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Side-by-side financial comparison of PROVIDENT FINANCIAL SERVICES INC (PFS) and QUINSTREET, INC (QNST). Click either name above to swap in a different company.

QUINSTREET, INC is the larger business by last-quarter revenue ($287.8M vs $225.2M, roughly 1.3× PROVIDENT FINANCIAL SERVICES INC). PROVIDENT FINANCIAL SERVICES INC runs the higher net margin — 35.3% vs 17.4%, a 17.8% gap on every dollar of revenue. Over the past eight quarters, QUINSTREET, INC's revenue compounded faster (53.2% CAGR vs 17.3%).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

QuinStreet, Inc. is a publicly traded online marketing company based in Foster City, California. The company helps generate web traffic for clients by acquiring popular domain names.

PFS vs QNST — Head-to-Head

Bigger by revenue
QNST
QNST
1.3× larger
QNST
$287.8M
$225.2M
PFS
Higher net margin
PFS
PFS
17.8% more per $
PFS
35.3%
17.4%
QNST
Faster 2-yr revenue CAGR
QNST
QNST
Annualised
QNST
53.2%
17.3%
PFS

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
PFS
PFS
QNST
QNST
Revenue
$225.2M
$287.8M
Net Profit
$79.4M
$50.2M
Gross Margin
9.6%
Operating Margin
0.4%
Net Margin
35.3%
17.4%
Revenue YoY
1.9%
Net Profit YoY
24.0%
3342.5%
EPS (diluted)
$0.61
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PFS
PFS
QNST
QNST
Q1 26
$225.2M
Q4 25
$225.7M
$287.8M
Q3 25
$221.8M
$285.9M
Q2 25
$214.2M
Q1 25
$208.8M
$269.8M
Q4 24
$205.9M
$282.6M
Q3 24
$210.6M
$279.2M
Q2 24
$163.8M
$198.3M
Net Profit
PFS
PFS
QNST
QNST
Q1 26
$79.4M
Q4 25
$50.2M
Q3 25
$71.7M
$4.5M
Q2 25
$72.0M
Q1 25
$64.0M
$4.4M
Q4 24
$-1.5M
Q3 24
$46.4M
$-1.4M
Q2 24
$-11.5M
$-2.2M
Gross Margin
PFS
PFS
QNST
QNST
Q1 26
Q4 25
9.6%
Q3 25
9.4%
Q2 25
Q1 25
10.3%
Q4 24
9.5%
Q3 24
10.2%
Q2 24
8.8%
Operating Margin
PFS
PFS
QNST
QNST
Q1 26
Q4 25
49.7%
0.4%
Q3 25
45.8%
1.7%
Q2 25
47.8%
Q1 25
44.0%
1.8%
Q4 24
30.5%
-0.5%
Q3 24
31.0%
-0.4%
Q2 24
-13.0%
-0.7%
Net Margin
PFS
PFS
QNST
QNST
Q1 26
35.3%
Q4 25
17.4%
Q3 25
32.3%
1.6%
Q2 25
33.6%
Q1 25
30.7%
1.6%
Q4 24
-0.5%
Q3 24
22.0%
-0.5%
Q2 24
-7.0%
-1.1%
EPS (diluted)
PFS
PFS
QNST
QNST
Q1 26
$0.61
Q4 25
$0.64
$0.87
Q3 25
$0.55
$0.08
Q2 25
$0.55
Q1 25
$0.49
$0.08
Q4 24
$0.37
$-0.03
Q3 24
$0.36
$-0.02
Q2 24
$-0.11
$-0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PFS
PFS
QNST
QNST
Cash + ST InvestmentsLiquidity on hand
$222.1M
$107.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.9B
$294.4M
Total Assets
$25.2B
$493.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PFS
PFS
QNST
QNST
Q1 26
$222.1M
Q4 25
$209.1M
$107.0M
Q3 25
$299.2M
$101.3M
Q2 25
$258.0M
Q1 25
$234.1M
$81.8M
Q4 24
$205.9M
$57.8M
Q3 24
$244.0M
$25.0M
Q2 24
$290.5M
$50.5M
Stockholders' Equity
PFS
PFS
QNST
QNST
Q1 26
$2.9B
Q4 25
$2.8B
$294.4M
Q3 25
$2.8B
$246.7M
Q2 25
$2.7B
Q1 25
$2.7B
$235.5M
Q4 24
$2.6B
$224.3M
Q3 24
$2.6B
$219.8M
Q2 24
$2.6B
$216.8M
Total Assets
PFS
PFS
QNST
QNST
Q1 26
$25.2B
Q4 25
$25.0B
$493.0M
Q3 25
$24.8B
$442.6M
Q2 25
$24.5B
Q1 25
$24.2B
$417.2M
Q4 24
$24.1B
$409.6M
Q3 24
$24.0B
$401.2M
Q2 24
$24.1B
$368.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PFS
PFS
QNST
QNST
Operating Cash FlowLast quarter
$21.6M
Free Cash FlowOCF − Capex
$20.7M
FCF MarginFCF / Revenue
7.2%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
0.43×
TTM Free Cash FlowTrailing 4 quarters
$106.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PFS
PFS
QNST
QNST
Q1 26
Q4 25
$442.3M
$21.6M
Q3 25
$98.0M
$19.6M
Q2 25
$186.8M
Q1 25
$88.5M
$30.1M
Q4 24
$426.4M
$38.7M
Q3 24
$69.2M
$-13.7M
Q2 24
$76.5M
$16.6M
Free Cash Flow
PFS
PFS
QNST
QNST
Q1 26
Q4 25
$430.7M
$20.7M
Q3 25
$96.7M
$18.4M
Q2 25
$182.6M
Q1 25
$87.4M
$29.5M
Q4 24
$425.1M
$38.2M
Q3 24
$67.9M
$-14.1M
Q2 24
$75.5M
$15.4M
FCF Margin
PFS
PFS
QNST
QNST
Q1 26
Q4 25
190.8%
7.2%
Q3 25
43.6%
6.4%
Q2 25
85.2%
Q1 25
41.9%
10.9%
Q4 24
206.4%
13.5%
Q3 24
32.2%
-5.1%
Q2 24
46.1%
7.8%
Capex Intensity
PFS
PFS
QNST
QNST
Q1 26
Q4 25
5.1%
0.3%
Q3 25
0.6%
0.4%
Q2 25
2.0%
Q1 25
0.5%
0.2%
Q4 24
0.6%
0.2%
Q3 24
0.6%
0.2%
Q2 24
0.6%
0.6%
Cash Conversion
PFS
PFS
QNST
QNST
Q1 26
Q4 25
0.43×
Q3 25
1.37×
4.32×
Q2 25
2.59×
Q1 25
1.38×
6.82×
Q4 24
Q3 24
1.49×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PFS
PFS

Net Interest Income$193.7M86%
Noninterest Income$31.5M14%

QNST
QNST

Financial Service$216.8M75%
Home Services And Other Revenue$71.0M25%

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