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Side-by-side financial comparison of Porch Group, Inc. (PRCH) and Wheels Up Experience Inc. (UP). Click either name above to swap in a different company.

Wheels Up Experience Inc. is the larger business by last-quarter revenue ($183.8M vs $121.1M, roughly 1.5× Porch Group, Inc.). Porch Group, Inc. runs the higher net margin — -3.9% vs -15.7%, a 11.8% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs -10.2%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs -3.4%).

Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.

Wheels Up is a provider of "on demand" private aviation in the United States and one of the largest private aviation companies in the world. It was founded in 2013 by Kenny Dichter, using a membership/on-demand business model. Wheels Up members can book private aircraft from the company fleet and third-party operators using a mobile application.

PRCH vs UP — Head-to-Head

Bigger by revenue
UP
UP
1.5× larger
UP
$183.8M
$121.1M
PRCH
Growing faster (revenue YoY)
PRCH
PRCH
+110.2% gap
PRCH
100.0%
-10.2%
UP
Higher net margin
PRCH
PRCH
11.8% more per $
PRCH
-3.9%
-15.7%
UP
Faster 2-yr revenue CAGR
PRCH
PRCH
Annualised
PRCH
26.4%
-3.4%
UP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
PRCH
PRCH
UP
UP
Revenue
$121.1M
$183.8M
Net Profit
$-4.7M
$-28.9M
Gross Margin
52.7%
14.3%
Operating Margin
34.7%
-0.9%
Net Margin
-3.9%
-15.7%
Revenue YoY
100.0%
-10.2%
Net Profit YoY
2.0%
67.0%
EPS (diluted)
$-0.04
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRCH
PRCH
UP
UP
Q1 26
$121.1M
Q4 25
$112.3M
$183.8M
Q3 25
$115.1M
$185.5M
Q2 25
$107.0M
$189.6M
Q1 25
$84.5M
$177.5M
Q4 24
$75.3M
$204.8M
Q3 24
$77.7M
$193.9M
Q2 24
$75.9M
$196.3M
Net Profit
PRCH
PRCH
UP
UP
Q1 26
$-4.7M
Q4 25
$-3.5M
$-28.9M
Q3 25
$-10.9M
$-83.7M
Q2 25
$2.6M
$-82.3M
Q1 25
$8.4M
$-99.3M
Q4 24
$30.5M
$-87.5M
Q3 24
$14.4M
$-57.7M
Q2 24
$-64.3M
$-97.0M
Gross Margin
PRCH
PRCH
UP
UP
Q1 26
52.7%
Q4 25
99.5%
14.3%
Q3 25
75.6%
6.8%
Q2 25
70.9%
8.3%
Q1 25
77.4%
10.8%
Q4 24
13.9%
Q3 24
79.4%
13.9%
Q2 24
22.1%
2.3%
Operating Margin
PRCH
PRCH
UP
UP
Q1 26
34.7%
Q4 25
14.7%
-0.9%
Q3 25
14.2%
-33.1%
Q2 25
4.7%
-31.4%
Q1 25
-1.5%
-45.5%
Q4 24
33.3%
-26.0%
Q3 24
-3.2%
-21.6%
Q2 24
-69.2%
-40.3%
Net Margin
PRCH
PRCH
UP
UP
Q1 26
-3.9%
Q4 25
-3.1%
-15.7%
Q3 25
-9.4%
-45.1%
Q2 25
2.4%
-43.4%
Q1 25
9.9%
-55.9%
Q4 24
40.5%
-42.7%
Q3 24
18.5%
-29.8%
Q2 24
-84.8%
-49.4%
EPS (diluted)
PRCH
PRCH
UP
UP
Q1 26
$-0.04
Q4 25
$0.00
$-0.04
Q3 25
$-0.10
$-0.12
Q2 25
$0.00
$-0.12
Q1 25
$0.07
$-0.14
Q4 24
$0.34
$-0.13
Q3 24
$0.12
$-0.08
Q2 24
$-0.65
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRCH
PRCH
UP
UP
Cash + ST InvestmentsLiquidity on hand
$68.4M
$133.9M
Total DebtLower is stronger
$391.3M
$671.3M
Stockholders' EquityBook value
$26.3M
$-392.1M
Total Assets
$806.6M
$968.8M
Debt / EquityLower = less leverage
14.87×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRCH
PRCH
UP
UP
Q1 26
$68.4M
Q4 25
$57.3M
$133.9M
Q3 25
$85.0M
$125.3M
Q2 25
$79.8M
$107.0M
Q1 25
$70.4M
$171.8M
Q4 24
$191.7M
$216.4M
Q3 24
$238.6M
$115.9M
Q2 24
$308.4M
$141.5M
Total Debt
PRCH
PRCH
UP
UP
Q1 26
$391.3M
Q4 25
$392.8M
$671.3M
Q3 25
$387.1M
$766.5M
Q2 25
$394.1M
$770.5M
Q1 25
$409.2M
$765.8M
Q4 24
$403.9M
$761.3M
Q3 24
$399.0M
$596.9M
Q2 24
$436.8M
$597.4M
Stockholders' Equity
PRCH
PRCH
UP
UP
Q1 26
$26.3M
Q4 25
$-24.6M
$-392.1M
Q3 25
$-27.9M
$-374.5M
Q2 25
$-29.3M
$-347.8M
Q1 25
$-52.4M
$-288.1M
Q4 24
$-43.2M
$-202.1M
Q3 24
$-77.0M
$-117.7M
Q2 24
$-101.9M
$-72.2M
Total Assets
PRCH
PRCH
UP
UP
Q1 26
$806.6M
Q4 25
$797.4M
$968.8M
Q3 25
$787.7M
$973.0M
Q2 25
$770.7M
$1.0B
Q1 25
$802.3M
$1.1B
Q4 24
$814.0M
$1.2B
Q3 24
$867.3M
$1.0B
Q2 24
$876.1M
$1.1B
Debt / Equity
PRCH
PRCH
UP
UP
Q1 26
14.87×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRCH
PRCH
UP
UP
Operating Cash FlowLast quarter
$-18.4M
Free Cash FlowOCF − Capex
$-58.3M
FCF MarginFCF / Revenue
-31.7%
Capex IntensityCapex / Revenue
21.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-259.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRCH
PRCH
UP
UP
Q1 26
Q4 25
$1.2M
$-18.4M
Q3 25
$40.8M
$-37.1M
Q2 25
$35.6M
$-62.9M
Q1 25
$-11.2M
$-47.9M
Q4 24
$-26.6M
$37.9M
Q3 24
$12.4M
$-16.9M
Q2 24
$-26.0M
$-25.2M
Free Cash Flow
PRCH
PRCH
UP
UP
Q1 26
Q4 25
$1.1M
$-58.3M
Q3 25
$40.7M
$-60.4M
Q2 25
$35.4M
$-78.6M
Q1 25
$-11.2M
$-62.6M
Q4 24
$-26.8M
$-70.2M
Q3 24
$12.2M
$-21.9M
Q2 24
$-26.0M
$-30.8M
FCF Margin
PRCH
PRCH
UP
UP
Q1 26
Q4 25
1.0%
-31.7%
Q3 25
35.4%
-32.6%
Q2 25
33.0%
-41.5%
Q1 25
-13.3%
-35.3%
Q4 24
-35.6%
-34.3%
Q3 24
15.7%
-11.3%
Q2 24
-34.3%
-15.7%
Capex Intensity
PRCH
PRCH
UP
UP
Q1 26
Q4 25
0.1%
21.7%
Q3 25
0.1%
12.5%
Q2 25
0.2%
8.3%
Q1 25
0.1%
8.3%
Q4 24
0.3%
52.8%
Q3 24
0.3%
2.6%
Q2 24
0.1%
2.9%
Cash Conversion
PRCH
PRCH
UP
UP
Q1 26
Q4 25
Q3 25
Q2 25
13.79×
Q1 25
-1.33×
Q4 24
-0.87×
Q3 24
0.86×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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