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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and Xometry, Inc. (XMTR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $192.4M, roughly 1.3× Xometry, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 29.5%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-5.9M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 25.2%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Xometry is an online marketplace for sourcing on-demand manufactured parts for prototyping and large-scale production.
PLMR vs XMTR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $192.4M |
| Net Profit | — | $-8.6M |
| Gross Margin | — | 39.1% |
| Operating Margin | 28.7% | -4.6% |
| Net Margin | — | -4.5% |
| Revenue YoY | 62.7% | 29.5% |
| Net Profit YoY | — | 12.7% |
| EPS (diluted) | $2.05 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $192.4M | ||
| Q3 25 | $244.7M | $180.7M | ||
| Q2 25 | $203.3M | $162.5M | ||
| Q1 25 | $174.6M | $151.0M | ||
| Q4 24 | $155.8M | $148.5M | ||
| Q3 24 | $148.5M | $141.7M | ||
| Q2 24 | $131.1M | $132.6M | ||
| Q1 24 | $118.5M | $122.7M |
| Q4 25 | — | $-8.6M | ||
| Q3 25 | $51.5M | $-11.6M | ||
| Q2 25 | $46.5M | $-26.4M | ||
| Q1 25 | $42.9M | $-15.1M | ||
| Q4 24 | — | $-9.9M | ||
| Q3 24 | $30.5M | $-10.2M | ||
| Q2 24 | $25.7M | $-13.7M | ||
| Q1 24 | $26.4M | $-16.6M |
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 39.7% | ||
| Q3 24 | — | 39.4% | ||
| Q2 24 | — | 39.9% | ||
| Q1 24 | — | 39.0% |
| Q4 25 | 28.7% | -4.6% | ||
| Q3 25 | 27.4% | -6.1% | ||
| Q2 25 | 29.5% | -6.3% | ||
| Q1 25 | 30.8% | -10.2% | ||
| Q4 24 | 28.9% | -7.8% | ||
| Q3 24 | 25.9% | -8.1% | ||
| Q2 24 | 25.5% | -11.5% | ||
| Q1 24 | 29.0% | -14.6% |
| Q4 25 | — | -4.5% | ||
| Q3 25 | 21.0% | -6.4% | ||
| Q2 25 | 22.9% | -16.3% | ||
| Q1 25 | 24.6% | -10.0% | ||
| Q4 24 | — | -6.7% | ||
| Q3 24 | 20.5% | -7.2% | ||
| Q2 24 | 19.6% | -10.3% | ||
| Q1 24 | 22.3% | -13.5% |
| Q4 25 | $2.05 | — | ||
| Q3 25 | $1.87 | — | ||
| Q2 25 | $1.68 | — | ||
| Q1 25 | $1.57 | — | ||
| Q4 24 | $1.29 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.00 | — | ||
| Q1 24 | $1.04 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $219.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $275.6M |
| Total Assets | $3.1B | $703.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $219.1M | ||
| Q3 25 | $111.7M | $224.5M | ||
| Q2 25 | $81.3M | $225.8M | ||
| Q1 25 | $119.3M | $231.4M | ||
| Q4 24 | $80.4M | $239.8M | ||
| Q3 24 | $86.5M | $234.0M | ||
| Q2 24 | $47.8M | $240.9M | ||
| Q1 24 | $61.4M | $253.8M |
| Q4 25 | $942.7M | $275.6M | ||
| Q3 25 | $878.1M | $272.0M | ||
| Q2 25 | $847.2M | $270.4M | ||
| Q1 25 | $790.4M | $309.9M | ||
| Q4 24 | $729.0M | $314.5M | ||
| Q3 24 | $703.3M | $315.2M | ||
| Q2 24 | $532.6M | $315.8M | ||
| Q1 24 | $501.7M | $320.4M |
| Q4 25 | $3.1B | $703.7M | ||
| Q3 25 | $2.9B | $698.9M | ||
| Q2 25 | $2.8B | $687.0M | ||
| Q1 25 | $2.4B | $690.1M | ||
| Q4 24 | $2.3B | $680.1M | ||
| Q3 24 | $2.3B | $678.2M | ||
| Q2 24 | $2.0B | $678.6M | ||
| Q1 24 | $1.9B | $692.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $4.4M |
| Free Cash FlowOCF − Capex | $409.0M | $-5.9M |
| FCF MarginFCF / Revenue | 161.4% | -3.0% |
| Capex IntensityCapex / Revenue | 0.1% | 5.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $-24.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $4.4M | ||
| Q3 25 | $83.6M | $5.8M | ||
| Q2 25 | $120.9M | $-427.0K | ||
| Q1 25 | $87.2M | $-3.7M | ||
| Q4 24 | $261.2M | $9.1M | ||
| Q3 24 | $100.3M | $-3.6M | ||
| Q2 24 | $55.1M | $-9.1M | ||
| Q1 24 | $33.1M | $-11.7M |
| Q4 25 | $409.0M | $-5.9M | ||
| Q3 25 | $83.6M | $-1.7M | ||
| Q2 25 | $120.8M | $-7.4M | ||
| Q1 25 | $87.1M | $-9.2M | ||
| Q4 24 | $260.9M | $4.5M | ||
| Q3 24 | $100.1M | $-8.4M | ||
| Q2 24 | — | $-13.5M | ||
| Q1 24 | — | $-16.1M |
| Q4 25 | 161.4% | -3.0% | ||
| Q3 25 | 34.2% | -0.9% | ||
| Q2 25 | 59.4% | -4.5% | ||
| Q1 25 | 49.9% | -6.1% | ||
| Q4 24 | 167.5% | 3.1% | ||
| Q3 24 | 67.4% | -6.0% | ||
| Q2 24 | — | -10.2% | ||
| Q1 24 | — | -13.1% |
| Q4 25 | 0.1% | 5.3% | ||
| Q3 25 | 0.0% | 4.1% | ||
| Q2 25 | 0.0% | 4.3% | ||
| Q1 25 | 0.0% | 3.6% | ||
| Q4 24 | 0.2% | 3.1% | ||
| Q3 24 | 0.1% | 3.4% | ||
| Q2 24 | 0.0% | 3.3% | ||
| Q1 24 | 0.0% | 3.5% |
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | — | ||
| Q1 24 | 1.26× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
XMTR
| US | $159.1M | 83% |
| Non Us | $33.3M | 17% |
