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Side-by-side financial comparison of PRA GROUP INC (PRAA) and UNISYS CORP (UIS). Click either name above to swap in a different company.
UNISYS CORP is the larger business by last-quarter revenue ($574.5M vs $333.4M, roughly 1.7× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 3.3%, a 13.7% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 5.3%). UNISYS CORP produced more free cash flow last quarter ($97.3M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 8.5%).
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
Unisys Corporation is a technology company founded in 1986 and headquartered in Blue Bell, Pennsylvania. The company provides cloud, AI, digital workplace, logistics, and enterprise computing services.
PRAA vs UIS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $333.4M | $574.5M |
| Net Profit | $56.5M | $18.7M |
| Gross Margin | — | 33.9% |
| Operating Margin | 37.7% | 13.3% |
| Net Margin | 17.0% | 3.3% |
| Revenue YoY | 13.7% | 5.3% |
| Net Profit YoY | 206.3% | -37.7% |
| EPS (diluted) | $1.47 | $0.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $333.4M | $574.5M | ||
| Q3 25 | $311.1M | $460.2M | ||
| Q2 25 | $287.7M | $483.3M | ||
| Q1 25 | $269.6M | $432.1M | ||
| Q4 24 | $293.2M | $545.4M | ||
| Q3 24 | $281.5M | $497.0M | ||
| Q2 24 | $284.2M | $478.2M | ||
| Q1 24 | $255.6M | $487.8M |
| Q4 25 | $56.5M | $18.7M | ||
| Q3 25 | $-407.7M | $-308.9M | ||
| Q2 25 | $42.4M | $-20.1M | ||
| Q1 25 | $3.7M | $-29.5M | ||
| Q4 24 | $18.5M | $30.0M | ||
| Q3 24 | $27.2M | $-61.9M | ||
| Q2 24 | $21.5M | $-12.0M | ||
| Q1 24 | $3.5M | $-149.5M |
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 25.5% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 24.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 27.9% |
| Q4 25 | 37.7% | 13.3% | ||
| Q3 25 | -101.4% | -7.3% | ||
| Q2 25 | 29.6% | 6.3% | ||
| Q1 25 | 27.7% | 1.2% | ||
| Q4 24 | 32.1% | 8.9% | ||
| Q3 24 | 32.0% | 1.5% | ||
| Q2 24 | 31.4% | 4.9% | ||
| Q1 24 | 26.0% | 3.6% |
| Q4 25 | 17.0% | 3.3% | ||
| Q3 25 | -131.0% | -67.1% | ||
| Q2 25 | 14.7% | -4.2% | ||
| Q1 25 | 1.4% | -6.8% | ||
| Q4 24 | 6.3% | 5.5% | ||
| Q3 24 | 9.6% | -12.5% | ||
| Q2 24 | 7.6% | -2.5% | ||
| Q1 24 | 1.4% | -30.6% |
| Q4 25 | $1.47 | $0.24 | ||
| Q3 25 | $-10.43 | $-4.33 | ||
| Q2 25 | $1.08 | $-0.28 | ||
| Q1 25 | $0.09 | $-0.42 | ||
| Q4 24 | $0.47 | $0.45 | ||
| Q3 24 | $0.69 | $-0.89 | ||
| Q2 24 | $0.54 | $-0.17 | ||
| Q1 24 | $0.09 | $-2.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $104.4M | $413.9M |
| Total DebtLower is stronger | — | $729.0M |
| Stockholders' EquityBook value | $979.9M | $-282.6M |
| Total Assets | $5.1B | $1.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.4M | $413.9M | ||
| Q3 25 | $107.5M | $321.9M | ||
| Q2 25 | $131.6M | $300.8M | ||
| Q1 25 | $128.7M | $393.1M | ||
| Q4 24 | $105.9M | $376.5M | ||
| Q3 24 | $141.1M | $373.7M | ||
| Q2 24 | $118.9M | $344.9M | ||
| Q1 24 | $108.1M | $382.8M |
| Q4 25 | — | $729.0M | ||
| Q3 25 | — | $723.2M | ||
| Q2 25 | — | $692.7M | ||
| Q1 25 | — | $488.3M | ||
| Q4 24 | — | $488.2M | ||
| Q3 24 | — | $488.5M | ||
| Q2 24 | — | $489.2M | ||
| Q1 24 | — | $488.4M |
| Q4 25 | $979.9M | $-282.6M | ||
| Q3 25 | $928.5M | $-300.2M | ||
| Q2 25 | $1.3B | $-221.5M | ||
| Q1 25 | $1.2B | $-267.8M | ||
| Q4 24 | $1.1B | $-283.4M | ||
| Q3 24 | $1.2B | $-202.2M | ||
| Q2 24 | $1.1B | $-174.1M | ||
| Q1 24 | $1.1B | $-158.6M |
| Q4 25 | $5.1B | $1.8B | ||
| Q3 25 | $5.0B | $1.7B | ||
| Q2 25 | $5.4B | $1.8B | ||
| Q1 25 | $5.1B | $1.8B | ||
| Q4 24 | $4.9B | $1.9B | ||
| Q3 24 | $4.9B | $1.9B | ||
| Q2 24 | $4.7B | $1.9B | ||
| Q1 24 | $4.5B | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-85.5M | $104.9M |
| Free Cash FlowOCF − Capex | $-90.4M | $97.3M |
| FCF MarginFCF / Revenue | -27.1% | 16.9% |
| Capex IntensityCapex / Revenue | 1.4% | 1.3% |
| Cash ConversionOCF / Net Profit | -1.51× | 5.61× |
| TTM Free Cash FlowTrailing 4 quarters | $-169.4M | $-170.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-85.5M | $104.9M | ||
| Q3 25 | $-10.1M | $38.0M | ||
| Q2 25 | $-12.9M | $-316.2M | ||
| Q1 25 | $-52.6M | $33.3M | ||
| Q4 24 | $-94.6M | $76.6M | ||
| Q3 24 | $-35.0M | $32.0M | ||
| Q2 24 | $-29.5M | $2.7M | ||
| Q1 24 | $-73.0M | $23.8M |
| Q4 25 | $-90.4M | $97.3M | ||
| Q3 25 | $-11.3M | $32.4M | ||
| Q2 25 | $-14.2M | $-324.1M | ||
| Q1 25 | $-53.5M | $24.4M | ||
| Q4 24 | $-98.6M | $66.5M | ||
| Q3 24 | $-36.1M | $25.2M | ||
| Q2 24 | $-30.8M | $-6.0M | ||
| Q1 24 | $-73.5M | $17.1M |
| Q4 25 | -27.1% | 16.9% | ||
| Q3 25 | -3.6% | 7.0% | ||
| Q2 25 | -4.9% | -67.1% | ||
| Q1 25 | -19.8% | 5.6% | ||
| Q4 24 | -33.6% | 12.2% | ||
| Q3 24 | -12.8% | 5.1% | ||
| Q2 24 | -10.8% | -1.3% | ||
| Q1 24 | -28.8% | 3.5% |
| Q4 25 | 1.4% | 1.3% | ||
| Q3 25 | 0.4% | 1.2% | ||
| Q2 25 | 0.4% | 1.6% | ||
| Q1 25 | 0.3% | 2.1% | ||
| Q4 24 | 1.4% | 1.9% | ||
| Q3 24 | 0.4% | 1.4% | ||
| Q2 24 | 0.5% | 1.8% | ||
| Q1 24 | 0.2% | 1.4% |
| Q4 25 | -1.51× | 5.61× | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.30× | — | ||
| Q1 25 | -14.37× | — | ||
| Q4 24 | -5.13× | 2.55× | ||
| Q3 24 | -1.29× | — | ||
| Q2 24 | -1.37× | — | ||
| Q1 24 | -21.01× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
UIS
Segment breakdown not available.
