vs
Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and TREX CO INC (TREX). Click either name above to swap in a different company.
TREX CO INC is the larger business by last-quarter revenue ($343.4M vs $253.4M, roughly 1.4× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 1.0%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-143.4M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -4.5%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Trex Company, Inc. is a manufacturer of wood-alternative composite decking, residential railing, and other outdoor items made from recycled materials. Its headquarters is in Winchester, Virginia.
PLMR vs TREX — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $343.4M |
| Net Profit | — | $61.4M |
| Gross Margin | — | 40.5% |
| Operating Margin | 28.7% | 24.3% |
| Net Margin | — | 17.9% |
| Revenue YoY | 62.7% | 1.0% |
| Net Profit YoY | — | 1.6% |
| EPS (diluted) | $2.05 | $0.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $343.4M | ||
| Q4 25 | $253.4M | $161.1M | ||
| Q3 25 | $244.7M | $285.3M | ||
| Q2 25 | $203.3M | $387.8M | ||
| Q1 25 | $174.6M | $340.0M | ||
| Q4 24 | $155.8M | $167.6M | ||
| Q3 24 | $148.5M | $233.7M | ||
| Q2 24 | $131.1M | $376.5M |
| Q1 26 | — | $61.4M | ||
| Q4 25 | — | $2.3M | ||
| Q3 25 | $51.5M | $51.8M | ||
| Q2 25 | $46.5M | $75.9M | ||
| Q1 25 | $42.9M | $60.4M | ||
| Q4 24 | — | $9.8M | ||
| Q3 24 | $30.5M | $40.6M | ||
| Q2 24 | $25.7M | $87.0M |
| Q1 26 | — | 40.5% | ||
| Q4 25 | — | 30.2% | ||
| Q3 25 | — | 40.5% | ||
| Q2 25 | — | 40.8% | ||
| Q1 25 | — | 40.5% | ||
| Q4 24 | — | 32.7% | ||
| Q3 24 | — | 39.9% | ||
| Q2 24 | — | 44.7% |
| Q1 26 | — | 24.3% | ||
| Q4 25 | 28.7% | 2.2% | ||
| Q3 25 | 27.4% | 24.7% | ||
| Q2 25 | 29.5% | 26.4% | ||
| Q1 25 | 30.8% | 24.0% | ||
| Q4 24 | 28.9% | 9.2% | ||
| Q3 24 | 25.9% | 23.2% | ||
| Q2 24 | 25.5% | 31.1% |
| Q1 26 | — | 17.9% | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | 21.0% | 18.1% | ||
| Q2 25 | 22.9% | 19.6% | ||
| Q1 25 | 24.6% | 17.8% | ||
| Q4 24 | — | 5.8% | ||
| Q3 24 | 20.5% | 17.4% | ||
| Q2 24 | 19.6% | 23.1% |
| Q1 26 | — | $0.58 | ||
| Q4 25 | $2.05 | $0.03 | ||
| Q3 25 | $1.87 | $0.48 | ||
| Q2 25 | $1.68 | $0.71 | ||
| Q1 25 | $1.57 | $0.56 | ||
| Q4 24 | $1.29 | $0.10 | ||
| Q3 24 | $1.15 | $0.37 | ||
| Q2 24 | $1.00 | $0.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $4.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $995.8M |
| Total Assets | $3.1B | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $4.5M | ||
| Q4 25 | $106.9M | $3.8M | ||
| Q3 25 | $111.7M | $11.4M | ||
| Q2 25 | $81.3M | $5.5M | ||
| Q1 25 | $119.3M | $5.0M | ||
| Q4 24 | $80.4M | $1.3M | ||
| Q3 24 | $86.5M | $12.8M | ||
| Q2 24 | $47.8M | $1.2M |
| Q1 26 | — | $995.8M | ||
| Q4 25 | $942.7M | $1.0B | ||
| Q3 25 | $878.1M | $1.0B | ||
| Q2 25 | $847.2M | $989.3M | ||
| Q1 25 | $790.4M | $910.1M | ||
| Q4 24 | $729.0M | $850.1M | ||
| Q3 24 | $703.3M | $887.9M | ||
| Q2 24 | $532.6M | $894.9M |
| Q1 26 | — | $1.7B | ||
| Q4 25 | $3.1B | $1.5B | ||
| Q3 25 | $2.9B | $1.5B | ||
| Q2 25 | $2.8B | $1.5B | ||
| Q1 25 | $2.4B | $1.6B | ||
| Q4 24 | $2.3B | $1.3B | ||
| Q3 24 | $2.3B | $1.3B | ||
| Q2 24 | $2.0B | $1.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $-118.4M |
| Free Cash FlowOCF − Capex | $409.0M | $-143.4M |
| FCF MarginFCF / Revenue | 161.4% | -41.8% |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | — | -1.93× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $224.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $-118.4M | ||
| Q4 25 | $409.1M | $65.5M | ||
| Q3 25 | $83.6M | $196.9M | ||
| Q2 25 | $120.9M | $249.8M | ||
| Q1 25 | $87.2M | $-154.0M | ||
| Q4 24 | $261.2M | $-8.5M | ||
| Q3 24 | $100.3M | $132.8M | ||
| Q2 24 | $55.1M | $193.7M |
| Q1 26 | — | $-143.4M | ||
| Q4 25 | $409.0M | $22.1M | ||
| Q3 25 | $83.6M | $142.9M | ||
| Q2 25 | $120.8M | $203.0M | ||
| Q1 25 | $87.1M | $-233.5M | ||
| Q4 24 | $260.9M | $-89.3M | ||
| Q3 24 | $100.1M | $54.5M | ||
| Q2 24 | — | $158.2M |
| Q1 26 | — | -41.8% | ||
| Q4 25 | 161.4% | 13.7% | ||
| Q3 25 | 34.2% | 50.1% | ||
| Q2 25 | 59.4% | 52.3% | ||
| Q1 25 | 49.9% | -68.7% | ||
| Q4 24 | 167.5% | -53.3% | ||
| Q3 24 | 67.4% | 23.3% | ||
| Q2 24 | — | 42.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 26.9% | ||
| Q3 25 | 0.0% | 18.9% | ||
| Q2 25 | 0.0% | 12.1% | ||
| Q1 25 | 0.0% | 23.4% | ||
| Q4 24 | 0.2% | 48.2% | ||
| Q3 24 | 0.1% | 33.5% | ||
| Q2 24 | 0.0% | 9.4% |
| Q1 26 | — | -1.93× | ||
| Q4 25 | — | 28.45× | ||
| Q3 25 | 1.63× | 3.80× | ||
| Q2 25 | 2.60× | 3.29× | ||
| Q1 25 | 2.03× | -2.55× | ||
| Q4 24 | — | -0.87× | ||
| Q3 24 | 3.29× | 3.27× | ||
| Q2 24 | 2.14× | 2.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
