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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and RBC Bearings INC (RBC). Click either name above to swap in a different company.
RBC Bearings INC is the larger business by last-quarter revenue ($461.6M vs $253.4M, roughly 1.8× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 17.0%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $99.1M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 5.6%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Dover Corporation is an American conglomerate manufacturer of industrial products. The Downers Grove, Illinois-based company was founded in 1955. As of 2021, Dover's business was divided into five segments: Engineered Products, Clean Energy and Fueling, Imaging & Identification, Pumps & Process Solutions and Climate and Sustainability Technologies. Dover is a constituent of the S&P 500 index and trades on the New York Stock Exchange under the symbol DOV. Dover was ranked 448 in the 2024 Fortu...
PLMR vs RBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $461.6M |
| Net Profit | — | $67.4M |
| Gross Margin | — | 44.3% |
| Operating Margin | 28.7% | 22.3% |
| Net Margin | — | 14.6% |
| Revenue YoY | 62.7% | 17.0% |
| Net Profit YoY | — | 16.4% |
| EPS (diluted) | $2.05 | $2.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $461.6M | ||
| Q3 25 | $244.7M | $455.3M | ||
| Q2 25 | $203.3M | $436.0M | ||
| Q1 25 | $174.6M | $437.7M | ||
| Q4 24 | $155.8M | $394.4M | ||
| Q3 24 | $148.5M | $397.9M | ||
| Q2 24 | $131.1M | $406.3M | ||
| Q1 24 | $118.5M | $413.7M |
| Q4 25 | — | $67.4M | ||
| Q3 25 | $51.5M | $60.0M | ||
| Q2 25 | $46.5M | $68.5M | ||
| Q1 25 | $42.9M | $72.7M | ||
| Q4 24 | — | $57.9M | ||
| Q3 24 | $30.5M | $54.2M | ||
| Q2 24 | $25.7M | $61.4M | ||
| Q1 24 | $26.4M | — |
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
| Q4 25 | 28.7% | 22.3% | ||
| Q3 25 | 27.4% | 21.5% | ||
| Q2 25 | 29.5% | 23.2% | ||
| Q1 25 | 30.8% | 23.0% | ||
| Q4 24 | 28.9% | 21.7% | ||
| Q3 24 | 25.9% | 21.6% | ||
| Q2 24 | 25.5% | 24.0% | ||
| Q1 24 | 29.0% | 22.8% |
| Q4 25 | — | 14.6% | ||
| Q3 25 | 21.0% | 13.2% | ||
| Q2 25 | 22.9% | 15.7% | ||
| Q1 25 | 24.6% | 16.6% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | 20.5% | 13.6% | ||
| Q2 24 | 19.6% | 15.1% | ||
| Q1 24 | 22.3% | — |
| Q4 25 | $2.05 | $2.13 | ||
| Q3 25 | $1.87 | $1.90 | ||
| Q2 25 | $1.68 | $2.17 | ||
| Q1 25 | $1.57 | $2.33 | ||
| Q4 24 | $1.29 | $1.82 | ||
| Q3 24 | $1.15 | $1.65 | ||
| Q2 24 | $1.00 | $1.90 | ||
| Q1 24 | $1.04 | $1.92 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $107.6M |
| Total DebtLower is stronger | — | $990.2M |
| Stockholders' EquityBook value | $942.7M | $3.3B |
| Total Assets | $3.1B | $5.1B |
| Debt / EquityLower = less leverage | — | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $107.6M | ||
| Q3 25 | $111.7M | $91.2M | ||
| Q2 25 | $81.3M | $132.9M | ||
| Q1 25 | $119.3M | $36.8M | ||
| Q4 24 | $80.4M | — | ||
| Q3 24 | $86.5M | — | ||
| Q2 24 | $47.8M | $76.8M | ||
| Q1 24 | $61.4M | $63.5M |
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $942.7M | $3.3B | ||
| Q3 25 | $878.1M | $3.2B | ||
| Q2 25 | $847.2M | $3.1B | ||
| Q1 25 | $790.4M | $3.0B | ||
| Q4 24 | $729.0M | $2.9B | ||
| Q3 24 | $703.3M | $2.9B | ||
| Q2 24 | $532.6M | $2.8B | ||
| Q1 24 | $501.7M | $2.8B |
| Q4 25 | $3.1B | $5.1B | ||
| Q3 25 | $2.9B | $5.1B | ||
| Q2 25 | $2.8B | $4.8B | ||
| Q1 25 | $2.4B | $4.7B | ||
| Q4 24 | $2.3B | $4.7B | ||
| Q3 24 | $2.3B | $4.7B | ||
| Q2 24 | $2.0B | $4.7B | ||
| Q1 24 | $1.9B | $4.7B |
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.43× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $122.1M |
| Free Cash FlowOCF − Capex | $409.0M | $99.1M |
| FCF MarginFCF / Revenue | 161.4% | 21.5% |
| Capex IntensityCapex / Revenue | 0.1% | 5.0% |
| Cash ConversionOCF / Net Profit | — | 1.81× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $122.1M | ||
| Q3 25 | $83.6M | $88.4M | ||
| Q2 25 | $120.9M | $120.0M | ||
| Q1 25 | $87.2M | — | ||
| Q4 24 | $261.2M | $84.0M | ||
| Q3 24 | $100.3M | — | ||
| Q2 24 | $55.1M | $97.4M | ||
| Q1 24 | $33.1M | — |
| Q4 25 | $409.0M | $99.1M | ||
| Q3 25 | $83.6M | $71.7M | ||
| Q2 25 | $120.8M | $104.3M | ||
| Q1 25 | $87.1M | — | ||
| Q4 24 | $260.9M | $73.6M | ||
| Q3 24 | $100.1M | — | ||
| Q2 24 | — | $88.4M | ||
| Q1 24 | — | — |
| Q4 25 | 161.4% | 21.5% | ||
| Q3 25 | 34.2% | 15.7% | ||
| Q2 25 | 59.4% | 23.9% | ||
| Q1 25 | 49.9% | — | ||
| Q4 24 | 167.5% | 18.7% | ||
| Q3 24 | 67.4% | — | ||
| Q2 24 | — | 21.8% | ||
| Q1 24 | — | — |
| Q4 25 | 0.1% | 5.0% | ||
| Q3 25 | 0.0% | 3.7% | ||
| Q2 25 | 0.0% | 3.6% | ||
| Q1 25 | 0.0% | 3.2% | ||
| Q4 24 | 0.2% | 2.6% | ||
| Q3 24 | 0.1% | 4.1% | ||
| Q2 24 | 0.0% | 2.2% | ||
| Q1 24 | 0.0% | — |
| Q4 25 | — | 1.81× | ||
| Q3 25 | 1.63× | 1.47× | ||
| Q2 25 | 2.60× | 1.75× | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | 1.59× | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
