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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and EXPRO GROUP HOLDINGS N.V. (XPRO). Click either name above to swap in a different company.
EXPRO GROUP HOLDINGS N.V. is the larger business by last-quarter revenue ($367.6M vs $253.4M, roughly 1.5× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -6.0%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $23.2M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -11.5%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Expro is an energy services provider headquartered in Houston, Texas, United States.
PLMR vs XPRO — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $367.6M |
| Net Profit | — | — |
| Gross Margin | — | 6.7% |
| Operating Margin | 28.7% | 0.0% |
| Net Margin | — | — |
| Revenue YoY | 62.7% | -6.0% |
| Net Profit YoY | — | — |
| EPS (diluted) | $2.05 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $253.4M | $382.1M | ||
| Q3 25 | $244.7M | $411.4M | ||
| Q2 25 | $203.3M | $422.7M | ||
| Q1 25 | $174.6M | $390.9M | ||
| Q4 24 | $155.8M | $436.8M | ||
| Q3 24 | $148.5M | $422.8M | ||
| Q2 24 | $131.1M | $469.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | $5.8M | ||
| Q3 25 | $51.5M | $14.0M | ||
| Q2 25 | $46.5M | $18.0M | ||
| Q1 25 | $42.9M | $13.9M | ||
| Q4 24 | — | $23.0M | ||
| Q3 24 | $30.5M | $16.3M | ||
| Q2 24 | $25.7M | $15.3M |
| Q1 26 | — | 6.7% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | 0.0% | ||
| Q4 25 | 28.7% | 3.1% | ||
| Q3 25 | 27.4% | 6.4% | ||
| Q2 25 | 29.5% | 7.7% | ||
| Q1 25 | 30.8% | 2.6% | ||
| Q4 24 | 28.9% | 7.3% | ||
| Q3 24 | 25.9% | 6.2% | ||
| Q2 24 | 25.5% | 5.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.5% | ||
| Q3 25 | 21.0% | 3.4% | ||
| Q2 25 | 22.9% | 4.3% | ||
| Q1 25 | 24.6% | 3.6% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | 20.5% | 3.8% | ||
| Q2 24 | 19.6% | 3.3% |
| Q1 26 | — | $0.05 | ||
| Q4 25 | $2.05 | $0.05 | ||
| Q3 25 | $1.87 | $0.12 | ||
| Q2 25 | $1.68 | $0.16 | ||
| Q1 25 | $1.57 | $0.12 | ||
| Q4 24 | $1.29 | $0.20 | ||
| Q3 24 | $1.15 | $0.14 | ||
| Q2 24 | $1.00 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $170.7M |
| Total DebtLower is stronger | — | $79.1M |
| Stockholders' EquityBook value | $942.7M | $1.5B |
| Total Assets | $3.1B | $2.2B |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $170.7M | ||
| Q4 25 | $106.9M | $196.1M | ||
| Q3 25 | $111.7M | $197.9M | ||
| Q2 25 | $81.3M | $206.8M | ||
| Q1 25 | $119.3M | $179.3M | ||
| Q4 24 | $80.4M | $183.0M | ||
| Q3 24 | $86.5M | $165.7M | ||
| Q2 24 | $47.8M | $133.5M |
| Q1 26 | — | $79.1M | ||
| Q4 25 | — | $79.1M | ||
| Q3 25 | — | $99.1M | ||
| Q2 25 | — | $121.1M | ||
| Q1 25 | — | $121.1M | ||
| Q4 24 | — | $121.1M | ||
| Q3 24 | — | $121.1M | ||
| Q2 24 | — | $121.1M |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $942.7M | $1.5B | ||
| Q3 25 | $878.1M | $1.5B | ||
| Q2 25 | $847.2M | $1.5B | ||
| Q1 25 | $790.4M | $1.5B | ||
| Q4 24 | $729.0M | $1.5B | ||
| Q3 24 | $703.3M | $1.5B | ||
| Q2 24 | $532.6M | $1.5B |
| Q1 26 | — | $2.2B | ||
| Q4 25 | $3.1B | $2.3B | ||
| Q3 25 | $2.9B | $2.3B | ||
| Q2 25 | $2.8B | $2.3B | ||
| Q1 25 | $2.4B | $2.3B | ||
| Q4 24 | $2.3B | $2.3B | ||
| Q3 24 | $2.3B | $2.3B | ||
| Q2 24 | $2.0B | $2.3B |
| Q1 26 | — | 0.05× | ||
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.08× | ||
| Q4 24 | — | 0.08× | ||
| Q3 24 | — | 0.08× | ||
| Q2 24 | — | 0.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $25.3M |
| Free Cash FlowOCF − Capex | $409.0M | $23.2M |
| FCF MarginFCF / Revenue | 161.4% | 6.3% |
| Capex IntensityCapex / Revenue | 0.1% | 1.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $112.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $25.3M | ||
| Q4 25 | $409.1M | $57.1M | ||
| Q3 25 | $83.6M | $63.2M | ||
| Q2 25 | $120.9M | $48.4M | ||
| Q1 25 | $87.2M | $41.5M | ||
| Q4 24 | $261.2M | $97.4M | ||
| Q3 24 | $100.3M | $55.3M | ||
| Q2 24 | $55.1M | $-13.2M |
| Q1 26 | — | $23.2M | ||
| Q4 25 | $409.0M | $23.2M | ||
| Q3 25 | $83.6M | $39.0M | ||
| Q2 25 | $120.8M | $27.2M | ||
| Q1 25 | $87.1M | $8.4M | ||
| Q4 24 | $260.9M | $53.0M | ||
| Q3 24 | $100.1M | $23.3M | ||
| Q2 24 | — | $-49.5M |
| Q1 26 | — | 6.3% | ||
| Q4 25 | 161.4% | 6.1% | ||
| Q3 25 | 34.2% | 9.5% | ||
| Q2 25 | 59.4% | 6.4% | ||
| Q1 25 | 49.9% | 2.1% | ||
| Q4 24 | 167.5% | 12.1% | ||
| Q3 24 | 67.4% | 5.5% | ||
| Q2 24 | — | -10.5% |
| Q1 26 | — | 1.2% | ||
| Q4 25 | 0.1% | 8.9% | ||
| Q3 25 | 0.0% | 5.9% | ||
| Q2 25 | 0.0% | 5.0% | ||
| Q1 25 | 0.0% | 8.5% | ||
| Q4 24 | 0.2% | 10.2% | ||
| Q3 24 | 0.1% | 7.6% | ||
| Q2 24 | 0.0% | 7.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 9.89× | ||
| Q3 25 | 1.63× | 4.52× | ||
| Q2 25 | 2.60× | 2.69× | ||
| Q1 25 | 2.03× | 2.98× | ||
| Q4 24 | — | 4.23× | ||
| Q3 24 | 3.29× | 3.40× | ||
| Q2 24 | 2.14× | -0.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
