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Side-by-side financial comparison of PLUMAS BANCORP (PLBC) and SolarMax Technology, Inc. (SMXT). Click either name above to swap in a different company.

SolarMax Technology, Inc. is the larger business by last-quarter revenue ($46.6M vs $28.6M, roughly 1.6× PLUMAS BANCORP). On growth, SolarMax Technology, Inc. posted the faster year-over-year revenue change (623.5% vs 35.1%).

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

SolarMax Technology, Inc. develops, manufactures and sells high-efficiency solar PV modules and clean energy systems. It serves residential, commercial and industrial clients in North America and key Asia-Pacific markets, offering installation and after-sales support to boost low-carbon energy use.

PLBC vs SMXT — Head-to-Head

Bigger by revenue
SMXT
SMXT
1.6× larger
SMXT
$46.6M
$28.6M
PLBC
Growing faster (revenue YoY)
SMXT
SMXT
+588.4% gap
SMXT
623.5%
35.1%
PLBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PLBC
PLBC
SMXT
SMXT
Revenue
$28.6M
$46.6M
Net Profit
$-872.2K
Gross Margin
2.7%
Operating Margin
48.9%
-2.7%
Net Margin
-1.9%
Revenue YoY
35.1%
623.5%
Net Profit YoY
77.7%
EPS (diluted)
$1.56
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLBC
PLBC
SMXT
SMXT
Q4 25
$28.6M
$46.6M
Q3 25
$27.4M
$30.6M
Q2 25
$20.5M
$6.9M
Q1 25
$21.8M
$6.9M
Q4 24
$21.2M
$6.4M
Q3 24
$21.1M
$6.3M
Q2 24
$20.6M
Q1 24
$19.6M
Net Profit
PLBC
PLBC
SMXT
SMXT
Q4 25
$-872.2K
Q3 25
$5.1M
$-2.3M
Q2 25
$6.3M
$-1.9M
Q1 25
$7.2M
$-1.3M
Q4 24
$-3.9M
Q3 24
$7.8M
$-9.6M
Q2 24
$6.8M
Q1 24
$6.3M
Gross Margin
PLBC
PLBC
SMXT
SMXT
Q4 25
2.7%
Q3 25
3.1%
Q2 25
8.8%
Q1 25
20.5%
Q4 24
14.5%
Q3 24
19.9%
Q2 24
Q1 24
Operating Margin
PLBC
PLBC
SMXT
SMXT
Q4 25
48.9%
-2.7%
Q3 25
25.2%
-6.9%
Q2 25
42.2%
-25.7%
Q1 25
46.1%
-16.7%
Q4 24
50.3%
-27.9%
Q3 24
50.6%
-158.4%
Q2 24
45.1%
Q1 24
42.8%
Net Margin
PLBC
PLBC
SMXT
SMXT
Q4 25
-1.9%
Q3 25
18.8%
-7.4%
Q2 25
30.8%
-27.6%
Q1 25
33.0%
-18.7%
Q4 24
-60.6%
Q3 24
37.1%
-152.0%
Q2 24
32.9%
Q1 24
31.9%
EPS (diluted)
PLBC
PLBC
SMXT
SMXT
Q4 25
$1.56
$-0.02
Q3 25
$0.73
$-0.04
Q2 25
$1.05
$-0.04
Q1 25
$1.20
$-0.03
Q4 24
$1.30
$-0.07
Q3 24
$1.31
$-0.21
Q2 24
$1.14
Q1 24
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLBC
PLBC
SMXT
SMXT
Cash + ST InvestmentsLiquidity on hand
$80.6M
$8.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$261.1M
$-12.2M
Total Assets
$2.2B
$91.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLBC
PLBC
SMXT
SMXT
Q4 25
$80.6M
$8.0M
Q3 25
$87.3M
$5.7M
Q2 25
$79.3M
$1.9M
Q1 25
$87.3M
$6.8M
Q4 24
$82.0M
$7.1M
Q3 24
$118.0M
$8.6M
Q2 24
$109.9M
Q1 24
$128.2M
Stockholders' Equity
PLBC
PLBC
SMXT
SMXT
Q4 25
$261.1M
$-12.2M
Q3 25
$245.9M
$-11.8M
Q2 25
$193.1M
$-15.1M
Q1 25
$187.6M
$-15.9M
Q4 24
$177.9M
$-15.1M
Q3 24
$181.9M
$-10.9M
Q2 24
$165.2M
Q1 24
$161.5M
Total Assets
PLBC
PLBC
SMXT
SMXT
Q4 25
$2.2B
$91.3M
Q3 25
$2.2B
$58.7M
Q2 25
$1.6B
$38.2M
Q1 25
$1.6B
$38.6M
Q4 24
$1.6B
$38.6M
Q3 24
$1.7B
$43.0M
Q2 24
$1.6B
Q1 24
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLBC
PLBC
SMXT
SMXT
Operating Cash FlowLast quarter
$21.6M
$-2.5M
Free Cash FlowOCF − Capex
$20.3M
FCF MarginFCF / Revenue
70.9%
Capex IntensityCapex / Revenue
4.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$34.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLBC
PLBC
SMXT
SMXT
Q4 25
$21.6M
$-2.5M
Q3 25
$5.6M
$3.4M
Q2 25
$2.1M
$220.7K
Q1 25
$7.5M
$-601.1K
Q4 24
$30.5M
$-1.3M
Q3 24
$8.0M
$203.6K
Q2 24
$5.1M
Q1 24
$9.2M
Free Cash Flow
PLBC
PLBC
SMXT
SMXT
Q4 25
$20.3M
Q3 25
$4.8M
Q2 25
$2.0M
Q1 25
$7.3M
Q4 24
$29.8M
Q3 24
$7.8M
Q2 24
$4.8M
Q1 24
$9.0M
FCF Margin
PLBC
PLBC
SMXT
SMXT
Q4 25
70.9%
Q3 25
17.5%
Q2 25
9.9%
Q1 25
33.7%
Q4 24
141.0%
Q3 24
37.1%
Q2 24
23.5%
Q1 24
45.8%
Capex Intensity
PLBC
PLBC
SMXT
SMXT
Q4 25
4.6%
Q3 25
2.9%
Q2 25
0.2%
Q1 25
0.8%
Q4 24
3.2%
Q3 24
0.7%
0.0%
Q2 24
1.1%
Q1 24
1.0%
Cash Conversion
PLBC
PLBC
SMXT
SMXT
Q4 25
Q3 25
1.09×
Q2 25
0.33×
Q1 25
1.04×
Q4 24
Q3 24
1.02×
Q2 24
0.75×
Q1 24
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PLBC
PLBC

Segment breakdown not available.

SMXT
SMXT

Yabucoa$35.9M77%
Other$10.7M23%

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