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Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and Tecnoglass Inc. (TGLS). Click either name above to swap in a different company.
Tecnoglass Inc. is the larger business by last-quarter revenue ($245.3M vs $153.1M, roughly 1.6× CPI Card Group Inc.). Tecnoglass Inc. runs the higher net margin — 10.6% vs 4.8%, a 5.8% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 2.4%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $11.4M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs 12.8%).
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
Tecnoglass Inc. is a leading manufacturer of high-performance architectural glass, aluminum windows, doors, and associated building components. It primarily caters to residential and commercial construction sectors across North America and Latin America, offering custom, energy-efficient solutions for new construction and renovation projects.
PMTS vs TGLS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $153.1M | $245.3M |
| Net Profit | $7.3M | $26.1M |
| Gross Margin | 31.5% | 40.0% |
| Operating Margin | 12.0% | 18.3% |
| Net Margin | 4.8% | 10.6% |
| Revenue YoY | 22.3% | 2.4% |
| Net Profit YoY | 8.5% | -44.5% |
| EPS (diluted) | $0.62 | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $153.1M | $245.3M | ||
| Q3 25 | $138.0M | $260.5M | ||
| Q2 25 | $129.8M | $255.5M | ||
| Q1 25 | $122.8M | $222.3M | ||
| Q4 24 | $125.1M | $239.6M | ||
| Q3 24 | $124.8M | $238.3M | ||
| Q2 24 | $118.8M | $219.7M | ||
| Q1 24 | $111.9M | $192.6M |
| Q4 25 | $7.3M | $26.1M | ||
| Q3 25 | $2.3M | $47.2M | ||
| Q2 25 | $518.0K | $44.1M | ||
| Q1 25 | $4.8M | $42.2M | ||
| Q4 24 | $6.8M | $47.0M | ||
| Q3 24 | $1.3M | $49.5M | ||
| Q2 24 | $6.0M | $35.0M | ||
| Q1 24 | $5.5M | $29.7M |
| Q4 25 | 31.5% | 40.0% | ||
| Q3 25 | 29.7% | 42.7% | ||
| Q2 25 | 30.9% | 44.7% | ||
| Q1 25 | 33.2% | 43.9% | ||
| Q4 24 | 34.1% | 44.5% | ||
| Q3 24 | 35.8% | 45.8% | ||
| Q2 24 | 35.7% | 40.8% | ||
| Q1 24 | 37.1% | 38.8% |
| Q4 25 | 12.0% | 18.3% | ||
| Q3 25 | 9.4% | 25.1% | ||
| Q2 25 | 7.3% | 24.0% | ||
| Q1 25 | 11.5% | 26.7% | ||
| Q4 24 | 12.7% | 28.0% | ||
| Q3 24 | 14.3% | 28.4% | ||
| Q2 24 | 12.5% | 23.3% | ||
| Q1 24 | 12.6% | 21.3% |
| Q4 25 | 4.8% | 10.6% | ||
| Q3 25 | 1.7% | 18.1% | ||
| Q2 25 | 0.4% | 17.3% | ||
| Q1 25 | 3.9% | 19.0% | ||
| Q4 24 | 5.4% | 19.6% | ||
| Q3 24 | 1.0% | 20.8% | ||
| Q2 24 | 5.1% | 15.9% | ||
| Q1 24 | 4.9% | 15.4% |
| Q4 25 | $0.62 | $0.57 | ||
| Q3 25 | $0.19 | $1.01 | ||
| Q2 25 | $0.04 | $0.94 | ||
| Q1 25 | $0.40 | $0.90 | ||
| Q4 24 | $0.56 | $1.00 | ||
| Q3 24 | $0.11 | $1.05 | ||
| Q2 24 | $0.51 | $0.75 | ||
| Q1 24 | $0.46 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.7M | $104.1M |
| Total DebtLower is stronger | $286.7M | $174.4M |
| Stockholders' EquityBook value | $-17.3M | $713.1M |
| Total Assets | $403.2M | $1.3B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.7M | $104.1M | ||
| Q3 25 | $16.0M | $127.1M | ||
| Q2 25 | $17.1M | $140.9M | ||
| Q1 25 | $31.5M | $160.2M | ||
| Q4 24 | $33.5M | $137.5M | ||
| Q3 24 | $14.7M | $124.8M | ||
| Q2 24 | $7.5M | $129.5M | ||
| Q1 24 | $17.1M | $138.8M |
| Q4 25 | $286.7M | $174.4M | ||
| Q3 25 | $308.4M | $114.7M | ||
| Q2 25 | $310.9M | $110.6M | ||
| Q1 25 | $280.7M | $110.6M | ||
| Q4 24 | $280.4M | $111.1M | ||
| Q3 24 | $280.2M | $126.8M | ||
| Q2 24 | $269.7M | $144.7M | ||
| Q1 24 | $265.3M | $160.9M |
| Q4 25 | $-17.3M | $713.1M | ||
| Q3 25 | $-25.7M | $764.0M | ||
| Q2 25 | $-29.0M | $736.0M | ||
| Q1 25 | $-29.7M | $685.1M | ||
| Q4 24 | $-35.6M | $631.2M | ||
| Q3 24 | $-42.8M | $613.3M | ||
| Q2 24 | $-44.6M | $574.8M | ||
| Q1 24 | $-48.5M | $573.6M |
| Q4 25 | $403.2M | $1.3B | ||
| Q3 25 | $407.1M | $1.2B | ||
| Q2 25 | $399.8M | $1.2B | ||
| Q1 25 | $351.9M | $1.1B | ||
| Q4 24 | $349.7M | $1.0B | ||
| Q3 24 | $342.3M | $996.3M | ||
| Q2 24 | $321.4M | $942.5M | ||
| Q1 24 | $319.8M | $981.6M |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.25× | ||
| Q1 24 | — | 0.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.6M | $31.0M |
| Free Cash FlowOCF − Capex | $35.2M | $11.4M |
| FCF MarginFCF / Revenue | 23.0% | 4.7% |
| Capex IntensityCapex / Revenue | 2.9% | 8.0% |
| Cash ConversionOCF / Net Profit | 5.39× | 1.19× |
| TTM Free Cash FlowTrailing 4 quarters | $41.3M | $34.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.6M | $31.0M | ||
| Q3 25 | $10.0M | $40.0M | ||
| Q2 25 | $4.3M | $17.9M | ||
| Q1 25 | $5.6M | $46.9M | ||
| Q4 24 | $26.7M | $61.1M | ||
| Q3 24 | $12.5M | $41.5M | ||
| Q2 24 | $-4.8M | $34.5M | ||
| Q1 24 | $8.9M | $33.4M |
| Q4 25 | $35.2M | $11.4M | ||
| Q3 25 | $5.3M | $21.2M | ||
| Q2 25 | $533.0K | $-14.7M | ||
| Q1 25 | $292.0K | $16.5M | ||
| Q4 24 | $21.6M | $35.4M | ||
| Q3 24 | $11.1M | $17.8M | ||
| Q2 24 | $-6.0M | $14.2M | ||
| Q1 24 | $7.4M | $23.6M |
| Q4 25 | 23.0% | 4.7% | ||
| Q3 25 | 3.8% | 8.2% | ||
| Q2 25 | 0.4% | -5.7% | ||
| Q1 25 | 0.2% | 7.4% | ||
| Q4 24 | 17.3% | 14.8% | ||
| Q3 24 | 8.9% | 7.5% | ||
| Q2 24 | -5.0% | 6.5% | ||
| Q1 24 | 6.6% | 12.2% |
| Q4 25 | 2.9% | 8.0% | ||
| Q3 25 | 3.4% | 7.2% | ||
| Q2 25 | 2.9% | 12.7% | ||
| Q1 25 | 4.3% | 13.7% | ||
| Q4 24 | 4.0% | 10.7% | ||
| Q3 24 | 1.2% | 9.9% | ||
| Q2 24 | 1.0% | 9.2% | ||
| Q1 24 | 1.3% | 5.1% |
| Q4 25 | 5.39× | 1.19× | ||
| Q3 25 | 4.32× | 0.85× | ||
| Q2 25 | 8.39× | 0.41× | ||
| Q1 25 | 1.17× | 1.11× | ||
| Q4 24 | 3.94× | 1.30× | ||
| Q3 24 | 9.70× | 0.84× | ||
| Q2 24 | -0.79× | 0.98× | ||
| Q1 24 | 1.63× | 1.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
TGLS
| Product Sales | $164.2M | 67% |
| Fixed Price Contracts | $81.1M | 33% |
| Related Party | $692.0K | 0% |
