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Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and SITIME Corp (SITM). Click either name above to swap in a different company.
CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $113.6M, roughly 1.3× SITIME Corp). On growth, SITIME Corp posted the faster year-over-year revenue change (88.3% vs 22.3%). Over the past eight quarters, SITIME Corp's revenue compounded faster (60.9% CAGR vs 16.9%).
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
SiTime Corporation is a publicly traded fabless chipmaker based in Santa Clara, California that develops micro-electromechanical systems (MEMS), used for timing devices in electronics.
PMTS vs SITM — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $153.1M | $113.6M |
| Net Profit | $7.3M | — |
| Gross Margin | 31.5% | 59.0% |
| Operating Margin | 12.0% | 30.2% |
| Net Margin | 4.8% | — |
| Revenue YoY | 22.3% | 88.3% |
| Net Profit YoY | 8.5% | — |
| EPS (diluted) | $0.62 | $-0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $113.6M | ||
| Q4 25 | $153.1M | $113.3M | ||
| Q3 25 | $138.0M | $83.6M | ||
| Q2 25 | $129.8M | $69.5M | ||
| Q1 25 | $122.8M | $60.3M | ||
| Q4 24 | $125.1M | $68.1M | ||
| Q3 24 | $124.8M | $57.7M | ||
| Q2 24 | $118.8M | $43.9M |
| Q1 26 | — | — | ||
| Q4 25 | $7.3M | $9.2M | ||
| Q3 25 | $2.3M | $-8.0M | ||
| Q2 25 | $518.0K | $-20.2M | ||
| Q1 25 | $4.8M | $-23.9M | ||
| Q4 24 | $6.8M | $-18.8M | ||
| Q3 24 | $1.3M | $-19.3M | ||
| Q2 24 | $6.0M | $-26.8M |
| Q1 26 | — | 59.0% | ||
| Q4 25 | 31.5% | 56.4% | ||
| Q3 25 | 29.7% | 53.5% | ||
| Q2 25 | 30.9% | 51.9% | ||
| Q1 25 | 33.2% | 50.3% | ||
| Q4 24 | 34.1% | 52.6% | ||
| Q3 24 | 35.8% | 51.1% | ||
| Q2 24 | 35.7% | 49.1% |
| Q1 26 | — | 30.2% | ||
| Q4 25 | 12.0% | 1.6% | ||
| Q3 25 | 9.4% | -19.2% | ||
| Q2 25 | 7.3% | -35.4% | ||
| Q1 25 | 11.5% | -46.6% | ||
| Q4 24 | 12.7% | -33.8% | ||
| Q3 24 | 14.3% | -43.1% | ||
| Q2 24 | 12.5% | -73.7% |
| Q1 26 | — | — | ||
| Q4 25 | 4.8% | 8.1% | ||
| Q3 25 | 1.7% | -9.6% | ||
| Q2 25 | 0.4% | -29.0% | ||
| Q1 25 | 3.9% | -39.6% | ||
| Q4 24 | 5.4% | -27.6% | ||
| Q3 24 | 1.0% | -33.5% | ||
| Q2 24 | 5.1% | -61.0% |
| Q1 26 | — | $-0.20 | ||
| Q4 25 | $0.62 | $0.44 | ||
| Q3 25 | $0.19 | $-0.31 | ||
| Q2 25 | $0.04 | $-0.84 | ||
| Q1 25 | $0.40 | $-1.01 | ||
| Q4 24 | $0.56 | $-0.80 | ||
| Q3 24 | $0.11 | $-0.83 | ||
| Q2 24 | $0.51 | $-1.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.7M | $498.5M |
| Total DebtLower is stronger | $286.7M | — |
| Stockholders' EquityBook value | $-17.3M | $1.2B |
| Total Assets | $403.2M | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $498.5M | ||
| Q4 25 | $21.7M | — | ||
| Q3 25 | $16.0M | — | ||
| Q2 25 | $17.1M | — | ||
| Q1 25 | $31.5M | — | ||
| Q4 24 | $33.5M | — | ||
| Q3 24 | $14.7M | — | ||
| Q2 24 | $7.5M | — |
| Q1 26 | — | — | ||
| Q4 25 | $286.7M | — | ||
| Q3 25 | $308.4M | — | ||
| Q2 25 | $310.9M | — | ||
| Q1 25 | $280.7M | — | ||
| Q4 24 | $280.4M | — | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — |
| Q1 26 | — | $1.2B | ||
| Q4 25 | $-17.3M | $1.2B | ||
| Q3 25 | $-25.7M | $1.1B | ||
| Q2 25 | $-29.0M | $1.1B | ||
| Q1 25 | $-29.7M | $692.5M | ||
| Q4 24 | $-35.6M | $699.7M | ||
| Q3 24 | $-42.8M | $696.2M | ||
| Q2 24 | $-44.6M | $692.5M |
| Q1 26 | — | $1.3B | ||
| Q4 25 | $403.2M | $1.3B | ||
| Q3 25 | $407.1M | $1.3B | ||
| Q2 25 | $399.8M | $1.3B | ||
| Q1 25 | $351.9M | $872.1M | ||
| Q4 24 | $349.7M | $885.0M | ||
| Q3 24 | $342.3M | $877.9M | ||
| Q2 24 | $321.4M | $878.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.6M | — |
| Free Cash FlowOCF − Capex | $35.2M | — |
| FCF MarginFCF / Revenue | 23.0% | — |
| Capex IntensityCapex / Revenue | 2.9% | — |
| Cash ConversionOCF / Net Profit | 5.39× | — |
| TTM Free Cash FlowTrailing 4 quarters | $41.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $39.6M | $25.4M | ||
| Q3 25 | $10.0M | $31.4M | ||
| Q2 25 | $4.3M | $15.3M | ||
| Q1 25 | $5.6M | $15.0M | ||
| Q4 24 | $26.7M | $13.5M | ||
| Q3 24 | $12.5M | $8.2M | ||
| Q2 24 | $-4.8M | $-181.0K |
| Q1 26 | — | — | ||
| Q4 25 | $35.2M | $13.0M | ||
| Q3 25 | $5.3M | $26.3M | ||
| Q2 25 | $533.0K | $-2.9M | ||
| Q1 25 | $292.0K | $-1.3M | ||
| Q4 24 | $21.6M | $-2.4M | ||
| Q3 24 | $11.1M | $-6.7M | ||
| Q2 24 | $-6.0M | $-2.7M |
| Q1 26 | — | — | ||
| Q4 25 | 23.0% | 11.5% | ||
| Q3 25 | 3.8% | 31.5% | ||
| Q2 25 | 0.4% | -4.2% | ||
| Q1 25 | 0.2% | -2.1% | ||
| Q4 24 | 17.3% | -3.5% | ||
| Q3 24 | 8.9% | -11.6% | ||
| Q2 24 | -5.0% | -6.3% |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 10.9% | ||
| Q3 25 | 3.4% | 6.1% | ||
| Q2 25 | 2.9% | 26.2% | ||
| Q1 25 | 4.3% | 27.0% | ||
| Q4 24 | 4.0% | 23.3% | ||
| Q3 24 | 1.2% | 25.7% | ||
| Q2 24 | 1.0% | 5.8% |
| Q1 26 | — | — | ||
| Q4 25 | 5.39× | 2.77× | ||
| Q3 25 | 4.32× | — | ||
| Q2 25 | 8.39× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 9.70× | — | ||
| Q2 24 | -0.79× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
SITM
Segment breakdown not available.
