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Side-by-side financial comparison of Phreesia, Inc. (PHR) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.

SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $120.3M, roughly 1.6× Phreesia, Inc.). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 12.7%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $12.2M).

Phreesia, Inc. is a software as a service company that offers healthcare organizations a set of applications to automate and manage patient intake.

Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.

PHR vs SFNC — Head-to-Head

Bigger by revenue
SFNC
SFNC
1.6× larger
SFNC
$197.3M
$120.3M
PHR
Growing faster (revenue YoY)
SFNC
SFNC
+6.9% gap
SFNC
19.6%
12.7%
PHR
More free cash flow
SFNC
SFNC
$399.2M more FCF
SFNC
$411.4M
$12.2M
PHR

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PHR
PHR
SFNC
SFNC
Revenue
$120.3M
$197.3M
Net Profit
$4.3M
Gross Margin
Operating Margin
3.1%
Net Margin
3.5%
Revenue YoY
12.7%
19.6%
Net Profit YoY
129.7%
EPS (diluted)
$0.07
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PHR
PHR
SFNC
SFNC
Q4 25
$120.3M
$197.3M
Q3 25
$117.3M
$186.7M
Q2 25
$115.9M
$214.2M
Q1 25
$209.6M
Q4 24
$208.5M
Q3 24
$174.8M
Q2 24
$197.2M
Q1 24
$195.1M
Net Profit
PHR
PHR
SFNC
SFNC
Q4 25
$4.3M
Q3 25
$654.0K
$-562.8M
Q2 25
$-3.9M
$54.8M
Q1 25
$32.4M
Q4 24
Q3 24
$24.7M
Q2 24
$40.8M
Q1 24
$38.9M
Operating Margin
PHR
PHR
SFNC
SFNC
Q4 25
3.1%
Q3 25
-1.3%
Q2 25
-2.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Net Margin
PHR
PHR
SFNC
SFNC
Q4 25
3.5%
Q3 25
0.6%
-301.5%
Q2 25
-3.4%
25.6%
Q1 25
15.5%
Q4 24
Q3 24
14.1%
Q2 24
20.7%
Q1 24
19.9%
EPS (diluted)
PHR
PHR
SFNC
SFNC
Q4 25
$0.07
$0.36
Q3 25
$0.01
$-4.00
Q2 25
$-0.07
$0.43
Q1 25
$0.26
Q4 24
$0.38
Q3 24
$0.20
Q2 24
$0.32
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PHR
PHR
SFNC
SFNC
Cash + ST InvestmentsLiquidity on hand
$106.4M
Total DebtLower is stronger
$3.4M
$620.0M
Stockholders' EquityBook value
$320.3M
$3.4B
Total Assets
$423.5M
$24.5B
Debt / EquityLower = less leverage
0.01×
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PHR
PHR
SFNC
SFNC
Q4 25
$106.4M
Q3 25
$98.3M
Q2 25
$90.9M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
PHR
PHR
SFNC
SFNC
Q4 25
$3.4M
$620.0M
Q3 25
$4.6M
$667.8M
Q2 25
$6.2M
$1.0B
Q1 25
$1.3B
Q4 24
$1.1B
Q3 24
$1.4B
Q2 24
$1.7B
Q1 24
$1.2B
Stockholders' Equity
PHR
PHR
SFNC
SFNC
Q4 25
$320.3M
$3.4B
Q3 25
$298.0M
$3.4B
Q2 25
$282.2M
$3.5B
Q1 25
$3.5B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.5B
Q1 24
$3.4B
Total Assets
PHR
PHR
SFNC
SFNC
Q4 25
$423.5M
$24.5B
Q3 25
$408.6M
$24.2B
Q2 25
$400.4M
$26.7B
Q1 25
$26.8B
Q4 24
$26.9B
Q3 24
$27.3B
Q2 24
$27.4B
Q1 24
$27.4B
Debt / Equity
PHR
PHR
SFNC
SFNC
Q4 25
0.01×
0.18×
Q3 25
0.02×
0.20×
Q2 25
0.02×
0.28×
Q1 25
0.35×
Q4 24
0.32×
Q3 24
0.40×
Q2 24
0.50×
Q1 24
0.36×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PHR
PHR
SFNC
SFNC
Operating Cash FlowLast quarter
$15.5M
$449.5M
Free Cash FlowOCF − Capex
$12.2M
$411.4M
FCF MarginFCF / Revenue
10.1%
208.5%
Capex IntensityCapex / Revenue
2.7%
19.3%
Cash ConversionOCF / Net Profit
3.62×
TTM Free Cash FlowTrailing 4 quarters
$717.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PHR
PHR
SFNC
SFNC
Q4 25
$15.5M
$449.5M
Q3 25
$14.8M
$223.4M
Q2 25
$14.8M
$77.6M
Q1 25
$32.8M
Q4 24
$425.9M
Q3 24
$199.4M
Q2 24
$86.1M
Q1 24
$57.6M
Free Cash Flow
PHR
PHR
SFNC
SFNC
Q4 25
$12.2M
$411.4M
Q3 25
$13.1M
$216.7M
Q2 25
$11.3M
$66.3M
Q1 25
$22.6M
Q4 24
$380.4M
Q3 24
$187.7M
Q2 24
$72.7M
Q1 24
$47.7M
FCF Margin
PHR
PHR
SFNC
SFNC
Q4 25
10.1%
208.5%
Q3 25
11.1%
116.1%
Q2 25
9.8%
31.0%
Q1 25
10.8%
Q4 24
182.5%
Q3 24
107.4%
Q2 24
36.9%
Q1 24
24.5%
Capex Intensity
PHR
PHR
SFNC
SFNC
Q4 25
2.7%
19.3%
Q3 25
1.5%
3.6%
Q2 25
3.0%
5.3%
Q1 25
4.8%
Q4 24
21.8%
Q3 24
6.7%
Q2 24
6.8%
Q1 24
5.0%
Cash Conversion
PHR
PHR
SFNC
SFNC
Q4 25
3.62×
Q3 25
22.68×
Q2 25
1.42×
Q1 25
1.01×
Q4 24
Q3 24
8.06×
Q2 24
2.11×
Q1 24
1.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PHR
PHR

Subscription And Services$55.5M46%
Network Solutions$37.4M31%
Payment Processing Fees$27.4M23%

SFNC
SFNC

Segment breakdown not available.

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