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Side-by-side financial comparison of PROG Holdings, Inc. (PRG) and SouthState Bank Corp (SSB). Click either name above to swap in a different company.

SouthState Bank Corp is the larger business by last-quarter revenue ($661.7M vs $651.6M, roughly 1.0× PROG Holdings, Inc.). SouthState Bank Corp runs the higher net margin — 34.1% vs 5.5%, a 28.6% gap on every dollar of revenue. Over the past eight quarters, SouthState Bank Corp's revenue compounded faster (37.4% CAGR vs 4.9%).

PROG Holdings, Inc. is a U.S.-based financial technology firm providing flexible lease-to-own and point-of-sale financing solutions to consumers. Operating primarily in the U.S. market, its core segments include retail partner financing, consumer lending, and payment services that help customers access electronics and household goods without traditional credit requirements.

SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.

PRG vs SSB — Head-to-Head

Bigger by revenue
SSB
SSB
1.0× larger
SSB
$661.7M
$651.6M
PRG
Higher net margin
SSB
SSB
28.6% more per $
SSB
34.1%
5.5%
PRG
Faster 2-yr revenue CAGR
SSB
SSB
Annualised
SSB
37.4%
4.9%
PRG

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
PRG
PRG
SSB
SSB
Revenue
$651.6M
$661.7M
Net Profit
$36.1M
$225.8M
Gross Margin
Operating Margin
10.0%
15.1%
Net Margin
5.5%
34.1%
Revenue YoY
457.1%
Net Profit YoY
3.8%
153.5%
EPS (diluted)
$3.68
$2.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRG
PRG
SSB
SSB
Q1 26
$651.6M
$661.7M
Q4 25
$525.4M
$581.1M
Q3 25
$595.1M
$599.7M
Q2 25
$604.7M
$577.9M
Q1 25
$684.1M
$544.5M
Q4 24
$558.9M
$369.8M
Q3 24
$606.1M
$351.5M
Q2 24
$592.2M
$350.3M
Net Profit
PRG
PRG
SSB
SSB
Q1 26
$36.1M
$225.8M
Q4 25
$40.5M
$247.7M
Q3 25
$33.1M
$246.6M
Q2 25
$38.5M
$215.2M
Q1 25
$34.7M
$89.1M
Q4 24
$57.5M
$144.2M
Q3 24
$84.0M
$143.2M
Q2 24
$33.8M
$132.4M
Operating Margin
PRG
PRG
SSB
SSB
Q1 26
10.0%
15.1%
Q4 25
6.9%
54.3%
Q3 25
9.0%
53.6%
Q2 25
10.0%
48.8%
Q1 25
8.2%
22.3%
Q4 24
8.9%
50.7%
Q3 24
8.1%
53.1%
Q2 24
9.4%
49.3%
Net Margin
PRG
PRG
SSB
SSB
Q1 26
5.5%
34.1%
Q4 25
7.7%
42.6%
Q3 25
5.6%
41.1%
Q2 25
6.4%
37.2%
Q1 25
5.1%
16.4%
Q4 24
10.3%
39.0%
Q3 24
13.9%
40.7%
Q2 24
5.7%
37.8%
EPS (diluted)
PRG
PRG
SSB
SSB
Q1 26
$3.68
$2.28
Q4 25
$0.99
$2.47
Q3 25
$0.82
$2.42
Q2 25
$0.95
$2.11
Q1 25
$0.83
$0.87
Q4 24
$1.33
$1.88
Q3 24
$1.94
$1.86
Q2 24
$0.77
$1.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRG
PRG
SSB
SSB
Cash + ST InvestmentsLiquidity on hand
$69.4M
$2.9B
Total DebtLower is stronger
Stockholders' EquityBook value
$774.4M
$9.0B
Total Assets
$2.0B
$68.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRG
PRG
SSB
SSB
Q1 26
$69.4M
$2.9B
Q4 25
$308.8M
Q3 25
$292.6M
Q2 25
$222.0M
Q1 25
$213.3M
Q4 24
$90.9M
Q3 24
$221.7M
Q2 24
$250.1M
Total Debt
PRG
PRG
SSB
SSB
Q1 26
Q4 25
$594.9M
Q3 25
Q2 25
Q1 25
Q4 24
$643.6M
Q3 24
Q2 24
Stockholders' Equity
PRG
PRG
SSB
SSB
Q1 26
$774.4M
$9.0B
Q4 25
$746.4M
$9.1B
Q3 25
$703.6M
$9.0B
Q2 25
$668.7M
$8.8B
Q1 25
$654.4M
$8.6B
Q4 24
$650.3M
$5.9B
Q3 24
$630.8M
$5.9B
Q2 24
$581.9M
$5.7B
Total Assets
PRG
PRG
SSB
SSB
Q1 26
$2.0B
$68.0B
Q4 25
$1.6B
$67.2B
Q3 25
$1.5B
$66.0B
Q2 25
$1.5B
$65.9B
Q1 25
$1.5B
$65.1B
Q4 24
$1.5B
$46.4B
Q3 24
$1.4B
$46.1B
Q2 24
$1.5B
$45.5B
Debt / Equity
PRG
PRG
SSB
SSB
Q1 26
Q4 25
0.80×
Q3 25
Q2 25
Q1 25
Q4 24
0.99×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRG
PRG

Segment breakdown not available.

SSB
SSB

Net Interest Income$561.6M85%
Noninterest Income$100.1M15%

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