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Side-by-side financial comparison of PERMA FIX ENVIRONMENTAL SERVICES INC (PESI) and PROVIDENT FINANCIAL HOLDINGS INC (PROV). Click either name above to swap in a different company.

PERMA FIX ENVIRONMENTAL SERVICES INC is the larger business by last-quarter revenue ($15.7M vs $9.8M, roughly 1.6× PROVIDENT FINANCIAL HOLDINGS INC). PROVIDENT FINANCIAL HOLDINGS INC runs the higher net margin — 14.6% vs -36.0%, a 50.6% gap on every dollar of revenue. On growth, PERMA FIX ENVIRONMENTAL SERVICES INC posted the faster year-over-year revenue change (6.9% vs 2.5%). PROVIDENT FINANCIAL HOLDINGS INC produced more free cash flow last quarter ($1.0M vs $-4.2M). Over the past eight quarters, PERMA FIX ENVIRONMENTAL SERVICES INC's revenue compounded faster (7.4% CAGR vs 2.3%).

Perma-Fix Environmental Services Inc provides end-to-end environmental and waste management solutions, specializing in the treatment, processing, and disposal of hazardous, radioactive, and mixed waste streams. It serves U.S. federal government agencies, nuclear facility operators, and industrial clients across the energy, manufacturing, and defense segments.

Provident Financial Holdings Inc is a bank holding company operating through its subsidiary Provident Savings Bank. It offers retail and commercial banking services including deposit products, mortgage loans, consumer lending and small business financing for local communities across California.

PESI vs PROV — Head-to-Head

Bigger by revenue
PESI
PESI
1.6× larger
PESI
$15.7M
$9.8M
PROV
Growing faster (revenue YoY)
PESI
PESI
+4.4% gap
PESI
6.9%
2.5%
PROV
Higher net margin
PROV
PROV
50.6% more per $
PROV
14.6%
-36.0%
PESI
More free cash flow
PROV
PROV
$5.3M more FCF
PROV
$1.0M
$-4.2M
PESI
Faster 2-yr revenue CAGR
PESI
PESI
Annualised
PESI
7.4%
2.3%
PROV

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
PESI
PESI
PROV
PROV
Revenue
$15.7M
$9.8M
Net Profit
$-5.7M
$1.4M
Gross Margin
7.7%
Operating Margin
-20.6%
20.8%
Net Margin
-36.0%
14.6%
Revenue YoY
6.9%
2.5%
Net Profit YoY
-62.2%
64.7%
EPS (diluted)
$-0.31
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PESI
PESI
PROV
PROV
Q4 25
$15.7M
$9.8M
Q3 25
$17.5M
$9.7M
Q2 25
$14.6M
$9.8M
Q1 25
$13.9M
$10.1M
Q4 24
$14.7M
$9.6M
Q3 24
$16.8M
$9.5M
Q2 24
$14.0M
$9.9M
Q1 24
$13.6M
$9.4M
Net Profit
PESI
PESI
PROV
PROV
Q4 25
$-5.7M
$1.4M
Q3 25
$-1.8M
$1.7M
Q2 25
$-2.7M
$1.6M
Q1 25
$-3.6M
$1.9M
Q4 24
$-3.5M
$872.0K
Q3 24
$-9.0M
$1.9M
Q2 24
$-4.0M
$2.0M
Q1 24
$-3.6M
$1.5M
Gross Margin
PESI
PESI
PROV
PROV
Q4 25
7.7%
Q3 25
14.6%
Q2 25
10.6%
Q1 25
4.7%
Q4 24
4.0%
Q3 24
7.9%
Q2 24
-9.3%
Q1 24
-4.6%
Operating Margin
PESI
PESI
PROV
PROV
Q4 25
-20.6%
20.8%
Q3 25
-10.7%
28.1%
Q2 25
-19.8%
23.6%
Q1 25
-26.8%
26.2%
Q4 24
-24.4%
12.7%
Q3 24
-15.5%
28.3%
Q2 24
-36.0%
27.8%
Q1 24
-32.8%
22.5%
Net Margin
PESI
PESI
PROV
PROV
Q4 25
-36.0%
14.6%
Q3 25
-10.5%
17.3%
Q2 25
-18.6%
16.7%
Q1 25
-25.7%
18.4%
Q4 24
-23.7%
9.1%
Q3 24
-53.4%
20.0%
Q2 24
-28.2%
19.7%
Q1 24
-26.1%
15.9%
EPS (diluted)
PESI
PESI
PROV
PROV
Q4 25
$-0.31
$0.22
Q3 25
$-0.10
$0.25
Q2 25
$-0.15
$0.24
Q1 25
$-0.19
$0.28
Q4 24
$-0.23
$0.13
Q3 24
$-0.57
$0.28
Q2 24
$-0.27
$0.28
Q1 24
$-0.26
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PESI
PESI
PROV
PROV
Cash + ST InvestmentsLiquidity on hand
$54.4M
Total DebtLower is stronger
$1.9M
Stockholders' EquityBook value
$50.1M
$127.5M
Total Assets
$88.0M
$1.2B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PESI
PESI
PROV
PROV
Q4 25
$54.4M
Q3 25
$49.4M
Q2 25
$53.1M
Q1 25
$50.9M
Q4 24
$45.5M
Q3 24
$48.2M
Q2 24
$51.4M
Q1 24
$51.7M
Total Debt
PESI
PESI
PROV
PROV
Q4 25
$1.9M
Q3 25
$1.9M
Q2 25
$2.0M
Q1 25
$2.2M
Q4 24
$2.3M
Q3 24
$2.5M
Q2 24
$2.2M
Q1 24
$2.5M
Stockholders' Equity
PESI
PESI
PROV
PROV
Q4 25
$50.1M
$127.5M
Q3 25
$55.4M
$128.4M
Q2 25
$56.8M
$128.5M
Q1 25
$59.2M
$128.9M
Q4 24
$62.4M
$128.6M
Q3 24
$42.4M
$129.6M
Q2 24
$51.0M
$129.9M
Q1 24
$36.2M
$129.5M
Total Assets
PESI
PESI
PROV
PROV
Q4 25
$88.0M
$1.2B
Q3 25
$91.2M
$1.2B
Q2 25
$90.2M
$1.2B
Q1 25
$92.9M
$1.3B
Q4 24
$97.2M
$1.3B
Q3 24
$78.2M
$1.3B
Q2 24
$87.0M
$1.3B
Q1 24
$74.0M
$1.3B
Debt / Equity
PESI
PESI
PROV
PROV
Q4 25
0.04×
Q3 25
0.03×
Q2 25
0.04×
Q1 25
0.04×
Q4 24
0.04×
Q3 24
0.06×
Q2 24
0.04×
Q1 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PESI
PESI
PROV
PROV
Operating Cash FlowLast quarter
$-2.1M
$1.2M
Free Cash FlowOCF − Capex
$-4.2M
$1.0M
FCF MarginFCF / Revenue
-26.9%
10.5%
Capex IntensityCapex / Revenue
13.4%
1.9%
Cash ConversionOCF / Net Profit
0.85×
TTM Free Cash FlowTrailing 4 quarters
$-15.5M
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PESI
PESI
PROV
PROV
Q4 25
$-2.1M
$1.2M
Q3 25
$-4.6M
$2.5M
Q2 25
$-1.9M
$8.7M
Q1 25
$-2.1M
$3.3M
Q4 24
$-3.3M
$324.0K
Q3 24
$-5.6M
$2.6M
Q2 24
$-1.3M
$5.7M
Q1 24
$-4.5M
$3.0M
Free Cash Flow
PESI
PESI
PROV
PROV
Q4 25
$-4.2M
$1.0M
Q3 25
$-5.8M
$2.5M
Q2 25
$-2.8M
$8.2M
Q1 25
$-2.6M
$3.3M
Q4 24
$-4.5M
$307.0K
Q3 24
$-7.0M
$2.4M
Q2 24
$-1.9M
$4.1M
Q1 24
$-4.8M
$2.6M
FCF Margin
PESI
PESI
PROV
PROV
Q4 25
-26.9%
10.5%
Q3 25
-33.3%
25.2%
Q2 25
-19.2%
83.5%
Q1 25
-18.9%
32.5%
Q4 24
-30.5%
3.2%
Q3 24
-41.7%
25.1%
Q2 24
-13.5%
41.3%
Q1 24
-35.0%
27.5%
Capex Intensity
PESI
PESI
PROV
PROV
Q4 25
13.4%
1.9%
Q3 25
6.7%
0.5%
Q2 25
6.2%
5.4%
Q1 25
3.8%
0.3%
Q4 24
8.0%
0.2%
Q3 24
8.2%
1.8%
Q2 24
4.3%
16.0%
Q1 24
1.8%
4.2%
Cash Conversion
PESI
PESI
PROV
PROV
Q4 25
0.85×
Q3 25
1.48×
Q2 25
5.34×
Q1 25
1.79×
Q4 24
0.37×
Q3 24
1.35×
Q2 24
2.91×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PESI
PESI

Fixed Price$11.4M73%
Services$4.3M27%

PROV
PROV

Segment breakdown not available.

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