vs

Side-by-side financial comparison of PLUMAS BANCORP (PLBC) and RGC RESOURCES INC (RGCO). Click either name above to swap in a different company.

RGC RESOURCES INC is the larger business by last-quarter revenue ($30.6M vs $28.6M, roughly 1.1× PLUMAS BANCORP). On growth, PLUMAS BANCORP posted the faster year-over-year revenue change (35.1% vs 13.9%). PLUMAS BANCORP produced more free cash flow last quarter ($20.3M vs $-4.6M). Over the past eight quarters, PLUMAS BANCORP's revenue compounded faster (20.8% CAGR vs -0.4%).

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

Iluka Resources is an Australian resources company, specialising in mineral sands exploration, project development, operations and marketing. It was formed in July 1998 in a merger between Westralian Sands and the titanium mineral business RGC Ltd, becoming Iluka Resources Ltd in 1999. Iluka is a major producer of zircon and titanium dioxide–derived rutile and synthetic rutile globally. The company has operations in Australia, and has also conducted business in the United States and the West ...

PLBC vs RGCO — Head-to-Head

Bigger by revenue
RGCO
RGCO
1.1× larger
RGCO
$30.6M
$28.6M
PLBC
Growing faster (revenue YoY)
PLBC
PLBC
+21.1% gap
PLBC
35.1%
13.9%
RGCO
More free cash flow
PLBC
PLBC
$24.8M more FCF
PLBC
$20.3M
$-4.6M
RGCO
Faster 2-yr revenue CAGR
PLBC
PLBC
Annualised
PLBC
20.8%
-0.4%
RGCO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
PLBC
PLBC
RGCO
RGCO
Revenue
$28.6M
$30.6M
Net Profit
$4.9M
Gross Margin
Operating Margin
48.9%
21.4%
Net Margin
16.0%
Revenue YoY
35.1%
13.9%
Net Profit YoY
-7.3%
EPS (diluted)
$1.56
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLBC
PLBC
RGCO
RGCO
Q4 25
$28.6M
$30.6M
Q3 25
$27.4M
$14.0M
Q2 25
$20.5M
$16.6M
Q1 25
$21.8M
$36.5M
Q4 24
$21.2M
$26.8M
Q3 24
$21.1M
$12.8M
Q2 24
$20.6M
$13.6M
Q1 24
$19.6M
$30.8M
Net Profit
PLBC
PLBC
RGCO
RGCO
Q4 25
$4.9M
Q3 25
$5.1M
$-204.3K
Q2 25
$6.3M
$538.4K
Q1 25
$7.2M
$7.7M
Q4 24
$5.3M
Q3 24
$7.8M
$140.8K
Q2 24
$6.8M
$156.7K
Q1 24
$6.3M
$6.4M
Operating Margin
PLBC
PLBC
RGCO
RGCO
Q4 25
48.9%
21.4%
Q3 25
25.2%
-3.4%
Q2 25
42.2%
7.2%
Q1 25
46.1%
28.5%
Q4 24
50.3%
27.3%
Q3 24
50.6%
1.9%
Q2 24
45.1%
11.5%
Q1 24
42.8%
28.0%
Net Margin
PLBC
PLBC
RGCO
RGCO
Q4 25
16.0%
Q3 25
18.8%
-1.5%
Q2 25
30.8%
3.2%
Q1 25
33.0%
21.1%
Q4 24
19.6%
Q3 24
37.1%
1.1%
Q2 24
32.9%
1.2%
Q1 24
31.9%
20.9%
EPS (diluted)
PLBC
PLBC
RGCO
RGCO
Q4 25
$1.56
$0.47
Q3 25
$0.73
$-0.01
Q2 25
$1.05
$0.05
Q1 25
$1.20
$0.74
Q4 24
$1.30
$0.51
Q3 24
$1.31
$0.01
Q2 24
$1.14
$0.02
Q1 24
$1.05
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLBC
PLBC
RGCO
RGCO
Cash + ST InvestmentsLiquidity on hand
$80.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$261.1M
$116.4M
Total Assets
$2.2B
$341.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLBC
PLBC
RGCO
RGCO
Q4 25
$80.6M
Q3 25
$87.3M
Q2 25
$79.3M
Q1 25
$87.3M
Q4 24
$82.0M
Q3 24
$118.0M
Q2 24
$109.9M
Q1 24
$128.2M
Stockholders' Equity
PLBC
PLBC
RGCO
RGCO
Q4 25
$261.1M
$116.4M
Q3 25
$245.9M
$113.6M
Q2 25
$193.1M
$116.3M
Q1 25
$187.6M
$117.8M
Q4 24
$177.9M
$111.8M
Q3 24
$181.9M
$108.1M
Q2 24
$165.2M
$108.8M
Q1 24
$161.5M
$110.5M
Total Assets
PLBC
PLBC
RGCO
RGCO
Q4 25
$2.2B
$341.0M
Q3 25
$2.2B
$329.8M
Q2 25
$1.6B
$324.8M
Q1 25
$1.6B
$326.4M
Q4 24
$1.6B
$335.2M
Q3 24
$1.7B
$320.7M
Q2 24
$1.6B
$314.2M
Q1 24
$1.6B
$313.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLBC
PLBC
RGCO
RGCO
Operating Cash FlowLast quarter
$21.6M
$1.1M
Free Cash FlowOCF − Capex
$20.3M
$-4.6M
FCF MarginFCF / Revenue
70.9%
-14.9%
Capex IntensityCapex / Revenue
4.6%
18.5%
Cash ConversionOCF / Net Profit
0.22×
TTM Free Cash FlowTrailing 4 quarters
$34.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLBC
PLBC
RGCO
RGCO
Q4 25
$21.6M
$1.1M
Q3 25
$5.6M
$675.1K
Q2 25
$2.1M
$6.4M
Q1 25
$7.5M
$21.0M
Q4 24
$30.5M
$827.2K
Q3 24
$8.0M
$377.4K
Q2 24
$5.1M
$5.9M
Q1 24
$9.2M
$11.8M
Free Cash Flow
PLBC
PLBC
RGCO
RGCO
Q4 25
$20.3M
$-4.6M
Q3 25
$4.8M
Q2 25
$2.0M
$1.4M
Q1 25
$7.3M
$16.1M
Q4 24
$29.8M
$-4.9M
Q3 24
$7.8M
$-5.1M
Q2 24
$4.8M
$564.7K
Q1 24
$9.0M
$5.8M
FCF Margin
PLBC
PLBC
RGCO
RGCO
Q4 25
70.9%
-14.9%
Q3 25
17.5%
Q2 25
9.9%
8.4%
Q1 25
33.7%
44.1%
Q4 24
141.0%
-18.3%
Q3 24
37.1%
-40.2%
Q2 24
23.5%
4.2%
Q1 24
45.8%
18.8%
Capex Intensity
PLBC
PLBC
RGCO
RGCO
Q4 25
4.6%
18.5%
Q3 25
2.9%
Q2 25
0.2%
30.4%
Q1 25
0.8%
13.6%
Q4 24
3.2%
21.4%
Q3 24
0.7%
43.2%
Q2 24
1.1%
39.0%
Q1 24
1.0%
19.4%
Cash Conversion
PLBC
PLBC
RGCO
RGCO
Q4 25
0.22×
Q3 25
1.09×
Q2 25
0.33×
11.96×
Q1 25
1.04×
2.74×
Q4 24
0.16×
Q3 24
1.02×
2.68×
Q2 24
0.75×
37.36×
Q1 24
1.46×
1.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons