| Q3 25 | 13.6% | — | ||
| Q2 25 | 21.9% | — | ||
| Q1 25 | 42.5% | — | ||
| Q4 24 | 18.8% | 59.8% | ||
| Q3 24 | 8.4% | — | ||
| Q2 24 | 11.1% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 0.0% | ||
| Q3 25 | 1.2% | 0.0% | ||
| Q2 25 | 0.6% | 0.0% | ||
| Q1 25 | 0.4% | 0.0% | ||
| Q4 24 | 0.6% | 0.1% | ||
| Q3 24 | 0.9% | 0.0% | ||
| Q2 24 | 0.4% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.68× | — | ||
| Q3 25 | 1.30× | — | ||
| Q2 25 | 2.87× | 2.36× | ||
| Q1 25 | 2.39× | 1.46× | ||
| Q4 24 | 0.80× | — | ||
| Q3 24 | — | 2.17× | ||
| Q2 24 | 6.06× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PEGA
| Pega Cloud | $205.0M | 48% |
| Subscription license | $94.9M | 22% |
| Maintenance | $75.3M | 18% |
| Consulting | $54.8M | 13% |
ROOT
Segment breakdown not available.
