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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and RADIANT LOGISTICS, INC (RLGT). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $232.1M, roughly 1.1× RADIANT LOGISTICS, INC). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -12.3%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $11.6M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 12.1%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Radiant Logistics, Inc. is a leading third-party logistics provider offering end-to-end supply chain solutions, domestic and international freight forwarding, warehousing, and last-mile delivery services. It primarily serves North American markets, with key client segments including retail, manufacturing, e-commerce, and industrial sectors, helping businesses optimize logistics workflows and cut operational costs.
PLMR vs RLGT — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $232.1M |
| Net Profit | — | $5.3M |
| Gross Margin | — | — |
| Operating Margin | 28.7% | 3.2% |
| Net Margin | — | 2.3% |
| Revenue YoY | 62.7% | -12.3% |
| Net Profit YoY | — | -18.0% |
| EPS (diluted) | $2.05 | $0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $232.1M | ||
| Q3 25 | $244.7M | $226.7M | ||
| Q2 25 | $203.3M | $220.6M | ||
| Q1 25 | $174.6M | $214.0M | ||
| Q4 24 | $155.8M | $264.5M | ||
| Q3 24 | $148.5M | $203.6M | ||
| Q2 24 | $131.1M | $206.0M | ||
| Q1 24 | $118.5M | $184.6M |
| Q4 25 | — | $5.3M | ||
| Q3 25 | $51.5M | $1.3M | ||
| Q2 25 | $46.5M | $4.9M | ||
| Q1 25 | $42.9M | $2.5M | ||
| Q4 24 | — | $6.5M | ||
| Q3 24 | $30.5M | $3.4M | ||
| Q2 24 | $25.7M | $4.8M | ||
| Q1 24 | $26.4M | $-703.0K |
| Q4 25 | 28.7% | 3.2% | ||
| Q3 25 | 27.4% | 0.9% | ||
| Q2 25 | 29.5% | 2.4% | ||
| Q1 25 | 30.8% | 1.6% | ||
| Q4 24 | 28.9% | 3.3% | ||
| Q3 24 | 25.9% | 1.9% | ||
| Q2 24 | 25.5% | 2.4% | ||
| Q1 24 | 29.0% | -0.5% |
| Q4 25 | — | 2.3% | ||
| Q3 25 | 21.0% | 0.6% | ||
| Q2 25 | 22.9% | 2.2% | ||
| Q1 25 | 24.6% | 1.2% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | 20.5% | 1.7% | ||
| Q2 24 | 19.6% | 2.3% | ||
| Q1 24 | 22.3% | -0.4% |
| Q4 25 | $2.05 | $0.11 | ||
| Q3 25 | $1.87 | $0.03 | ||
| Q2 25 | $1.68 | $0.10 | ||
| Q1 25 | $1.57 | $0.05 | ||
| Q4 24 | $1.29 | $0.13 | ||
| Q3 24 | $1.15 | $0.07 | ||
| Q2 24 | $1.00 | $0.11 | ||
| Q1 24 | $1.04 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $31.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $229.8M |
| Total Assets | $3.1B | $439.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $31.9M | ||
| Q3 25 | $111.7M | $28.1M | ||
| Q2 25 | $81.3M | $22.9M | ||
| Q1 25 | $119.3M | $19.0M | ||
| Q4 24 | $80.4M | $19.9M | ||
| Q3 24 | $86.5M | $10.4M | ||
| Q2 24 | $47.8M | $24.9M | ||
| Q1 24 | $61.4M | $31.2M |
| Q4 25 | $942.7M | $229.8M | ||
| Q3 25 | $878.1M | $225.7M | ||
| Q2 25 | $847.2M | $226.0M | ||
| Q1 25 | $790.4M | $218.2M | ||
| Q4 24 | $729.0M | $214.4M | ||
| Q3 24 | $703.3M | $212.4M | ||
| Q2 24 | $532.6M | $209.4M | ||
| Q1 24 | $501.7M | $206.0M |
| Q4 25 | $3.1B | $439.4M | ||
| Q3 25 | $2.9B | $445.3M | ||
| Q2 25 | $2.8B | $426.8M | ||
| Q1 25 | $2.4B | $414.5M | ||
| Q4 24 | $2.3B | $386.8M | ||
| Q3 24 | $2.3B | $375.3M | ||
| Q2 24 | $2.0B | $371.2M | ||
| Q1 24 | $1.9B | $364.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $12.4M |
| Free Cash FlowOCF − Capex | $409.0M | $11.6M |
| FCF MarginFCF / Revenue | 161.4% | 5.0% |
| Capex IntensityCapex / Revenue | 0.1% | 0.3% |
| Cash ConversionOCF / Net Profit | — | 2.33× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $8.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $12.4M | ||
| Q3 25 | $83.6M | $2.5M | ||
| Q2 25 | $120.9M | $3.1M | ||
| Q1 25 | $87.2M | $-5.7M | ||
| Q4 24 | $261.2M | $15.7M | ||
| Q3 24 | $100.3M | $205.0K | ||
| Q2 24 | $55.1M | $1.3M | ||
| Q1 24 | $33.1M | $3.9M |
| Q4 25 | $409.0M | $11.6M | ||
| Q3 25 | $83.6M | $977.0K | ||
| Q2 25 | $120.8M | $2.2M | ||
| Q1 25 | $87.1M | $-6.4M | ||
| Q4 24 | $260.9M | $14.1M | ||
| Q3 24 | $100.1M | $-1.9M | ||
| Q2 24 | — | $-185.0K | ||
| Q1 24 | — | $1.8M |
| Q4 25 | 161.4% | 5.0% | ||
| Q3 25 | 34.2% | 0.4% | ||
| Q2 25 | 59.4% | 1.0% | ||
| Q1 25 | 49.9% | -3.0% | ||
| Q4 24 | 167.5% | 5.3% | ||
| Q3 24 | 67.4% | -0.9% | ||
| Q2 24 | — | -0.1% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | 0.1% | 0.3% | ||
| Q3 25 | 0.0% | 0.7% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.0% | 0.3% | ||
| Q4 24 | 0.2% | 0.6% | ||
| Q3 24 | 0.1% | 1.0% | ||
| Q2 24 | 0.0% | 0.7% | ||
| Q1 24 | 0.0% | 1.2% |
| Q4 25 | — | 2.33× | ||
| Q3 25 | 1.63× | 1.90× | ||
| Q2 25 | 2.60× | 0.63× | ||
| Q1 25 | 2.03× | -2.26× | ||
| Q4 24 | — | 2.43× | ||
| Q3 24 | 3.29× | 0.06× | ||
| Q2 24 | 2.14× | 0.26× | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
RLGT
| Transferred Over Time | $201.2M | 87% |
| Other | $25.0M | 11% |
| Value Added Services | $4.2M | 2% |
| Transferred At Point In Time | $1.8M | 1% |
