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Side-by-side financial comparison of PROVIDENT FINANCIAL SERVICES INC (PFS) and WORTHINGTON ENTERPRISES, INC. (WOR). Click either name above to swap in a different company.

WORTHINGTON ENTERPRISES, INC. is the larger business by last-quarter revenue ($327.5M vs $225.7M, roughly 1.5× PROVIDENT FINANCIAL SERVICES INC). On growth, WORTHINGTON ENTERPRISES, INC. posted the faster year-over-year revenue change (19.5% vs 9.6%). PROVIDENT FINANCIAL SERVICES INC produced more free cash flow last quarter ($430.7M vs $39.1M).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Worthington Enterprises, Inc. is an American industrial manufacturing company headquartered in Columbus, Ohio. The company is composed of two business segments, consumer products and building products. Within these segments, the company designs and manufactures pressure vessels such as propane, oxygen and helium tanks, refrigerant and industrial cylinders, camping and residential use cylinders, water system tanks for storage, treatment, heating, expansion and flow control, as well as a variet...

PFS vs WOR — Head-to-Head

Bigger by revenue
WOR
WOR
1.5× larger
WOR
$327.5M
$225.7M
PFS
Growing faster (revenue YoY)
WOR
WOR
+9.9% gap
WOR
19.5%
9.6%
PFS
More free cash flow
PFS
PFS
$391.6M more FCF
PFS
$430.7M
$39.1M
WOR

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
PFS
PFS
WOR
WOR
Revenue
$225.7M
$327.5M
Net Profit
$27.3M
Gross Margin
25.8%
Operating Margin
49.7%
3.7%
Net Margin
8.3%
Revenue YoY
9.6%
19.5%
Net Profit YoY
-3.3%
EPS (diluted)
$0.64
$0.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PFS
PFS
WOR
WOR
Q4 25
$225.7M
$327.5M
Q3 25
$221.8M
$303.7M
Q2 25
$214.2M
Q1 25
$208.8M
Q4 24
$205.9M
Q3 24
$210.6M
Q2 24
$163.8M
Q1 24
$114.5M
Net Profit
PFS
PFS
WOR
WOR
Q4 25
$27.3M
Q3 25
$71.7M
$35.1M
Q2 25
$72.0M
Q1 25
$64.0M
Q4 24
Q3 24
$46.4M
Q2 24
$-11.5M
Q1 24
$32.1M
Gross Margin
PFS
PFS
WOR
WOR
Q4 25
25.8%
Q3 25
27.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
PFS
PFS
WOR
WOR
Q4 25
49.7%
3.7%
Q3 25
45.8%
3.0%
Q2 25
47.8%
Q1 25
44.0%
Q4 24
30.5%
Q3 24
31.0%
Q2 24
-13.0%
Q1 24
37.5%
Net Margin
PFS
PFS
WOR
WOR
Q4 25
8.3%
Q3 25
32.3%
11.6%
Q2 25
33.6%
Q1 25
30.7%
Q4 24
Q3 24
22.0%
Q2 24
-7.0%
Q1 24
28.0%
EPS (diluted)
PFS
PFS
WOR
WOR
Q4 25
$0.64
$0.55
Q3 25
$0.55
$0.70
Q2 25
$0.55
Q1 25
$0.49
Q4 24
$0.37
Q3 24
$0.36
Q2 24
$-0.11
Q1 24
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PFS
PFS
WOR
WOR
Cash + ST InvestmentsLiquidity on hand
$209.1M
$180.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.8B
$962.6M
Total Assets
$25.0B
$1.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PFS
PFS
WOR
WOR
Q4 25
$209.1M
$180.3M
Q3 25
$299.2M
$167.1M
Q2 25
$258.0M
Q1 25
$234.1M
Q4 24
$205.9M
Q3 24
$244.0M
Q2 24
$290.5M
Q1 24
$158.3M
Stockholders' Equity
PFS
PFS
WOR
WOR
Q4 25
$2.8B
$962.6M
Q3 25
$2.8B
$959.1M
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.6B
Q2 24
$2.6B
Q1 24
$1.7B
Total Assets
PFS
PFS
WOR
WOR
Q4 25
$25.0B
$1.8B
Q3 25
$24.8B
$1.7B
Q2 25
$24.5B
Q1 25
$24.2B
Q4 24
$24.1B
Q3 24
$24.0B
Q2 24
$24.1B
Q1 24
$14.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PFS
PFS
WOR
WOR
Operating Cash FlowLast quarter
$442.3M
$51.5M
Free Cash FlowOCF − Capex
$430.7M
$39.1M
FCF MarginFCF / Revenue
190.8%
11.9%
Capex IntensityCapex / Revenue
5.1%
3.8%
Cash ConversionOCF / Net Profit
1.89×
TTM Free Cash FlowTrailing 4 quarters
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PFS
PFS
WOR
WOR
Q4 25
$442.3M
$51.5M
Q3 25
$98.0M
$41.1M
Q2 25
$186.8M
Q1 25
$88.5M
Q4 24
$426.4M
Q3 24
$69.2M
Q2 24
$76.5M
Q1 24
$41.4M
Free Cash Flow
PFS
PFS
WOR
WOR
Q4 25
$430.7M
$39.1M
Q3 25
$96.7M
$27.9M
Q2 25
$182.6M
Q1 25
$87.4M
Q4 24
$425.1M
Q3 24
$67.9M
Q2 24
$75.5M
Q1 24
$40.9M
FCF Margin
PFS
PFS
WOR
WOR
Q4 25
190.8%
11.9%
Q3 25
43.6%
9.2%
Q2 25
85.2%
Q1 25
41.9%
Q4 24
206.4%
Q3 24
32.2%
Q2 24
46.1%
Q1 24
35.7%
Capex Intensity
PFS
PFS
WOR
WOR
Q4 25
5.1%
3.8%
Q3 25
0.6%
4.3%
Q2 25
2.0%
Q1 25
0.5%
Q4 24
0.6%
Q3 24
0.6%
Q2 24
0.6%
Q1 24
0.5%
Cash Conversion
PFS
PFS
WOR
WOR
Q4 25
1.89×
Q3 25
1.37×
1.17×
Q2 25
2.59×
Q1 25
1.38×
Q4 24
Q3 24
1.49×
Q2 24
Q1 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PFS
PFS

Segment breakdown not available.

WOR
WOR

Building Products$207.5M63%
Equity Method Investment Nonconsolidated Investee Other$120.7M37%

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