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Side-by-side financial comparison of Porch Group, Inc. (PRCH) and TRICO BANCSHARES (TCBK). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $109.4M, roughly 1.1× TRICO BANCSHARES ). TRICO BANCSHARES runs the higher net margin — 251.6% vs -3.9%, a 255.5% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 9.0%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 5.4%).
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.
PRCH vs TCBK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $121.1M | $109.4M |
| Net Profit | $-4.7M | $33.6M |
| Gross Margin | 52.7% | — |
| Operating Margin | 34.7% | 42.6% |
| Net Margin | -3.9% | 251.6% |
| Revenue YoY | 100.0% | 9.0% |
| Net Profit YoY | 2.0% | 15.8% |
| EPS (diluted) | $-0.04 | $1.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $121.1M | — | ||
| Q4 25 | $112.3M | $109.4M | ||
| Q3 25 | $115.1M | $107.6M | ||
| Q2 25 | $107.0M | $103.6M | ||
| Q1 25 | $84.5M | $98.6M | ||
| Q4 24 | $75.3M | $100.4M | ||
| Q3 24 | $77.7M | $99.1M | ||
| Q2 24 | $75.9M | $97.9M |
| Q1 26 | $-4.7M | — | ||
| Q4 25 | $-3.5M | $33.6M | ||
| Q3 25 | $-10.9M | $34.0M | ||
| Q2 25 | $2.6M | $27.5M | ||
| Q1 25 | $8.4M | $26.4M | ||
| Q4 24 | $30.5M | $29.0M | ||
| Q3 24 | $14.4M | $29.1M | ||
| Q2 24 | $-64.3M | $29.0M |
| Q1 26 | 52.7% | — | ||
| Q4 25 | 99.5% | — | ||
| Q3 25 | 75.6% | — | ||
| Q2 25 | 70.9% | — | ||
| Q1 25 | 77.4% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 79.4% | — | ||
| Q2 24 | 22.1% | — |
| Q1 26 | 34.7% | — | ||
| Q4 25 | 14.7% | 42.6% | ||
| Q3 25 | 14.2% | 43.2% | ||
| Q2 25 | 4.7% | 36.5% | ||
| Q1 25 | -1.5% | 35.8% | ||
| Q4 24 | 33.3% | 38.7% | ||
| Q3 24 | -3.2% | 39.8% | ||
| Q2 24 | -69.2% | 40.0% |
| Q1 26 | -3.9% | — | ||
| Q4 25 | -3.1% | 251.6% | ||
| Q3 25 | -9.4% | 31.6% | ||
| Q2 25 | 2.4% | 26.6% | ||
| Q1 25 | 9.9% | 26.7% | ||
| Q4 24 | 40.5% | 221.4% | ||
| Q3 24 | 18.5% | 29.3% | ||
| Q2 24 | -84.8% | 29.7% |
| Q1 26 | $-0.04 | — | ||
| Q4 25 | $0.00 | $1.02 | ||
| Q3 25 | $-0.10 | $1.04 | ||
| Q2 25 | $0.00 | $0.84 | ||
| Q1 25 | $0.07 | $0.80 | ||
| Q4 24 | $0.34 | $0.88 | ||
| Q3 24 | $0.12 | $0.88 | ||
| Q2 24 | $-0.65 | $0.87 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $68.4M | $157.0M |
| Total DebtLower is stronger | $391.3M | — |
| Stockholders' EquityBook value | $26.3M | $1.3B |
| Total Assets | $806.6M | $9.8B |
| Debt / EquityLower = less leverage | 14.87× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $68.4M | — | ||
| Q4 25 | $57.3M | $157.0M | ||
| Q3 25 | $85.0M | $298.8M | ||
| Q2 25 | $79.8M | $314.3M | ||
| Q1 25 | $70.4M | $308.3M | ||
| Q4 24 | $191.7M | $145.0M | ||
| Q3 24 | $238.6M | $320.1M | ||
| Q2 24 | $308.4M | $206.6M |
| Q1 26 | $391.3M | — | ||
| Q4 25 | $392.8M | — | ||
| Q3 25 | $387.1M | — | ||
| Q2 25 | $394.1M | — | ||
| Q1 25 | $409.2M | — | ||
| Q4 24 | $403.9M | — | ||
| Q3 24 | $399.0M | — | ||
| Q2 24 | $436.8M | — |
| Q1 26 | $26.3M | — | ||
| Q4 25 | $-24.6M | $1.3B | ||
| Q3 25 | $-27.9M | $1.3B | ||
| Q2 25 | $-29.3M | $1.3B | ||
| Q1 25 | $-52.4M | $1.3B | ||
| Q4 24 | $-43.2M | $1.2B | ||
| Q3 24 | $-77.0M | $1.2B | ||
| Q2 24 | $-101.9M | $1.2B |
| Q1 26 | $806.6M | — | ||
| Q4 25 | $797.4M | $9.8B | ||
| Q3 25 | $787.7M | $9.9B | ||
| Q2 25 | $770.7M | $9.9B | ||
| Q1 25 | $802.3M | $9.8B | ||
| Q4 24 | $814.0M | $9.7B | ||
| Q3 24 | $867.3M | $9.8B | ||
| Q2 24 | $876.1M | $9.7B |
| Q1 26 | 14.87× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $133.3M |
| Free Cash FlowOCF − Capex | — | $127.9M |
| FCF MarginFCF / Revenue | — | 116.9% |
| Capex IntensityCapex / Revenue | — | 4.9% |
| Cash ConversionOCF / Net Profit | — | 3.96× |
| TTM Free Cash FlowTrailing 4 quarters | — | $222.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.2M | $133.3M | ||
| Q3 25 | $40.8M | $45.1M | ||
| Q2 25 | $35.6M | $29.2M | ||
| Q1 25 | $-11.2M | $24.5M | ||
| Q4 24 | $-26.6M | $109.7M | ||
| Q3 24 | $12.4M | $28.6M | ||
| Q2 24 | $-26.0M | $31.8M |
| Q1 26 | — | — | ||
| Q4 25 | $1.1M | $127.9M | ||
| Q3 25 | $40.7M | $43.2M | ||
| Q2 25 | $35.4M | $28.2M | ||
| Q1 25 | $-11.2M | $22.8M | ||
| Q4 24 | $-26.8M | $105.2M | ||
| Q3 24 | $12.2M | $27.3M | ||
| Q2 24 | $-26.0M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 116.9% | ||
| Q3 25 | 35.4% | 40.2% | ||
| Q2 25 | 33.0% | 27.2% | ||
| Q1 25 | -13.3% | 23.1% | ||
| Q4 24 | -35.6% | 104.8% | ||
| Q3 24 | 15.7% | 27.6% | ||
| Q2 24 | -34.3% | 31.5% |
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 4.9% | ||
| Q3 25 | 0.1% | 1.7% | ||
| Q2 25 | 0.2% | 1.0% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 0.3% | 4.5% | ||
| Q3 24 | 0.3% | 1.3% | ||
| Q2 24 | 0.1% | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.96× | ||
| Q3 25 | — | 1.33× | ||
| Q2 25 | 13.79× | 1.06× | ||
| Q1 25 | -1.33× | 0.93× | ||
| Q4 24 | -0.87× | 3.78× | ||
| Q3 24 | 0.86× | 0.98× | ||
| Q2 24 | — | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
