vs
Side-by-side financial comparison of PRA GROUP INC (PRAA) and TRIMAS CORP (TRS). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $256.5M, roughly 1.3× TRIMAS CORP). TRIMAS CORP runs the higher net margin — 31.9% vs 17.0%, a 14.9% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 3.8%). TRIMAS CORP produced more free cash flow last quarter ($36.8M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 3.3%).
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
Trimas Corp is a diversified industrial manufacturing enterprise that designs, produces and distributes a wide portfolio of engineered products, including specialized fasteners, aerospace components, custom packaging solutions, and consumer & industrial hardware. It primarily serves aerospace, automotive, construction, consumer goods and industrial sectors, with core operations across North America and selected global markets.
PRAA vs TRS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $333.4M | $256.5M |
| Net Profit | $56.5M | $81.7M |
| Gross Margin | — | 12.8% |
| Operating Margin | 37.7% | 5.7% |
| Net Margin | 17.0% | 31.9% |
| Revenue YoY | 13.7% | 3.8% |
| Net Profit YoY | 206.3% | 236.9% |
| EPS (diluted) | $1.47 | $2.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $256.5M | ||
| Q4 25 | $333.4M | $-140.0M | ||
| Q3 25 | $311.1M | $269.3M | ||
| Q2 25 | $287.7M | $274.8M | ||
| Q1 25 | $269.6M | $241.7M | ||
| Q4 24 | $293.2M | $-66.2M | ||
| Q3 24 | $281.5M | $229.4M | ||
| Q2 24 | $284.2M | $240.5M |
| Q1 26 | — | $81.7M | ||
| Q4 25 | $56.5M | $81.7M | ||
| Q3 25 | $-407.7M | $9.3M | ||
| Q2 25 | $42.4M | $16.7M | ||
| Q1 25 | $3.7M | $12.4M | ||
| Q4 24 | $18.5M | $5.6M | ||
| Q3 24 | $27.2M | $2.5M | ||
| Q2 24 | $21.5M | $10.9M |
| Q1 26 | — | 12.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 12.8% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 15.4% | ||
| Q2 24 | — | 14.4% |
| Q1 26 | — | 5.7% | ||
| Q4 25 | 37.7% | — | ||
| Q3 25 | -101.4% | 6.2% | ||
| Q2 25 | 29.6% | 9.9% | ||
| Q1 25 | 27.7% | 9.0% | ||
| Q4 24 | 32.1% | — | ||
| Q3 24 | 32.0% | 3.6% | ||
| Q2 24 | 31.4% | 7.4% |
| Q1 26 | — | 31.9% | ||
| Q4 25 | 17.0% | -58.4% | ||
| Q3 25 | -131.0% | 3.5% | ||
| Q2 25 | 14.7% | 6.1% | ||
| Q1 25 | 1.4% | 5.1% | ||
| Q4 24 | 6.3% | -8.5% | ||
| Q3 24 | 9.6% | 1.1% | ||
| Q2 24 | 7.6% | 4.5% |
| Q1 26 | — | $2.03 | ||
| Q4 25 | $1.47 | $2.01 | ||
| Q3 25 | $-10.43 | $0.23 | ||
| Q2 25 | $1.08 | $0.41 | ||
| Q1 25 | $0.09 | $0.30 | ||
| Q4 24 | $0.47 | $0.14 | ||
| Q3 24 | $0.69 | $0.06 | ||
| Q2 24 | $0.54 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $104.4M | $30.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $979.9M | $705.6M |
| Total Assets | $5.1B | $1.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $30.0M | ||
| Q4 25 | $104.4M | $30.0M | ||
| Q3 25 | $107.5M | $33.6M | ||
| Q2 25 | $131.6M | $30.3M | ||
| Q1 25 | $128.7M | $32.7M | ||
| Q4 24 | $105.9M | $23.1M | ||
| Q3 24 | $141.1M | $26.9M | ||
| Q2 24 | $118.9M | $35.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $469.2M | ||
| Q3 25 | — | $407.1M | ||
| Q2 25 | — | $424.5M | ||
| Q1 25 | — | $434.2M | ||
| Q4 24 | — | $398.1M | ||
| Q3 24 | — | $409.9M | ||
| Q2 24 | — | $427.4M |
| Q1 26 | — | $705.6M | ||
| Q4 25 | $979.9M | $705.6M | ||
| Q3 25 | $928.5M | $725.0M | ||
| Q2 25 | $1.3B | $715.3M | ||
| Q1 25 | $1.2B | $686.6M | ||
| Q4 24 | $1.1B | $667.3M | ||
| Q3 24 | $1.2B | $682.8M | ||
| Q2 24 | $1.1B | $675.9M |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $5.1B | $1.5B | ||
| Q3 25 | $5.0B | $1.4B | ||
| Q2 25 | $5.4B | $1.4B | ||
| Q1 25 | $5.1B | $1.4B | ||
| Q4 24 | $4.9B | $1.3B | ||
| Q3 24 | $4.9B | $1.4B | ||
| Q2 24 | $4.7B | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.66× | ||
| Q3 25 | — | 0.56× | ||
| Q2 25 | — | 0.59× | ||
| Q1 25 | — | 0.63× | ||
| Q4 24 | — | 0.60× | ||
| Q3 24 | — | 0.60× | ||
| Q2 24 | — | 0.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-85.5M | $117.5M |
| Free Cash FlowOCF − Capex | $-90.4M | $36.8M |
| FCF MarginFCF / Revenue | -27.1% | 14.4% |
| Capex IntensityCapex / Revenue | 1.4% | 18.9% |
| Cash ConversionOCF / Net Profit | -1.51× | 1.44× |
| TTM Free Cash FlowTrailing 4 quarters | $-169.4M | $109.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $117.5M | ||
| Q4 25 | $-85.5M | $41.5M | ||
| Q3 25 | $-10.1M | $36.5M | ||
| Q2 25 | $-12.9M | $30.3M | ||
| Q1 25 | $-52.6M | $9.2M | ||
| Q4 24 | $-94.6M | $27.1M | ||
| Q3 24 | $-35.0M | $22.0M | ||
| Q2 24 | $-29.5M | $18.4M |
| Q1 26 | — | $36.8M | ||
| Q4 25 | $-90.4M | $36.8M | ||
| Q3 25 | $-11.3M | $22.8M | ||
| Q2 25 | $-14.2M | $13.2M | ||
| Q1 25 | $-53.5M | $-3.8M | ||
| Q4 24 | $-98.6M | $12.1M | ||
| Q3 24 | $-36.1M | $10.2M | ||
| Q2 24 | $-30.8M | $7.5M |
| Q1 26 | — | 14.4% | ||
| Q4 25 | -27.1% | -26.3% | ||
| Q3 25 | -3.6% | 8.5% | ||
| Q2 25 | -4.9% | 4.8% | ||
| Q1 25 | -19.8% | -1.6% | ||
| Q4 24 | -33.6% | -18.3% | ||
| Q3 24 | -12.8% | 4.4% | ||
| Q2 24 | -10.8% | 3.1% |
| Q1 26 | — | 18.9% | ||
| Q4 25 | 1.4% | -3.4% | ||
| Q3 25 | 0.4% | 5.1% | ||
| Q2 25 | 0.4% | 6.2% | ||
| Q1 25 | 0.3% | 5.4% | ||
| Q4 24 | 1.4% | -22.6% | ||
| Q3 24 | 0.4% | 5.2% | ||
| Q2 24 | 0.5% | 4.5% |
| Q1 26 | — | 1.44× | ||
| Q4 25 | -1.51× | 0.51× | ||
| Q3 25 | — | 3.92× | ||
| Q2 25 | -0.30× | 1.81× | ||
| Q1 25 | -14.37× | 0.74× | ||
| Q4 24 | -5.13× | 4.80× | ||
| Q3 24 | -1.29× | 8.71× | ||
| Q2 24 | -1.37× | 1.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
TRS
Segment breakdown not available.
