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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and TENNANT CO (TNC). Click either name above to swap in a different company.
TENNANT CO is the larger business by last-quarter revenue ($291.6M vs $253.4M, roughly 1.2× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -11.3%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $9.7M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -3.2%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
The Tennant Company (TNC:NYQ) is a company with about 4000 employees that provides cleaning products. It is a company that is listed in the New York Stock Exchange.
PLMR vs TNC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $291.6M |
| Net Profit | — | $-4.4M |
| Gross Margin | — | 34.6% |
| Operating Margin | 28.7% | -1.4% |
| Net Margin | — | -1.5% |
| Revenue YoY | 62.7% | -11.3% |
| Net Profit YoY | — | -166.7% |
| EPS (diluted) | $2.05 | $-0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $291.6M | ||
| Q3 25 | $244.7M | $303.3M | ||
| Q2 25 | $203.3M | $318.6M | ||
| Q1 25 | $174.6M | $290.0M | ||
| Q4 24 | $155.8M | $328.9M | ||
| Q3 24 | $148.5M | $315.8M | ||
| Q2 24 | $131.1M | $331.0M | ||
| Q1 24 | $118.5M | $311.0M |
| Q4 25 | — | $-4.4M | ||
| Q3 25 | $51.5M | $14.9M | ||
| Q2 25 | $46.5M | $20.2M | ||
| Q1 25 | $42.9M | $13.1M | ||
| Q4 24 | — | $6.6M | ||
| Q3 24 | $30.5M | $20.8M | ||
| Q2 24 | $25.7M | $27.9M | ||
| Q1 24 | $26.4M | $28.4M |
| Q4 25 | — | 34.6% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 42.1% | ||
| Q1 25 | — | 41.4% | ||
| Q4 24 | — | 41.3% | ||
| Q3 24 | — | 42.4% | ||
| Q2 24 | — | 43.1% | ||
| Q1 24 | — | 44.2% |
| Q4 25 | 28.7% | -1.4% | ||
| Q3 25 | 27.4% | 7.4% | ||
| Q2 25 | 29.5% | 9.6% | ||
| Q1 25 | 30.8% | 6.8% | ||
| Q4 24 | 28.9% | 2.3% | ||
| Q3 24 | 25.9% | 9.7% | ||
| Q2 24 | 25.5% | 11.7% | ||
| Q1 24 | 29.0% | 12.1% |
| Q4 25 | — | -1.5% | ||
| Q3 25 | 21.0% | 4.9% | ||
| Q2 25 | 22.9% | 6.3% | ||
| Q1 25 | 24.6% | 4.5% | ||
| Q4 24 | — | 2.0% | ||
| Q3 24 | 20.5% | 6.6% | ||
| Q2 24 | 19.6% | 8.4% | ||
| Q1 24 | 22.3% | 9.1% |
| Q4 25 | $2.05 | $-0.21 | ||
| Q3 25 | $1.87 | $0.80 | ||
| Q2 25 | $1.68 | $1.08 | ||
| Q1 25 | $1.57 | $0.69 | ||
| Q4 24 | $1.29 | $0.35 | ||
| Q3 24 | $1.15 | $1.09 | ||
| Q2 24 | $1.00 | $1.45 | ||
| Q1 24 | $1.04 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | — |
| Total DebtLower is stronger | — | $273.2M |
| Stockholders' EquityBook value | $942.7M | $601.6M |
| Total Assets | $3.1B | $1.3B |
| Debt / EquityLower = less leverage | — | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | — | ||
| Q3 25 | $111.7M | — | ||
| Q2 25 | $81.3M | — | ||
| Q1 25 | $119.3M | — | ||
| Q4 24 | $80.4M | — | ||
| Q3 24 | $86.5M | — | ||
| Q2 24 | $47.8M | — | ||
| Q1 24 | $61.4M | — |
| Q4 25 | — | $273.2M | ||
| Q3 25 | — | $238.3M | ||
| Q2 25 | — | $213.4M | ||
| Q1 25 | — | $213.3M | ||
| Q4 24 | — | $198.2M | ||
| Q3 24 | — | $208.6M | ||
| Q2 24 | — | $205.6M | ||
| Q1 24 | — | $207.4M |
| Q4 25 | $942.7M | $601.6M | ||
| Q3 25 | $878.1M | $640.9M | ||
| Q2 25 | $847.2M | $651.9M | ||
| Q1 25 | $790.4M | $624.4M | ||
| Q4 24 | $729.0M | $620.8M | ||
| Q3 24 | $703.3M | $647.2M | ||
| Q2 24 | $532.6M | $624.6M | ||
| Q1 24 | $501.7M | $614.6M |
| Q4 25 | $3.1B | $1.3B | ||
| Q3 25 | $2.9B | $1.3B | ||
| Q2 25 | $2.8B | $1.2B | ||
| Q1 25 | $2.4B | $1.2B | ||
| Q4 24 | $2.3B | $1.2B | ||
| Q3 24 | $2.3B | $1.2B | ||
| Q2 24 | $2.0B | $1.2B | ||
| Q1 24 | $1.9B | $1.2B |
| Q4 25 | — | 0.45× | ||
| Q3 25 | — | 0.37× | ||
| Q2 25 | — | 0.33× | ||
| Q1 25 | — | 0.34× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.33× | ||
| Q1 24 | — | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $14.2M |
| Free Cash FlowOCF − Capex | $409.0M | $9.7M |
| FCF MarginFCF / Revenue | 161.4% | 3.3% |
| Capex IntensityCapex / Revenue | 0.1% | 1.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $14.2M | ||
| Q3 25 | $83.6M | $28.7M | ||
| Q2 25 | $120.9M | $22.5M | ||
| Q1 25 | $87.2M | $-400.0K | ||
| Q4 24 | $261.2M | $37.5M | ||
| Q3 24 | $100.3M | $30.7M | ||
| Q2 24 | $55.1M | $18.6M | ||
| Q1 24 | $33.1M | $2.9M |
| Q4 25 | $409.0M | $9.7M | ||
| Q3 25 | $83.6M | $22.3M | ||
| Q2 25 | $120.8M | $18.7M | ||
| Q1 25 | $87.1M | $-7.4M | ||
| Q4 24 | $260.9M | $28.1M | ||
| Q3 24 | $100.1M | $26.4M | ||
| Q2 24 | — | $14.4M | ||
| Q1 24 | — | $-100.0K |
| Q4 25 | 161.4% | 3.3% | ||
| Q3 25 | 34.2% | 7.4% | ||
| Q2 25 | 59.4% | 5.9% | ||
| Q1 25 | 49.9% | -2.6% | ||
| Q4 24 | 167.5% | 8.5% | ||
| Q3 24 | 67.4% | 8.4% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | -0.0% |
| Q4 25 | 0.1% | 1.5% | ||
| Q3 25 | 0.0% | 2.1% | ||
| Q2 25 | 0.0% | 1.2% | ||
| Q1 25 | 0.0% | 2.4% | ||
| Q4 24 | 0.2% | 2.9% | ||
| Q3 24 | 0.1% | 1.4% | ||
| Q2 24 | 0.0% | 1.3% | ||
| Q1 24 | 0.0% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | 1.93× | ||
| Q2 25 | 2.60× | 1.11× | ||
| Q1 25 | 2.03× | -0.03× | ||
| Q4 24 | — | 5.68× | ||
| Q3 24 | 3.29× | 1.48× | ||
| Q2 24 | 2.14× | 0.67× | ||
| Q1 24 | 1.26× | 0.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
TNC
| Equipment Sales | $165.5M | 57% |
| Parts And Consumables | $69.1M | 24% |
| Service And Other | $57.0M | 20% |
