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Side-by-side financial comparison of PROG Holdings, Inc. (PRG) and TITAN INTERNATIONAL INC (TWI). Click either name above to swap in a different company.

PROG Holdings, Inc. is the larger business by last-quarter revenue ($651.6M vs $505.1M, roughly 1.3× TITAN INTERNATIONAL INC). PROG Holdings, Inc. runs the higher net margin — 5.5% vs -4.8%, a 10.3% gap on every dollar of revenue. On growth, PROG Holdings, Inc. posted the faster year-over-year revenue change (457.1% vs 2.9%). Over the past eight quarters, PROG Holdings, Inc.'s revenue compounded faster (4.9% CAGR vs -2.6%).

PROG Holdings, Inc. is a U.S.-based financial technology firm providing flexible lease-to-own and point-of-sale financing solutions to consumers. Operating primarily in the U.S. market, its core segments include retail partner financing, consumer lending, and payment services that help customers access electronics and household goods without traditional credit requirements.

The Titan Tire Corporation is an American tire corporation formed in 1993 by Maurice M. Taylor Jr., then owner of Titan Wheel, purchased the Dyneer Corporation, manufacturer various off-road tires. Titan is one of the largest manufacturer of off-road tires in North America. It continued expanding its product offering and reach by purchasing the off-road tire assets of Pirelli Armstrong Tire Corporation in 1994. In 1997, Titan International split Titan Tire Corporation into subsidiary of(NYSE:...

PRG vs TWI — Head-to-Head

Bigger by revenue
PRG
PRG
1.3× larger
PRG
$651.6M
$505.1M
TWI
Growing faster (revenue YoY)
PRG
PRG
+454.2% gap
PRG
457.1%
2.9%
TWI
Higher net margin
PRG
PRG
10.3% more per $
PRG
5.5%
-4.8%
TWI
Faster 2-yr revenue CAGR
PRG
PRG
Annualised
PRG
4.9%
-2.6%
TWI

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
PRG
PRG
TWI
TWI
Revenue
$651.6M
$505.1M
Net Profit
$36.1M
$-24.2M
Gross Margin
4.8%
Operating Margin
10.0%
1.5%
Net Margin
5.5%
-4.8%
Revenue YoY
457.1%
2.9%
Net Profit YoY
3.8%
EPS (diluted)
$3.68
$-0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRG
PRG
TWI
TWI
Q1 26
$651.6M
$505.1M
Q4 25
$525.4M
$410.4M
Q3 25
$595.1M
$466.5M
Q2 25
$604.7M
$460.8M
Q1 25
$684.1M
$490.7M
Q4 24
$558.9M
$383.6M
Q3 24
$606.1M
$448.0M
Q2 24
$592.2M
$532.2M
Net Profit
PRG
PRG
TWI
TWI
Q1 26
$36.1M
$-24.2M
Q4 25
$40.5M
$-56.0M
Q3 25
$33.1M
$-2.3M
Q2 25
$38.5M
$-4.5M
Q1 25
$34.7M
$-649.0K
Q4 24
$57.5M
$1.3M
Q3 24
$84.0M
$-18.2M
Q2 24
$33.8M
$2.1M
Gross Margin
PRG
PRG
TWI
TWI
Q1 26
4.8%
Q4 25
10.9%
Q3 25
15.2%
Q2 25
15.0%
Q1 25
14.0%
Q4 24
10.7%
Q3 24
13.1%
Q2 24
15.1%
Operating Margin
PRG
PRG
TWI
TWI
Q1 26
10.0%
1.5%
Q4 25
6.9%
-2.7%
Q3 25
9.0%
2.1%
Q2 25
10.0%
2.2%
Q1 25
8.2%
2.4%
Q4 24
8.9%
-4.4%
Q3 24
8.1%
0.6%
Q2 24
9.4%
4.2%
Net Margin
PRG
PRG
TWI
TWI
Q1 26
5.5%
-4.8%
Q4 25
7.7%
-13.7%
Q3 25
5.6%
-0.5%
Q2 25
6.4%
-1.0%
Q1 25
5.1%
-0.1%
Q4 24
10.3%
0.3%
Q3 24
13.9%
-4.1%
Q2 24
5.7%
0.4%
EPS (diluted)
PRG
PRG
TWI
TWI
Q1 26
$3.68
$-0.38
Q4 25
$0.99
$-0.88
Q3 25
$0.82
$-0.04
Q2 25
$0.95
$-0.07
Q1 25
$0.83
$-0.01
Q4 24
$1.33
$-0.00
Q3 24
$1.94
$-0.25
Q2 24
$0.77
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRG
PRG
TWI
TWI
Cash + ST InvestmentsLiquidity on hand
$69.4M
$171.3M
Total DebtLower is stronger
$612.6M
Stockholders' EquityBook value
$774.4M
$501.5M
Total Assets
$2.0B
$1.7B
Debt / EquityLower = less leverage
1.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRG
PRG
TWI
TWI
Q1 26
$69.4M
$171.3M
Q4 25
$308.8M
$202.9M
Q3 25
$292.6M
$205.4M
Q2 25
$222.0M
$184.7M
Q1 25
$213.3M
$174.4M
Q4 24
$90.9M
$196.0M
Q3 24
$221.7M
$227.3M
Q2 24
$250.1M
$224.1M
Total Debt
PRG
PRG
TWI
TWI
Q1 26
$612.6M
Q4 25
$594.9M
$564.7M
Q3 25
$556.8M
Q2 25
$565.9M
Q1 25
$571.6M
Q4 24
$643.6M
$553.0M
Q3 24
$503.4M
Q2 24
$535.9M
Stockholders' Equity
PRG
PRG
TWI
TWI
Q1 26
$774.4M
$501.5M
Q4 25
$746.4M
$514.4M
Q3 25
$703.6M
$569.1M
Q2 25
$668.7M
$570.5M
Q1 25
$654.4M
$534.3M
Q4 24
$650.3M
$496.1M
Q3 24
$630.8M
$597.8M
Q2 24
$581.9M
$609.3M
Total Assets
PRG
PRG
TWI
TWI
Q1 26
$2.0B
$1.7B
Q4 25
$1.6B
$1.7B
Q3 25
$1.5B
$1.8B
Q2 25
$1.5B
$1.8B
Q1 25
$1.5B
$1.7B
Q4 24
$1.5B
$1.6B
Q3 24
$1.4B
$1.7B
Q2 24
$1.5B
$1.7B
Debt / Equity
PRG
PRG
TWI
TWI
Q1 26
1.22×
Q4 25
0.80×
1.10×
Q3 25
0.98×
Q2 25
0.99×
Q1 25
1.07×
Q4 24
0.99×
1.11×
Q3 24
0.84×
Q2 24
0.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRG
PRG
TWI
TWI
Operating Cash FlowLast quarter
Free Cash FlowOCF − Capex
$-59.8M
FCF MarginFCF / Revenue
-11.8%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-30.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRG
PRG
TWI
TWI
Q1 26
Q4 25
$-54.9M
$12.8M
Q3 25
$110.0M
$41.5M
Q2 25
$69.9M
$14.3M
Q1 25
$209.9M
$-38.6M
Q4 24
$-84.5M
$8.7M
Q3 24
$31.9M
$59.9M
Q2 24
$55.4M
$70.8M
Free Cash Flow
PRG
PRG
TWI
TWI
Q1 26
$-59.8M
Q4 25
$-57.5M
$-5.1M
Q3 25
$106.5M
$29.9M
Q2 25
$68.0M
$4.2M
Q1 25
$208.0M
$-53.6M
Q4 24
$-86.8M
$-4.6M
Q3 24
$29.8M
$41.8M
Q2 24
$53.5M
$53.2M
FCF Margin
PRG
PRG
TWI
TWI
Q1 26
-11.8%
Q4 25
-10.9%
-1.2%
Q3 25
17.9%
6.4%
Q2 25
11.2%
0.9%
Q1 25
30.4%
-10.9%
Q4 24
-15.5%
-1.2%
Q3 24
4.9%
9.3%
Q2 24
9.0%
10.0%
Capex Intensity
PRG
PRG
TWI
TWI
Q1 26
2.6%
Q4 25
0.5%
4.4%
Q3 25
0.6%
2.5%
Q2 25
0.3%
2.2%
Q1 25
0.3%
3.1%
Q4 24
0.4%
3.5%
Q3 24
0.3%
4.0%
Q2 24
0.3%
3.3%
Cash Conversion
PRG
PRG
TWI
TWI
Q1 26
Q4 25
-1.36×
Q3 25
3.32×
Q2 25
1.82×
Q1 25
6.05×
Q4 24
-1.47×
6.52×
Q3 24
0.38×
Q2 24
1.64×
32.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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