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Side-by-side financial comparison of Primerica, Inc. (PRI) and Simpson Manufacturing Co., Inc. (SSD). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $539.3M, roughly 1.6× Simpson Manufacturing Co., Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 10.4%, a 12.7% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 4.2%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs 0.8%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
Simpson Manufacturing Company is a leading building materials manufacturer in the United States that produces structural connectors, fasteners, anchors, and products for new construction and retrofitting.
PRI vs SSD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $539.3M |
| Net Profit | $197.0M | $56.2M |
| Gross Margin | — | 43.4% |
| Operating Margin | 28.9% | 13.9% |
| Net Margin | 23.1% | 10.4% |
| Revenue YoY | 11.0% | 4.2% |
| Net Profit YoY | 17.9% | 1.4% |
| EPS (diluted) | $6.11 | $1.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $853.7M | $539.3M | ||
| Q3 25 | $839.9M | $623.5M | ||
| Q2 25 | $793.3M | $631.1M | ||
| Q1 25 | $804.8M | $538.9M | ||
| Q4 24 | $768.8M | $517.4M | ||
| Q3 24 | $774.1M | $587.2M | ||
| Q2 24 | $803.4M | $597.0M | ||
| Q1 24 | $742.8M | $530.6M |
| Q4 25 | $197.0M | $56.2M | ||
| Q3 25 | $206.8M | $107.4M | ||
| Q2 25 | $178.3M | $103.5M | ||
| Q1 25 | $169.1M | $77.9M | ||
| Q4 24 | $167.1M | $55.4M | ||
| Q3 24 | $164.4M | $93.5M | ||
| Q2 24 | $1.2M | $97.8M | ||
| Q1 24 | $137.9M | $75.4M |
| Q4 25 | — | 43.4% | ||
| Q3 25 | — | 46.4% | ||
| Q2 25 | — | 46.7% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 44.0% | ||
| Q3 24 | — | 46.8% | ||
| Q2 24 | 98.0% | 46.7% | ||
| Q1 24 | 98.2% | 46.1% |
| Q4 25 | 28.9% | 13.9% | ||
| Q3 25 | 32.3% | 22.6% | ||
| Q2 25 | 29.6% | 22.2% | ||
| Q1 25 | 27.5% | 19.0% | ||
| Q4 24 | 64.7% | 14.8% | ||
| Q3 24 | 32.9% | 21.3% | ||
| Q2 24 | 1.0% | 22.1% | ||
| Q1 24 | 24.1% | 18.1% |
| Q4 25 | 23.1% | 10.4% | ||
| Q3 25 | 24.6% | 17.2% | ||
| Q2 25 | 22.5% | 16.4% | ||
| Q1 25 | 21.0% | 14.5% | ||
| Q4 24 | 21.7% | 10.7% | ||
| Q3 24 | 21.2% | 15.9% | ||
| Q2 24 | 0.1% | 16.4% | ||
| Q1 24 | 18.6% | 14.2% |
| Q4 25 | $6.11 | $1.34 | ||
| Q3 25 | $6.35 | $2.58 | ||
| Q2 25 | $5.40 | $2.47 | ||
| Q1 25 | $5.05 | $1.85 | ||
| Q4 24 | $4.92 | $1.31 | ||
| Q3 24 | $4.83 | $2.21 | ||
| Q2 24 | $0.03 | $2.31 | ||
| Q1 24 | $3.93 | $1.77 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $384.1M |
| Total DebtLower is stronger | — | $300.0M |
| Stockholders' EquityBook value | $2.4B | $2.0B |
| Total Assets | $15.0B | $3.1B |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $756.2M | $384.1M | ||
| Q3 25 | $644.9M | $297.3M | ||
| Q2 25 | $621.2M | $190.4M | ||
| Q1 25 | $625.1M | $150.3M | ||
| Q4 24 | $687.8M | $239.4M | ||
| Q3 24 | $550.1M | $339.4M | ||
| Q2 24 | $627.3M | $354.9M | ||
| Q1 24 | $593.4M | $369.1M |
| Q4 25 | — | $300.0M | ||
| Q3 25 | — | $371.3M | ||
| Q2 25 | — | $376.9M | ||
| Q1 25 | — | $382.5M | ||
| Q4 24 | — | $388.1M | ||
| Q3 24 | — | $393.8M | ||
| Q2 24 | — | $399.4M | ||
| Q1 24 | — | $405.0M |
| Q4 25 | $2.4B | $2.0B | ||
| Q3 25 | $2.3B | $2.0B | ||
| Q2 25 | $2.3B | $1.9B | ||
| Q1 25 | $2.3B | $1.9B | ||
| Q4 24 | $2.3B | $1.8B | ||
| Q3 24 | $1.9B | $1.9B | ||
| Q2 24 | $2.1B | $1.8B | ||
| Q1 24 | $2.2B | $1.7B |
| Q4 25 | $15.0B | $3.1B | ||
| Q3 25 | $14.8B | $3.0B | ||
| Q2 25 | $14.8B | $3.0B | ||
| Q1 25 | $14.6B | $2.8B | ||
| Q4 24 | $14.6B | $2.7B | ||
| Q3 24 | $14.8B | $2.9B | ||
| Q2 24 | $14.6B | $2.8B | ||
| Q1 24 | $14.9B | $2.7B |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.20× | ||
| Q1 25 | — | 0.21× | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | $155.7M |
| Free Cash FlowOCF − Capex | — | $119.0M |
| FCF MarginFCF / Revenue | — | 22.1% |
| Capex IntensityCapex / Revenue | — | 6.8% |
| Cash ConversionOCF / Net Profit | 1.72× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $297.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $338.2M | $155.7M | ||
| Q3 25 | $202.9M | $170.2M | ||
| Q2 25 | $162.6M | $125.2M | ||
| Q1 25 | $197.5M | $7.6M | ||
| Q4 24 | $270.6M | $115.8M | ||
| Q3 24 | $207.3M | $103.3M | ||
| Q2 24 | $173.3M | $111.1M | ||
| Q1 24 | $210.9M | $7.9M |
| Q4 25 | — | $119.0M | ||
| Q3 25 | — | $133.9M | ||
| Q2 25 | — | $87.3M | ||
| Q1 25 | — | $-42.6M | ||
| Q4 24 | — | $60.3M | ||
| Q3 24 | — | $58.1M | ||
| Q2 24 | — | $70.9M | ||
| Q1 24 | — | $-31.5M |
| Q4 25 | — | 22.1% | ||
| Q3 25 | — | 21.5% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | -7.9% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 11.9% | ||
| Q1 24 | — | -5.9% |
| Q4 25 | — | 6.8% | ||
| Q3 25 | — | 5.8% | ||
| Q2 25 | — | 6.0% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | — | 7.7% | ||
| Q2 24 | — | 6.7% | ||
| Q1 24 | — | 7.4% |
| Q4 25 | 1.72× | 2.77× | ||
| Q3 25 | 0.98× | 1.58× | ||
| Q2 25 | 0.91× | 1.21× | ||
| Q1 25 | 1.17× | 0.10× | ||
| Q4 24 | 1.62× | 2.09× | ||
| Q3 24 | 1.26× | 1.10× | ||
| Q2 24 | 147.98× | 1.14× | ||
| Q1 24 | 1.53× | 0.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
SSD
| Wood Construction | $352.0M | 65% |
| Other | $122.4M | 23% |
| Concrete Construction | $64.6M | 12% |
| Other Products | $318.0K | 0% |
