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Side-by-side financial comparison of PRA GROUP INC (PRAA) and Red Rock Resorts, Inc. (RRR). Click either name above to swap in a different company.

Red Rock Resorts, Inc. is the larger business by last-quarter revenue ($507.3M vs $333.4M, roughly 1.5× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 16.3%, a 0.7% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 1.9%). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 2.1%).

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

Wynn Resorts, Limited is an American publicly traded corporation based in Paradise, Nevada, that is a developer and operator of high-end hotels and casinos. It was founded in 2002 by former Mirage Resorts Chairman and CEO Steve Wynn and is now run by CEO Craig Billings. As of 2020, the company has developed six properties.

PRAA vs RRR — Head-to-Head

Bigger by revenue
RRR
RRR
1.5× larger
RRR
$507.3M
$333.4M
PRAA
Growing faster (revenue YoY)
PRAA
PRAA
+11.8% gap
PRAA
13.7%
1.9%
RRR
Higher net margin
PRAA
PRAA
0.7% more per $
PRAA
17.0%
16.3%
RRR
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
2.1%
RRR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
PRAA
PRAA
RRR
RRR
Revenue
$333.4M
$507.3M
Net Profit
$56.5M
$82.7M
Gross Margin
Operating Margin
37.7%
28.3%
Net Margin
17.0%
16.3%
Revenue YoY
13.7%
1.9%
Net Profit YoY
206.3%
-3.8%
EPS (diluted)
$1.47
$0.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRAA
PRAA
RRR
RRR
Q1 26
$507.3M
Q4 25
$333.4M
$511.8M
Q3 25
$311.1M
$475.6M
Q2 25
$287.7M
$526.3M
Q1 25
$269.6M
$497.9M
Q4 24
$293.2M
$495.7M
Q3 24
$281.5M
$468.0M
Q2 24
$284.2M
$486.4M
Net Profit
PRAA
PRAA
RRR
RRR
Q1 26
$82.7M
Q4 25
$56.5M
$44.7M
Q3 25
$-407.7M
$42.3M
Q2 25
$42.4M
$56.4M
Q1 25
$3.7M
$44.7M
Q4 24
$18.5M
$46.6M
Q3 24
$27.2M
$29.0M
Q2 24
$21.5M
$35.7M
Operating Margin
PRAA
PRAA
RRR
RRR
Q1 26
28.3%
Q4 25
37.7%
28.1%
Q3 25
-101.4%
27.6%
Q2 25
29.6%
31.9%
Q1 25
27.7%
31.0%
Q4 24
32.1%
28.7%
Q3 24
32.0%
27.9%
Q2 24
31.4%
28.8%
Net Margin
PRAA
PRAA
RRR
RRR
Q1 26
16.3%
Q4 25
17.0%
8.7%
Q3 25
-131.0%
8.9%
Q2 25
14.7%
10.7%
Q1 25
1.4%
9.0%
Q4 24
6.3%
9.4%
Q3 24
9.6%
6.2%
Q2 24
7.6%
7.3%
EPS (diluted)
PRAA
PRAA
RRR
RRR
Q1 26
$0.73
Q4 25
$1.47
$0.74
Q3 25
$-10.43
$0.68
Q2 25
$1.08
$0.95
Q1 25
$0.09
$0.75
Q4 24
$0.47
$0.78
Q3 24
$0.69
$0.48
Q2 24
$0.54
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRAA
PRAA
RRR
RRR
Cash + ST InvestmentsLiquidity on hand
$104.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$979.9M
Total Assets
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
$104.4M
$142.5M
Q3 25
$107.5M
$129.8M
Q2 25
$131.6M
$145.2M
Q1 25
$128.7M
$150.6M
Q4 24
$105.9M
$164.4M
Q3 24
$141.1M
$117.5M
Q2 24
$118.9M
$136.4M
Total Debt
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
$3.4B
Q3 25
Q2 25
Q1 25
Q4 24
$3.4B
Q3 24
Q2 24
Stockholders' Equity
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
$979.9M
$208.3M
Q3 25
$928.5M
$219.6M
Q2 25
$1.3B
$203.4M
Q1 25
$1.2B
$247.1M
Q4 24
$1.1B
$215.1M
Q3 24
$1.2B
$175.5M
Q2 24
$1.1B
$159.0M
Total Assets
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
$5.1B
$4.2B
Q3 25
$5.0B
$4.1B
Q2 25
$5.4B
$4.0B
Q1 25
$5.1B
$4.1B
Q4 24
$4.9B
$4.0B
Q3 24
$4.9B
$4.0B
Q2 24
$4.7B
$4.0B
Debt / Equity
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
16.30×
Q3 25
Q2 25
Q1 25
Q4 24
15.84×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRAA
PRAA
RRR
RRR
Operating Cash FlowLast quarter
$-85.5M
Free Cash FlowOCF − Capex
$-90.4M
FCF MarginFCF / Revenue
-27.1%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
$-85.5M
$156.6M
Q3 25
$-10.1M
$168.3M
Q2 25
$-12.9M
$158.4M
Q1 25
$-52.6M
$126.2M
Q4 24
$-94.6M
$148.2M
Q3 24
$-35.0M
$131.0M
Q2 24
$-29.5M
$142.5M
Free Cash Flow
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
$-90.4M
$77.7M
Q3 25
$-11.3M
$74.6M
Q2 25
$-14.2M
$80.3M
Q1 25
$-53.5M
$58.0M
Q4 24
$-98.6M
$121.4M
Q3 24
$-36.1M
$50.7M
Q2 24
$-30.8M
$64.0M
FCF Margin
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
-27.1%
15.2%
Q3 25
-3.6%
15.7%
Q2 25
-4.9%
15.3%
Q1 25
-19.8%
11.6%
Q4 24
-33.6%
24.5%
Q3 24
-12.8%
10.8%
Q2 24
-10.8%
13.1%
Capex Intensity
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
1.4%
15.4%
Q3 25
0.4%
19.7%
Q2 25
0.4%
14.9%
Q1 25
0.3%
13.7%
Q4 24
1.4%
5.4%
Q3 24
0.4%
17.2%
Q2 24
0.5%
16.2%
Cash Conversion
PRAA
PRAA
RRR
RRR
Q1 26
Q4 25
-1.51×
3.51×
Q3 25
3.98×
Q2 25
-0.30×
2.81×
Q1 25
-14.37×
2.82×
Q4 24
-5.13×
3.18×
Q3 24
-1.29×
4.53×
Q2 24
-1.37×
4.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

RRR
RRR

Casino$340.5M67%
Food and beverage$90.3M18%
Room$45.5M9%
Other$26.2M5%
Native American management and development fees$4.7M1%

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