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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and Tecnoglass Inc. (TGLS). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $245.3M, roughly 1.0× Tecnoglass Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 2.4%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $11.4M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 12.8%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Tecnoglass Inc. is a leading manufacturer of high-performance architectural glass, aluminum windows, doors, and associated building components. It primarily caters to residential and commercial construction sectors across North America and Latin America, offering custom, energy-efficient solutions for new construction and renovation projects.
PLMR vs TGLS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $245.3M |
| Net Profit | — | $26.1M |
| Gross Margin | — | 40.0% |
| Operating Margin | 28.7% | 18.3% |
| Net Margin | — | 10.6% |
| Revenue YoY | 62.7% | 2.4% |
| Net Profit YoY | — | -44.5% |
| EPS (diluted) | $2.05 | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $245.3M | ||
| Q3 25 | $244.7M | $260.5M | ||
| Q2 25 | $203.3M | $255.5M | ||
| Q1 25 | $174.6M | $222.3M | ||
| Q4 24 | $155.8M | $239.6M | ||
| Q3 24 | $148.5M | $238.3M | ||
| Q2 24 | $131.1M | $219.7M | ||
| Q1 24 | $118.5M | $192.6M |
| Q4 25 | — | $26.1M | ||
| Q3 25 | $51.5M | $47.2M | ||
| Q2 25 | $46.5M | $44.1M | ||
| Q1 25 | $42.9M | $42.2M | ||
| Q4 24 | — | $47.0M | ||
| Q3 24 | $30.5M | $49.5M | ||
| Q2 24 | $25.7M | $35.0M | ||
| Q1 24 | $26.4M | $29.7M |
| Q4 25 | — | 40.0% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 44.7% | ||
| Q1 25 | — | 43.9% | ||
| Q4 24 | — | 44.5% | ||
| Q3 24 | — | 45.8% | ||
| Q2 24 | — | 40.8% | ||
| Q1 24 | — | 38.8% |
| Q4 25 | 28.7% | 18.3% | ||
| Q3 25 | 27.4% | 25.1% | ||
| Q2 25 | 29.5% | 24.0% | ||
| Q1 25 | 30.8% | 26.7% | ||
| Q4 24 | 28.9% | 28.0% | ||
| Q3 24 | 25.9% | 28.4% | ||
| Q2 24 | 25.5% | 23.3% | ||
| Q1 24 | 29.0% | 21.3% |
| Q4 25 | — | 10.6% | ||
| Q3 25 | 21.0% | 18.1% | ||
| Q2 25 | 22.9% | 17.3% | ||
| Q1 25 | 24.6% | 19.0% | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | 20.5% | 20.8% | ||
| Q2 24 | 19.6% | 15.9% | ||
| Q1 24 | 22.3% | 15.4% |
| Q4 25 | $2.05 | $0.57 | ||
| Q3 25 | $1.87 | $1.01 | ||
| Q2 25 | $1.68 | $0.94 | ||
| Q1 25 | $1.57 | $0.90 | ||
| Q4 24 | $1.29 | $1.00 | ||
| Q3 24 | $1.15 | $1.05 | ||
| Q2 24 | $1.00 | $0.75 | ||
| Q1 24 | $1.04 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $104.1M |
| Total DebtLower is stronger | — | $174.4M |
| Stockholders' EquityBook value | $942.7M | $713.1M |
| Total Assets | $3.1B | $1.3B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $104.1M | ||
| Q3 25 | $111.7M | $127.1M | ||
| Q2 25 | $81.3M | $140.9M | ||
| Q1 25 | $119.3M | $160.2M | ||
| Q4 24 | $80.4M | $137.5M | ||
| Q3 24 | $86.5M | $124.8M | ||
| Q2 24 | $47.8M | $129.5M | ||
| Q1 24 | $61.4M | $138.8M |
| Q4 25 | — | $174.4M | ||
| Q3 25 | — | $114.7M | ||
| Q2 25 | — | $110.6M | ||
| Q1 25 | — | $110.6M | ||
| Q4 24 | — | $111.1M | ||
| Q3 24 | — | $126.8M | ||
| Q2 24 | — | $144.7M | ||
| Q1 24 | — | $160.9M |
| Q4 25 | $942.7M | $713.1M | ||
| Q3 25 | $878.1M | $764.0M | ||
| Q2 25 | $847.2M | $736.0M | ||
| Q1 25 | $790.4M | $685.1M | ||
| Q4 24 | $729.0M | $631.2M | ||
| Q3 24 | $703.3M | $613.3M | ||
| Q2 24 | $532.6M | $574.8M | ||
| Q1 24 | $501.7M | $573.6M |
| Q4 25 | $3.1B | $1.3B | ||
| Q3 25 | $2.9B | $1.2B | ||
| Q2 25 | $2.8B | $1.2B | ||
| Q1 25 | $2.4B | $1.1B | ||
| Q4 24 | $2.3B | $1.0B | ||
| Q3 24 | $2.3B | $996.3M | ||
| Q2 24 | $2.0B | $942.5M | ||
| Q1 24 | $1.9B | $981.6M |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.25× | ||
| Q1 24 | — | 0.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $31.0M |
| Free Cash FlowOCF − Capex | $409.0M | $11.4M |
| FCF MarginFCF / Revenue | 161.4% | 4.7% |
| Capex IntensityCapex / Revenue | 0.1% | 8.0% |
| Cash ConversionOCF / Net Profit | — | 1.19× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $34.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $31.0M | ||
| Q3 25 | $83.6M | $40.0M | ||
| Q2 25 | $120.9M | $17.9M | ||
| Q1 25 | $87.2M | $46.9M | ||
| Q4 24 | $261.2M | $61.1M | ||
| Q3 24 | $100.3M | $41.5M | ||
| Q2 24 | $55.1M | $34.5M | ||
| Q1 24 | $33.1M | $33.4M |
| Q4 25 | $409.0M | $11.4M | ||
| Q3 25 | $83.6M | $21.2M | ||
| Q2 25 | $120.8M | $-14.7M | ||
| Q1 25 | $87.1M | $16.5M | ||
| Q4 24 | $260.9M | $35.4M | ||
| Q3 24 | $100.1M | $17.8M | ||
| Q2 24 | — | $14.2M | ||
| Q1 24 | — | $23.6M |
| Q4 25 | 161.4% | 4.7% | ||
| Q3 25 | 34.2% | 8.2% | ||
| Q2 25 | 59.4% | -5.7% | ||
| Q1 25 | 49.9% | 7.4% | ||
| Q4 24 | 167.5% | 14.8% | ||
| Q3 24 | 67.4% | 7.5% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | — | 12.2% |
| Q4 25 | 0.1% | 8.0% | ||
| Q3 25 | 0.0% | 7.2% | ||
| Q2 25 | 0.0% | 12.7% | ||
| Q1 25 | 0.0% | 13.7% | ||
| Q4 24 | 0.2% | 10.7% | ||
| Q3 24 | 0.1% | 9.9% | ||
| Q2 24 | 0.0% | 9.2% | ||
| Q1 24 | 0.0% | 5.1% |
| Q4 25 | — | 1.19× | ||
| Q3 25 | 1.63× | 0.85× | ||
| Q2 25 | 2.60× | 0.41× | ||
| Q1 25 | 2.03× | 1.11× | ||
| Q4 24 | — | 1.30× | ||
| Q3 24 | 3.29× | 0.84× | ||
| Q2 24 | 2.14× | 0.98× | ||
| Q1 24 | 1.26× | 1.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
TGLS
| Product Sales | $164.2M | 67% |
| Fixed Price Contracts | $81.1M | 33% |
| Related Party | $692.0K | 0% |
