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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and TOWER SEMICONDUCTOR LTD (TSEM). Click either name above to swap in a different company.
TOWER SEMICONDUCTOR LTD is the larger business by last-quarter revenue ($351.2M vs $253.4M, roughly 1.4× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -1.7%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Tower Semiconductor Ltd. is an Israeli company that manufactures integrated circuits using specialty process technologies, including SiGe, BiCMOS, Silicon Photonics, SOI, mixed-signal and RFCMOS, CMOS image sensors, non-imaging sensors, power management (BCD), and non-volatile memory (NVM) as well as MEMS capabilities. Tower Semiconductor also owns 51% of TPSCo, an enterprise with Nuvoton Technology Corporation Japan (NTCJ).
PLMR vs TSEM — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2024
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $351.2M |
| Net Profit | — | $53.4M |
| Gross Margin | — | 24.8% |
| Operating Margin | 28.7% | 15.7% |
| Net Margin | — | 15.2% |
| Revenue YoY | 62.7% | -1.7% |
| Net Profit YoY | — | 4.4% |
| EPS (diluted) | $2.05 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | — | ||
| Q3 25 | $244.7M | — | ||
| Q2 25 | $203.3M | — | ||
| Q1 25 | $174.6M | — | ||
| Q4 24 | $155.8M | — | ||
| Q3 24 | $148.5M | — | ||
| Q2 24 | $131.1M | $351.2M | ||
| Q1 24 | $118.5M | — |
| Q4 25 | — | — | ||
| Q3 25 | $51.5M | — | ||
| Q2 25 | $46.5M | — | ||
| Q1 25 | $42.9M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $30.5M | — | ||
| Q2 24 | $25.7M | $53.4M | ||
| Q1 24 | $26.4M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 24.8% | ||
| Q1 24 | — | — |
| Q4 25 | 28.7% | — | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 29.5% | — | ||
| Q1 25 | 30.8% | — | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 25.9% | — | ||
| Q2 24 | 25.5% | 15.7% | ||
| Q1 24 | 29.0% | — |
| Q4 25 | — | — | ||
| Q3 25 | 21.0% | — | ||
| Q2 25 | 22.9% | — | ||
| Q1 25 | 24.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 20.5% | — | ||
| Q2 24 | 19.6% | 15.2% | ||
| Q1 24 | 22.3% | — |
| Q4 25 | $2.05 | — | ||
| Q3 25 | $1.87 | — | ||
| Q2 25 | $1.68 | — | ||
| Q1 25 | $1.57 | — | ||
| Q4 24 | $1.29 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.00 | $0.48 | ||
| Q1 24 | $1.04 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $265.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $2.5B |
| Total Assets | $3.1B | $3.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | — | ||
| Q3 25 | $111.7M | — | ||
| Q2 25 | $81.3M | — | ||
| Q1 25 | $119.3M | — | ||
| Q4 24 | $80.4M | — | ||
| Q3 24 | $86.5M | — | ||
| Q2 24 | $47.8M | $265.3M | ||
| Q1 24 | $61.4M | — |
| Q4 25 | $942.7M | — | ||
| Q3 25 | $878.1M | — | ||
| Q2 25 | $847.2M | — | ||
| Q1 25 | $790.4M | — | ||
| Q4 24 | $729.0M | — | ||
| Q3 24 | $703.3M | — | ||
| Q2 24 | $532.6M | $2.5B | ||
| Q1 24 | $501.7M | — |
| Q4 25 | $3.1B | — | ||
| Q3 25 | $2.9B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.4B | — | ||
| Q4 24 | $2.3B | — | ||
| Q3 24 | $2.3B | — | ||
| Q2 24 | $2.0B | $3.0B | ||
| Q1 24 | $1.9B | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | — |
| Free Cash FlowOCF − Capex | $409.0M | — |
| FCF MarginFCF / Revenue | 161.4% | — |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | — | ||
| Q3 25 | $83.6M | — | ||
| Q2 25 | $120.9M | — | ||
| Q1 25 | $87.2M | — | ||
| Q4 24 | $261.2M | — | ||
| Q3 24 | $100.3M | — | ||
| Q2 24 | $55.1M | — | ||
| Q1 24 | $33.1M | — |
| Q4 25 | $409.0M | — | ||
| Q3 25 | $83.6M | — | ||
| Q2 25 | $120.8M | — | ||
| Q1 25 | $87.1M | — | ||
| Q4 24 | $260.9M | — | ||
| Q3 24 | $100.1M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 161.4% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 59.4% | — | ||
| Q1 25 | 49.9% | — | ||
| Q4 24 | 167.5% | — | ||
| Q3 24 | 67.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | — | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
