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Side-by-side financial comparison of Porch Group, Inc. (PRCH) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $121.1M, roughly 1.6× Porch Group, Inc.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -3.9%, a 53.3% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 100.0%). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 26.4%).
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
PRCH vs TMP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $121.1M | $194.8M |
| Net Profit | $-4.7M | $96.2M |
| Gross Margin | 52.7% | — |
| Operating Margin | 34.7% | 71.7% |
| Net Margin | -3.9% | 49.4% |
| Revenue YoY | 100.0% | 152.7% |
| Net Profit YoY | 2.0% | 388.9% |
| EPS (diluted) | $-0.04 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $121.1M | — | ||
| Q4 25 | $112.3M | $194.8M | ||
| Q3 25 | $115.1M | $87.4M | ||
| Q2 25 | $107.0M | $82.6M | ||
| Q1 25 | $84.5M | $81.7M | ||
| Q4 24 | $75.3M | $77.1M | ||
| Q3 24 | $77.7M | $76.6M | ||
| Q2 24 | $75.9M | $72.7M |
| Q1 26 | $-4.7M | — | ||
| Q4 25 | $-3.5M | $96.2M | ||
| Q3 25 | $-10.9M | $23.7M | ||
| Q2 25 | $2.6M | $21.5M | ||
| Q1 25 | $8.4M | $19.7M | ||
| Q4 24 | $30.5M | $19.7M | ||
| Q3 24 | $14.4M | $18.6M | ||
| Q2 24 | $-64.3M | $15.7M |
| Q1 26 | 52.7% | — | ||
| Q4 25 | 99.5% | — | ||
| Q3 25 | 75.6% | — | ||
| Q2 25 | 70.9% | — | ||
| Q1 25 | 77.4% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 79.4% | — | ||
| Q2 24 | 22.1% | — |
| Q1 26 | 34.7% | — | ||
| Q4 25 | 14.7% | 71.7% | ||
| Q3 25 | 14.2% | 35.6% | ||
| Q2 25 | 4.7% | 34.2% | ||
| Q1 25 | -1.5% | 31.6% | ||
| Q4 24 | 33.3% | 33.4% | ||
| Q3 24 | -3.2% | 32.0% | ||
| Q2 24 | -69.2% | 28.3% |
| Q1 26 | -3.9% | — | ||
| Q4 25 | -3.1% | 49.4% | ||
| Q3 25 | -9.4% | 27.1% | ||
| Q2 25 | 2.4% | 26.0% | ||
| Q1 25 | 9.9% | 24.1% | ||
| Q4 24 | 40.5% | 25.5% | ||
| Q3 24 | 18.5% | 24.3% | ||
| Q2 24 | -84.8% | 21.6% |
| Q1 26 | $-0.04 | — | ||
| Q4 25 | $0.00 | $6.72 | ||
| Q3 25 | $-0.10 | $1.65 | ||
| Q2 25 | $0.00 | $1.50 | ||
| Q1 25 | $0.07 | $1.37 | ||
| Q4 24 | $0.34 | $1.39 | ||
| Q3 24 | $0.12 | $1.30 | ||
| Q2 24 | $-0.65 | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $68.4M | $132.8M |
| Total DebtLower is stronger | $391.3M | — |
| Stockholders' EquityBook value | $26.3M | $938.4M |
| Total Assets | $806.6M | $8.7B |
| Debt / EquityLower = less leverage | 14.87× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $68.4M | — | ||
| Q4 25 | $57.3M | $132.8M | ||
| Q3 25 | $85.0M | $193.5M | ||
| Q2 25 | $79.8M | $212.6M | ||
| Q1 25 | $70.4M | $193.1M | ||
| Q4 24 | $191.7M | $134.4M | ||
| Q3 24 | $238.6M | $132.3M | ||
| Q2 24 | $308.4M | $70.9M |
| Q1 26 | $391.3M | — | ||
| Q4 25 | $392.8M | — | ||
| Q3 25 | $387.1M | — | ||
| Q2 25 | $394.1M | — | ||
| Q1 25 | $409.2M | — | ||
| Q4 24 | $403.9M | — | ||
| Q3 24 | $399.0M | — | ||
| Q2 24 | $436.8M | — |
| Q1 26 | $26.3M | — | ||
| Q4 25 | $-24.6M | $938.4M | ||
| Q3 25 | $-27.9M | $788.8M | ||
| Q2 25 | $-29.3M | $761.8M | ||
| Q1 25 | $-52.4M | $741.4M | ||
| Q4 24 | $-43.2M | $713.4M | ||
| Q3 24 | $-77.0M | $719.9M | ||
| Q2 24 | $-101.9M | $674.6M |
| Q1 26 | $806.6M | — | ||
| Q4 25 | $797.4M | $8.7B | ||
| Q3 25 | $787.7M | $8.5B | ||
| Q2 25 | $770.7M | $8.4B | ||
| Q1 25 | $802.3M | $8.2B | ||
| Q4 24 | $814.0M | $8.1B | ||
| Q3 24 | $867.3M | $8.0B | ||
| Q2 24 | $876.1M | $7.9B |
| Q1 26 | 14.87× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $38.9M |
| Free Cash FlowOCF − Capex | — | $31.9M |
| FCF MarginFCF / Revenue | — | 16.4% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | — | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.2M | $38.9M | ||
| Q3 25 | $40.8M | $34.9M | ||
| Q2 25 | $35.6M | $18.9M | ||
| Q1 25 | $-11.2M | $22.2M | ||
| Q4 24 | $-26.6M | $95.0M | ||
| Q3 24 | $12.4M | $21.2M | ||
| Q2 24 | $-26.0M | $27.3M |
| Q1 26 | — | — | ||
| Q4 25 | $1.1M | $31.9M | ||
| Q3 25 | $40.7M | $33.9M | ||
| Q2 25 | $35.4M | $18.3M | ||
| Q1 25 | $-11.2M | $20.9M | ||
| Q4 24 | $-26.8M | $88.8M | ||
| Q3 24 | $12.2M | $18.9M | ||
| Q2 24 | $-26.0M | $26.3M |
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 16.4% | ||
| Q3 25 | 35.4% | 38.8% | ||
| Q2 25 | 33.0% | 22.1% | ||
| Q1 25 | -13.3% | 25.5% | ||
| Q4 24 | -35.6% | 115.1% | ||
| Q3 24 | 15.7% | 24.7% | ||
| Q2 24 | -34.3% | 36.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 3.6% | ||
| Q3 25 | 0.1% | 1.1% | ||
| Q2 25 | 0.2% | 0.8% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 0.3% | 8.1% | ||
| Q3 24 | 0.3% | 2.9% | ||
| Q2 24 | 0.1% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | 13.79× | 0.88× | ||
| Q1 25 | -1.33× | 1.13× | ||
| Q4 24 | -0.87× | 4.82× | ||
| Q3 24 | 0.86× | 1.14× | ||
| Q2 24 | — | 1.74× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
