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Side-by-side financial comparison of Playboy, Inc. (PLBY) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

Playboy, Inc. is the larger business by last-quarter revenue ($34.9M vs $22.2M, roughly 1.6× USCB FINANCIAL HOLDINGS, INC.). Playboy, Inc. runs the higher net margin — 10.3% vs 6.1%, a 4.1% gap on every dollar of revenue. On growth, USCB FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (14.7% vs 4.2%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $1.1M). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs 11.0%).

Playboy is an American men's lifestyle and entertainment magazine, available both online and in print. It was founded in Chicago in 1953 by Hugh Hefner and his associates, funded in part by a $1,000 loan from Hefner's mother.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

PLBY vs USCB — Head-to-Head

Bigger by revenue
PLBY
PLBY
1.6× larger
PLBY
$34.9M
$22.2M
USCB
Growing faster (revenue YoY)
USCB
USCB
+10.5% gap
USCB
14.7%
4.2%
PLBY
Higher net margin
PLBY
PLBY
4.1% more per $
PLBY
10.3%
6.1%
USCB
More free cash flow
USCB
USCB
$41.4M more FCF
USCB
$42.5M
$1.1M
PLBY
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
11.0%
PLBY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PLBY
PLBY
USCB
USCB
Revenue
$34.9M
$22.2M
Net Profit
$3.6M
$1.4M
Gross Margin
73.3%
Operating Margin
7.9%
14.7%
Net Margin
10.3%
6.1%
Revenue YoY
4.2%
14.7%
Net Profit YoY
128.6%
-80.3%
EPS (diluted)
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLBY
PLBY
USCB
USCB
Q4 25
$34.9M
$22.2M
Q3 25
$29.0M
$25.0M
Q2 25
$28.1M
$24.4M
Q1 25
$28.9M
$22.8M
Q4 24
$33.5M
$23.0M
Q3 24
$29.4M
$21.5M
Q2 24
$24.9M
$20.5M
Q1 24
$28.3M
$17.6M
Net Profit
PLBY
PLBY
USCB
USCB
Q4 25
$3.6M
$1.4M
Q3 25
$460.0K
$8.9M
Q2 25
$-7.7M
$8.1M
Q1 25
$-9.0M
$7.7M
Q4 24
$-12.5M
$6.9M
Q3 24
$-33.8M
$6.9M
Q2 24
$-16.7M
$6.2M
Q1 24
$-16.4M
$4.6M
Gross Margin
PLBY
PLBY
USCB
USCB
Q4 25
73.3%
Q3 25
76.0%
Q2 25
65.4%
Q1 25
68.6%
Q4 24
70.8%
Q3 24
61.0%
Q2 24
67.8%
Q1 24
55.8%
Operating Margin
PLBY
PLBY
USCB
USCB
Q4 25
7.9%
14.7%
Q3 25
4.7%
47.3%
Q2 25
-20.9%
44.0%
Q1 25
-21.7%
44.2%
Q4 24
-13.3%
39.6%
Q3 24
-96.0%
42.5%
Q2 24
-37.0%
39.8%
Q1 24
-31.5%
34.3%
Net Margin
PLBY
PLBY
USCB
USCB
Q4 25
10.3%
6.1%
Q3 25
1.6%
35.8%
Q2 25
-27.3%
33.4%
Q1 25
-31.3%
33.5%
Q4 24
-37.4%
30.0%
Q3 24
-114.7%
32.3%
Q2 24
-66.9%
30.3%
Q1 24
-58.1%
26.2%
EPS (diluted)
PLBY
PLBY
USCB
USCB
Q4 25
$0.05
Q3 25
$0.00
$0.45
Q2 25
$-0.08
Q1 25
$-0.10
Q4 24
$-0.13
Q3 24
$-0.45
$0.35
Q2 24
$-0.23
Q1 24
$-0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLBY
PLBY
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$37.8M
$38.5M
Total DebtLower is stronger
$174.2M
Stockholders' EquityBook value
$18.4M
$217.2M
Total Assets
$292.4M
$2.8B
Debt / EquityLower = less leverage
9.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLBY
PLBY
USCB
USCB
Q4 25
$37.8M
$38.5M
Q3 25
$27.5M
$56.8M
Q2 25
$19.6M
$54.8M
Q1 25
$23.7M
$98.0M
Q4 24
$30.9M
$77.0M
Q3 24
$9.5M
$38.5M
Q2 24
$16.9M
$77.3M
Q1 24
$19.0M
$126.5M
Total Debt
PLBY
PLBY
USCB
USCB
Q4 25
$174.2M
Q3 25
$176.8M
Q2 25
$177.5M
Q1 25
$176.3M
Q4 24
$176.6M
Q3 24
$200.0M
Q2 24
$196.3M
Q1 24
$193.4M
Stockholders' Equity
PLBY
PLBY
USCB
USCB
Q4 25
$18.4M
$217.2M
Q3 25
$3.8M
$209.1M
Q2 25
$-17.5M
$231.6M
Q1 25
$-11.4M
$225.1M
Q4 24
$-7.7M
$215.4M
Q3 24
$-15.7M
$213.9M
Q2 24
$15.7M
$201.0M
Q1 24
$29.5M
$195.0M
Total Assets
PLBY
PLBY
USCB
USCB
Q4 25
$292.4M
$2.8B
Q3 25
$278.3M
$2.8B
Q2 25
$264.1M
$2.7B
Q1 25
$270.6M
$2.7B
Q4 24
$284.7M
$2.6B
Q3 24
$271.5M
$2.5B
Q2 24
$301.8M
$2.5B
Q1 24
$309.1M
$2.5B
Debt / Equity
PLBY
PLBY
USCB
USCB
Q4 25
9.48×
Q3 25
46.86×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
12.51×
Q1 24
6.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLBY
PLBY
USCB
USCB
Operating Cash FlowLast quarter
$1.4M
$42.8M
Free Cash FlowOCF − Capex
$1.1M
$42.5M
FCF MarginFCF / Revenue
3.2%
191.4%
Capex IntensityCapex / Revenue
0.8%
1.4%
Cash ConversionOCF / Net Profit
0.39×
31.40×
TTM Free Cash FlowTrailing 4 quarters
$-1.0M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLBY
PLBY
USCB
USCB
Q4 25
$1.4M
$42.8M
Q3 25
$10.1M
$20.1M
Q2 25
$-3.9M
$18.0M
Q1 25
$-7.6M
$14.6M
Q4 24
$161.0K
$34.8M
Q3 24
$-6.5M
$11.3M
Q2 24
$-3.0M
$18.3M
Q1 24
$-9.8M
$8.1M
Free Cash Flow
PLBY
PLBY
USCB
USCB
Q4 25
$1.1M
$42.5M
Q3 25
$9.8M
$20.0M
Q2 25
$-4.3M
$18.0M
Q1 25
$-7.7M
$14.6M
Q4 24
$-401.0K
$34.5M
Q3 24
$-7.0M
$11.2M
Q2 24
$-3.7M
$18.2M
Q1 24
$-10.3M
$8.0M
FCF Margin
PLBY
PLBY
USCB
USCB
Q4 25
3.2%
191.4%
Q3 25
33.8%
80.3%
Q2 25
-15.2%
73.7%
Q1 25
-26.5%
63.9%
Q4 24
-1.2%
150.2%
Q3 24
-23.7%
52.2%
Q2 24
-14.8%
88.8%
Q1 24
-36.5%
45.4%
Capex Intensity
PLBY
PLBY
USCB
USCB
Q4 25
0.8%
1.4%
Q3 25
1.1%
0.5%
Q2 25
1.4%
0.2%
Q1 25
0.1%
0.2%
Q4 24
1.7%
1.4%
Q3 24
1.5%
0.4%
Q2 24
2.6%
0.4%
Q1 24
2.1%
0.5%
Cash Conversion
PLBY
PLBY
USCB
USCB
Q4 25
0.39×
31.40×
Q3 25
22.02×
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PLBY
PLBY

Transferred At Point In Time$22.2M64%
Trademark Licensing$6.5M19%
Related Party$5.0M14%
Other$1.1M3%

USCB
USCB

Segment breakdown not available.

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