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Side-by-side financial comparison of Plymouth Industrial REIT, Inc. (PLYM) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.

SOUTH PLAINS FINANCIAL, INC. is the larger business by last-quarter revenue ($54.1M vs $51.2M, roughly 1.1× Plymouth Industrial REIT, Inc.). SOUTH PLAINS FINANCIAL, INC. runs the higher net margin — 26.9% vs -106.3%, a 133.1% gap on every dollar of revenue. Over the past eight quarters, SOUTH PLAINS FINANCIAL, INC.'s revenue compounded faster (5.6% CAGR vs 0.4%).

Plymouth Industrial REIT, Inc. is a real estate investment trust focused on owning, operating, and acquiring high-quality industrial properties including distribution centers, warehouses, and light industrial facilities across key U.S. logistics hubs. It serves tenants in e-commerce, retail, manufacturing, and third-party logistics sectors, supporting diverse business supply chain needs.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

PLYM vs SPFI — Head-to-Head

Bigger by revenue
SPFI
SPFI
1.1× larger
SPFI
$54.1M
$51.2M
PLYM
Higher net margin
SPFI
SPFI
133.1% more per $
SPFI
26.9%
-106.3%
PLYM
Faster 2-yr revenue CAGR
SPFI
SPFI
Annualised
SPFI
5.6%
0.4%
PLYM

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
PLYM
PLYM
SPFI
SPFI
Revenue
$51.2M
$54.1M
Net Profit
$-54.4M
$14.5M
Gross Margin
Operating Margin
-102.5%
Net Margin
-106.3%
26.9%
Revenue YoY
-1.4%
Net Profit YoY
-248.5%
18.3%
EPS (diluted)
$-1.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLYM
PLYM
SPFI
SPFI
Q1 26
$54.1M
Q4 25
$53.9M
Q3 25
$51.2M
$54.2M
Q2 25
$47.2M
$54.7M
Q1 25
$45.6M
$49.2M
Q4 24
$47.6M
$51.9M
Q3 24
$51.9M
$47.9M
Q2 24
$48.7M
$48.6M
Net Profit
PLYM
PLYM
SPFI
SPFI
Q1 26
$14.5M
Q4 25
Q3 25
$-54.4M
$16.3M
Q2 25
$-6.1M
$14.6M
Q1 25
$5.8M
$12.3M
Q4 24
$147.4M
Q3 24
$-15.6M
$11.2M
Q2 24
$1.3M
$11.1M
Operating Margin
PLYM
PLYM
SPFI
SPFI
Q1 26
Q4 25
35.4%
Q3 25
-102.5%
38.1%
Q2 25
-10.3%
34.1%
Q1 25
31.9%
Q4 24
39.9%
Q3 24
-29.6%
29.8%
Q2 24
2.7%
29.3%
Net Margin
PLYM
PLYM
SPFI
SPFI
Q1 26
26.9%
Q4 25
Q3 25
-106.3%
30.1%
Q2 25
-12.9%
26.7%
Q1 25
12.8%
25.0%
Q4 24
309.9%
Q3 24
-30.1%
23.4%
Q2 24
2.7%
22.9%
EPS (diluted)
PLYM
PLYM
SPFI
SPFI
Q1 26
Q4 25
$0.90
Q3 25
$-1.23
$0.96
Q2 25
$-0.14
$0.86
Q1 25
$0.13
$0.72
Q4 24
$3.24
$0.96
Q3 24
$-0.35
$0.66
Q2 24
$0.03
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLYM
PLYM
SPFI
SPFI
Cash + ST InvestmentsLiquidity on hand
$722.0M
Total DebtLower is stronger
$3.0K
Stockholders' EquityBook value
$470.1M
$504.9M
Total Assets
$1.6B
$4.6B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLYM
PLYM
SPFI
SPFI
Q1 26
$722.0M
Q4 25
$552.4M
Q3 25
$635.0M
Q2 25
$470.5M
Q1 25
$536.3M
Q4 24
$359.1M
Q3 24
$471.2M
Q2 24
$298.0M
Total Debt
PLYM
PLYM
SPFI
SPFI
Q1 26
$3.0K
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$646.4M
Q3 24
Q2 24
Stockholders' Equity
PLYM
PLYM
SPFI
SPFI
Q1 26
$504.9M
Q4 25
$493.8M
Q3 25
$470.1M
$477.8M
Q2 25
$539.6M
$454.1M
Q1 25
$571.0M
$443.7M
Q4 24
$579.5M
$438.9M
Q3 24
$436.5M
$443.1M
Q2 24
$475.2M
$418.0M
Total Assets
PLYM
PLYM
SPFI
SPFI
Q1 26
$4.6B
Q4 25
$4.5B
Q3 25
$1.6B
$4.5B
Q2 25
$1.6B
$4.4B
Q1 25
$1.4B
$4.4B
Q4 24
$1.4B
$4.2B
Q3 24
$1.5B
$4.3B
Q2 24
$1.4B
$4.2B
Debt / Equity
PLYM
PLYM
SPFI
SPFI
Q1 26
0.00×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
1.12×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLYM
PLYM
SPFI
SPFI
Operating Cash FlowLast quarter
$20.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLYM
PLYM
SPFI
SPFI
Q1 26
Q4 25
$77.5M
Q3 25
$20.0M
$24.2M
Q2 25
$23.4M
$14.7M
Q1 25
$15.6M
$26.1M
Q4 24
$96.1M
$59.4M
Q3 24
$17.6M
$17.9M
Q2 24
$19.9M
$18.2M
Free Cash Flow
PLYM
PLYM
SPFI
SPFI
Q1 26
Q4 25
$71.8M
Q3 25
$22.5M
Q2 25
$13.0M
Q1 25
$25.0M
Q4 24
$56.0M
Q3 24
$17.1M
Q2 24
$17.1M
FCF Margin
PLYM
PLYM
SPFI
SPFI
Q1 26
Q4 25
133.3%
Q3 25
41.5%
Q2 25
23.8%
Q1 25
50.8%
Q4 24
108.0%
Q3 24
35.7%
Q2 24
35.2%
Capex Intensity
PLYM
PLYM
SPFI
SPFI
Q1 26
Q4 25
10.5%
Q3 25
3.2%
Q2 25
3.2%
Q1 25
2.3%
Q4 24
6.5%
Q3 24
1.6%
Q2 24
2.2%
Cash Conversion
PLYM
PLYM
SPFI
SPFI
Q1 26
Q4 25
Q3 25
1.48×
Q2 25
1.01×
Q1 25
2.67×
2.12×
Q4 24
0.65×
Q3 24
1.59×
Q2 24
15.12×
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PLYM
PLYM

Segment breakdown not available.

SPFI
SPFI

Net Interest Income$42.9M79%
Noninterest Income$11.3M21%

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