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Side-by-side financial comparison of PEAPACK GLADSTONE FINANCIAL CORP (PGC) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
STURM RUGER & CO INC is the larger business by last-quarter revenue ($151.1M vs $78.2M, roughly 1.9× PEAPACK GLADSTONE FINANCIAL CORP). On growth, PEAPACK GLADSTONE FINANCIAL CORP posted the faster year-over-year revenue change (26.5% vs 3.6%). PEAPACK GLADSTONE FINANCIAL CORP produced more free cash flow last quarter ($28.8M vs $12.3M). Over the past eight quarters, PEAPACK GLADSTONE FINANCIAL CORP's revenue compounded faster (21.4% CAGR vs 5.1%).
Peapack Gladstone Financial Corp is a U.S.-based regional financial holding company that provides commercial and consumer banking, wealth management, private banking, lending solutions, and trust services, primarily serving individual and small-to-medium business clients across New Jersey and the surrounding U.S. Northeast region.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
PGC vs RGR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $78.2M | $151.1M |
| Net Profit | $12.2M | — |
| Gross Margin | — | 17.8% |
| Operating Margin | 21.7% | 2.3% |
| Net Margin | 15.5% | — |
| Revenue YoY | 26.5% | 3.6% |
| Net Profit YoY | 31.6% | — |
| EPS (diluted) | $0.68 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $78.2M | $151.1M | ||
| Q3 25 | $70.7M | $126.8M | ||
| Q2 25 | $69.7M | $132.5M | ||
| Q1 25 | $64.4M | $135.7M | ||
| Q4 24 | $61.8M | $145.8M | ||
| Q3 24 | $56.6M | $122.3M | ||
| Q2 24 | $56.6M | $130.8M | ||
| Q1 24 | $53.1M | $136.8M |
| Q4 25 | $12.2M | — | ||
| Q3 25 | $9.6M | $1.6M | ||
| Q2 25 | $7.9M | $-17.2M | ||
| Q1 25 | $7.6M | $7.8M | ||
| Q4 24 | $9.2M | — | ||
| Q3 24 | $7.6M | $4.7M | ||
| Q2 24 | $7.5M | $8.3M | ||
| Q1 24 | $8.6M | $7.1M |
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
| Q4 25 | 21.7% | 2.3% | ||
| Q3 25 | 19.2% | -2.7% | ||
| Q2 25 | 16.1% | -15.6% | ||
| Q1 25 | 16.2% | 6.2% | ||
| Q4 24 | 19.8% | 7.8% | ||
| Q3 24 | 19.0% | 3.1% | ||
| Q2 24 | 16.9% | 6.9% | ||
| Q1 24 | 23.4% | 5.5% |
| Q4 25 | 15.5% | — | ||
| Q3 25 | 13.6% | 1.2% | ||
| Q2 25 | 11.4% | -13.0% | ||
| Q1 25 | 11.8% | 5.7% | ||
| Q4 24 | 14.9% | — | ||
| Q3 24 | 13.4% | 3.9% | ||
| Q2 24 | 13.3% | 6.3% | ||
| Q1 24 | 16.3% | 5.2% |
| Q4 25 | $0.68 | $0.22 | ||
| Q3 25 | $0.54 | $0.10 | ||
| Q2 25 | $0.45 | $-1.05 | ||
| Q1 25 | $0.43 | $0.46 | ||
| Q4 24 | $0.52 | $0.62 | ||
| Q3 24 | $0.43 | $0.28 | ||
| Q2 24 | $0.42 | $0.47 | ||
| Q1 24 | $0.48 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $658.2M | $283.8M |
| Total Assets | $7.5B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
| Q4 25 | $658.2M | $283.8M | ||
| Q3 25 | $642.5M | $279.6M | ||
| Q2 25 | $629.8M | $289.3M | ||
| Q1 25 | $621.9M | $321.5M | ||
| Q4 24 | $605.8M | $319.6M | ||
| Q3 24 | $607.6M | $314.9M | ||
| Q2 24 | $588.3M | $321.5M | ||
| Q1 24 | $582.4M | $332.0M |
| Q4 25 | $7.5B | $342.0M | ||
| Q3 25 | $7.4B | $342.3M | ||
| Q2 25 | $7.2B | $349.5M | ||
| Q1 25 | $7.1B | $379.0M | ||
| Q4 24 | $7.0B | $384.0M | ||
| Q3 24 | $6.8B | $373.5M | ||
| Q2 24 | $6.5B | $376.7M | ||
| Q1 24 | $6.4B | $385.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $43.1M | $15.5M |
| Free Cash FlowOCF − Capex | $28.8M | $12.3M |
| FCF MarginFCF / Revenue | 36.8% | 8.2% |
| Capex IntensityCapex / Revenue | 18.3% | 2.1% |
| Cash ConversionOCF / Net Profit | 3.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $61.3M | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $43.1M | $15.5M | ||
| Q3 25 | $36.2M | $12.9M | ||
| Q2 25 | $15.9M | $14.7M | ||
| Q1 25 | $-7.9M | $11.1M | ||
| Q4 24 | $71.1M | $20.0M | ||
| Q3 24 | $24.7M | $9.4M | ||
| Q2 24 | $852.0K | $18.7M | ||
| Q1 24 | $19.1M | $7.3M |
| Q4 25 | $28.8M | $12.3M | ||
| Q3 25 | $34.0M | $7.0M | ||
| Q2 25 | $9.9M | $9.1M | ||
| Q1 25 | $-11.5M | $10.0M | ||
| Q4 24 | $63.0M | $16.4M | ||
| Q3 24 | $23.0M | $2.6M | ||
| Q2 24 | $-431.0K | $10.1M | ||
| Q1 24 | $18.0M | $5.6M |
| Q4 25 | 36.8% | 8.2% | ||
| Q3 25 | 48.1% | 5.5% | ||
| Q2 25 | 14.2% | 6.9% | ||
| Q1 25 | -17.8% | 7.4% | ||
| Q4 24 | 101.9% | 11.2% | ||
| Q3 24 | 40.6% | 2.1% | ||
| Q2 24 | -0.8% | 7.7% | ||
| Q1 24 | 33.9% | 4.1% |
| Q4 25 | 18.3% | 2.1% | ||
| Q3 25 | 3.1% | 4.6% | ||
| Q2 25 | 8.6% | 4.2% | ||
| Q1 25 | 5.6% | 0.8% | ||
| Q4 24 | 13.1% | 2.5% | ||
| Q3 24 | 3.0% | 5.5% | ||
| Q2 24 | 2.3% | 6.6% | ||
| Q1 24 | 2.1% | 1.3% |
| Q4 25 | 3.55× | — | ||
| Q3 25 | 3.76× | 8.15× | ||
| Q2 25 | 2.01× | — | ||
| Q1 25 | -1.04× | 1.43× | ||
| Q4 24 | 7.70× | — | ||
| Q3 24 | 3.25× | 1.98× | ||
| Q2 24 | 0.11× | 2.27× | ||
| Q1 24 | 2.21× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PGC
| Banking Segment | $61.4M | 79% |
| Wealth Management Division | $13.9M | 18% |
| Other | $2.9M | 4% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
