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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and QUALYS, INC. (QLYS). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $175.3M, roughly 1.4× QUALYS, INC.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 10.1%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $74.9M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 9.6%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Qualys, Inc. is an American technology firm based in Foster City, California, specializing in cloud security, compliance and related services.
PLMR vs QLYS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $175.3M |
| Net Profit | — | $53.1M |
| Gross Margin | — | 83.4% |
| Operating Margin | 28.7% | 33.6% |
| Net Margin | — | 30.3% |
| Revenue YoY | 62.7% | 10.1% |
| Net Profit YoY | — | 20.9% |
| EPS (diluted) | $2.05 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $175.3M | ||
| Q3 25 | $244.7M | $169.9M | ||
| Q2 25 | $203.3M | $164.1M | ||
| Q1 25 | $174.6M | $159.9M | ||
| Q4 24 | $155.8M | $159.2M | ||
| Q3 24 | $148.5M | $153.9M | ||
| Q2 24 | $131.1M | $148.7M | ||
| Q1 24 | $118.5M | $145.8M |
| Q4 25 | — | $53.1M | ||
| Q3 25 | $51.5M | $50.3M | ||
| Q2 25 | $46.5M | $47.3M | ||
| Q1 25 | $42.9M | $47.5M | ||
| Q4 24 | — | $44.0M | ||
| Q3 24 | $30.5M | $46.2M | ||
| Q2 24 | $25.7M | $43.8M | ||
| Q1 24 | $26.4M | $39.7M |
| Q4 25 | — | 83.4% | ||
| Q3 25 | — | 83.6% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 81.9% | ||
| Q4 24 | — | 81.8% | ||
| Q3 24 | — | 81.3% | ||
| Q2 24 | — | 82.2% | ||
| Q1 24 | — | 81.3% |
| Q4 25 | 28.7% | 33.6% | ||
| Q3 25 | 27.4% | 35.3% | ||
| Q2 25 | 29.5% | 31.3% | ||
| Q1 25 | 30.8% | 32.4% | ||
| Q4 24 | 28.9% | 31.0% | ||
| Q3 24 | 25.9% | 29.2% | ||
| Q2 24 | 25.5% | 32.3% | ||
| Q1 24 | 29.0% | 30.7% |
| Q4 25 | — | 30.3% | ||
| Q3 25 | 21.0% | 29.6% | ||
| Q2 25 | 22.9% | 28.8% | ||
| Q1 25 | 24.6% | 29.7% | ||
| Q4 24 | — | 27.6% | ||
| Q3 24 | 20.5% | 30.0% | ||
| Q2 24 | 19.6% | 29.4% | ||
| Q1 24 | 22.3% | 27.2% |
| Q4 25 | $2.05 | $1.47 | ||
| Q3 25 | $1.87 | $1.39 | ||
| Q2 25 | $1.68 | $1.29 | ||
| Q1 25 | $1.57 | $1.29 | ||
| Q4 24 | $1.29 | $1.19 | ||
| Q3 24 | $1.15 | $1.24 | ||
| Q2 24 | $1.00 | $1.17 | ||
| Q1 24 | $1.04 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $250.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $561.2M |
| Total Assets | $3.1B | $1.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $250.3M | ||
| Q3 25 | $111.7M | $225.3M | ||
| Q2 25 | $81.3M | $194.0M | ||
| Q1 25 | $119.3M | $290.7M | ||
| Q4 24 | $80.4M | $232.2M | ||
| Q3 24 | $86.5M | $235.4M | ||
| Q2 24 | $47.8M | $281.2M | ||
| Q1 24 | $61.4M | $273.8M |
| Q4 25 | $942.7M | $561.2M | ||
| Q3 25 | $878.1M | $529.4M | ||
| Q2 25 | $847.2M | $508.2M | ||
| Q1 25 | $790.4M | $498.0M | ||
| Q4 24 | $729.0M | $477.1M | ||
| Q3 24 | $703.3M | $449.6M | ||
| Q2 24 | $532.6M | $427.8M | ||
| Q1 24 | $501.7M | $404.2M |
| Q4 25 | $3.1B | $1.1B | ||
| Q3 25 | $2.9B | $1.0B | ||
| Q2 25 | $2.8B | $999.5M | ||
| Q1 25 | $2.4B | $996.5M | ||
| Q4 24 | $2.3B | $973.5M | ||
| Q3 24 | $2.3B | $908.3M | ||
| Q2 24 | $2.0B | $876.6M | ||
| Q1 24 | $1.9B | $861.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $75.7M |
| Free Cash FlowOCF − Capex | $409.0M | $74.9M |
| FCF MarginFCF / Revenue | 161.4% | 42.8% |
| Capex IntensityCapex / Revenue | 0.1% | 0.4% |
| Cash ConversionOCF / Net Profit | — | 1.42× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $304.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $75.7M | ||
| Q3 25 | $83.6M | $90.4M | ||
| Q2 25 | $120.9M | $33.8M | ||
| Q1 25 | $87.2M | $109.6M | ||
| Q4 24 | $261.2M | $47.7M | ||
| Q3 24 | $100.3M | $61.0M | ||
| Q2 24 | $55.1M | $49.8M | ||
| Q1 24 | $33.1M | $85.5M |
| Q4 25 | $409.0M | $74.9M | ||
| Q3 25 | $83.6M | $89.5M | ||
| Q2 25 | $120.8M | $32.4M | ||
| Q1 25 | $87.1M | $107.5M | ||
| Q4 24 | $260.9M | $41.9M | ||
| Q3 24 | $100.1M | $57.6M | ||
| Q2 24 | — | $48.8M | ||
| Q1 24 | — | $83.5M |
| Q4 25 | 161.4% | 42.8% | ||
| Q3 25 | 34.2% | 52.7% | ||
| Q2 25 | 59.4% | 19.8% | ||
| Q1 25 | 49.9% | 67.3% | ||
| Q4 24 | 167.5% | 26.3% | ||
| Q3 24 | 67.4% | 37.4% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 57.2% |
| Q4 25 | 0.1% | 0.4% | ||
| Q3 25 | 0.0% | 0.5% | ||
| Q2 25 | 0.0% | 0.8% | ||
| Q1 25 | 0.0% | 1.3% | ||
| Q4 24 | 0.2% | 3.7% | ||
| Q3 24 | 0.1% | 2.2% | ||
| Q2 24 | 0.0% | 0.7% | ||
| Q1 24 | 0.0% | 1.4% |
| Q4 25 | — | 1.42× | ||
| Q3 25 | 1.63× | 1.80× | ||
| Q2 25 | 2.60× | 0.71× | ||
| Q1 25 | 2.03× | 2.31× | ||
| Q4 24 | — | 1.09× | ||
| Q3 24 | 3.29× | 1.32× | ||
| Q2 24 | 2.14× | 1.14× | ||
| Q1 24 | 1.26× | 2.15× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
QLYS
| Sales Channel Through Intermediary | $88.6M | 51% |
| Sales Channel Directly To Consumer | $86.7M | 49% |
