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Side-by-side financial comparison of Primerica, Inc. (PRI) and SunCoke Energy, Inc. (SXC). Click either name above to swap in a different company.

Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $480.2M, roughly 1.8× SunCoke Energy, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs -17.8%, a 40.9% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs -1.2%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -0.8%).

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

Energy Brands, also doing business as Glacéau, is a privately owned subsidiary of the Coca-Cola Company based in Whitestone, Queens, New York, that manufactures and distributes various lines of drinks marketed as enhanced water. Founded in May 1996 by J. Darius Bikoff with an electrolyte enhanced line of water called Smartwater, Energy Brands initially distributed its products to health food stores and independent retailers in the New York area. Adding Fruitwater and Vitaminwater to its line ...

PRI vs SXC — Head-to-Head

Bigger by revenue
PRI
PRI
1.8× larger
PRI
$853.7M
$480.2M
SXC
Growing faster (revenue YoY)
PRI
PRI
+12.2% gap
PRI
11.0%
-1.2%
SXC
Higher net margin
PRI
PRI
40.9% more per $
PRI
23.1%
-17.8%
SXC
Faster 2-yr revenue CAGR
PRI
PRI
Annualised
PRI
7.2%
-0.8%
SXC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PRI
PRI
SXC
SXC
Revenue
$853.7M
$480.2M
Net Profit
$197.0M
$-85.6M
Gross Margin
Operating Margin
28.9%
-20.4%
Net Margin
23.1%
-17.8%
Revenue YoY
11.0%
-1.2%
Net Profit YoY
17.9%
-461.2%
EPS (diluted)
$6.11
$-1.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRI
PRI
SXC
SXC
Q4 25
$853.7M
$480.2M
Q3 25
$839.9M
$487.0M
Q2 25
$793.3M
$434.1M
Q1 25
$804.8M
$436.0M
Q4 24
$768.8M
$486.0M
Q3 24
$774.1M
$490.1M
Q2 24
$803.4M
$470.9M
Q1 24
$742.8M
$488.4M
Net Profit
PRI
PRI
SXC
SXC
Q4 25
$197.0M
$-85.6M
Q3 25
$206.8M
$22.2M
Q2 25
$178.3M
$1.9M
Q1 25
$169.1M
$17.3M
Q4 24
$167.1M
$23.7M
Q3 24
$164.4M
$30.7M
Q2 24
$1.2M
$21.5M
Q1 24
$137.9M
$20.0M
Gross Margin
PRI
PRI
SXC
SXC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
98.0%
Q1 24
98.2%
Operating Margin
PRI
PRI
SXC
SXC
Q4 25
28.9%
-20.4%
Q3 25
32.3%
2.8%
Q2 25
29.6%
2.3%
Q1 25
27.5%
6.9%
Q4 24
64.7%
7.3%
Q3 24
32.9%
9.6%
Q2 24
1.0%
7.4%
Q1 24
24.1%
7.1%
Net Margin
PRI
PRI
SXC
SXC
Q4 25
23.1%
-17.8%
Q3 25
24.6%
4.6%
Q2 25
22.5%
0.4%
Q1 25
21.0%
4.0%
Q4 24
21.7%
4.9%
Q3 24
21.2%
6.3%
Q2 24
0.1%
4.6%
Q1 24
18.6%
4.1%
EPS (diluted)
PRI
PRI
SXC
SXC
Q4 25
$6.11
$-1.00
Q3 25
$6.35
$0.26
Q2 25
$5.40
$0.02
Q1 25
$5.05
$0.20
Q4 24
$4.92
$0.28
Q3 24
$4.83
$0.36
Q2 24
$0.03
$0.25
Q1 24
$3.93
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRI
PRI
SXC
SXC
Cash + ST InvestmentsLiquidity on hand
$756.2M
$88.7M
Total DebtLower is stronger
$685.5M
Stockholders' EquityBook value
$2.4B
$597.3M
Total Assets
$15.0B
$1.8B
Debt / EquityLower = less leverage
1.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRI
PRI
SXC
SXC
Q4 25
$756.2M
$88.7M
Q3 25
$644.9M
$80.4M
Q2 25
$621.2M
$186.2M
Q1 25
$625.1M
$193.7M
Q4 24
$687.8M
$189.6M
Q3 24
$550.1M
$164.7M
Q2 24
$627.3M
$81.9M
Q1 24
$593.4M
$120.1M
Total Debt
PRI
PRI
SXC
SXC
Q4 25
$685.5M
Q3 25
$691.1M
Q2 25
$493.4M
Q1 25
$492.9M
Q4 24
$492.3M
Q3 24
$491.8M
Q2 24
$491.3M
Q1 24
$490.8M
Stockholders' Equity
PRI
PRI
SXC
SXC
Q4 25
$2.4B
$597.3M
Q3 25
$2.3B
$695.9M
Q2 25
$2.3B
$677.7M
Q1 25
$2.3B
$684.6M
Q4 24
$2.3B
$680.2M
Q3 24
$1.9B
$658.6M
Q2 24
$2.1B
$636.9M
Q1 24
$2.2B
$623.0M
Total Assets
PRI
PRI
SXC
SXC
Q4 25
$15.0B
$1.8B
Q3 25
$14.8B
$1.9B
Q2 25
$14.8B
$1.6B
Q1 25
$14.6B
$1.7B
Q4 24
$14.6B
$1.7B
Q3 24
$14.8B
$1.7B
Q2 24
$14.6B
$1.7B
Q1 24
$14.9B
$1.7B
Debt / Equity
PRI
PRI
SXC
SXC
Q4 25
1.15×
Q3 25
0.99×
Q2 25
0.73×
Q1 25
0.72×
Q4 24
0.72×
Q3 24
0.75×
Q2 24
0.77×
Q1 24
0.79×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRI
PRI
SXC
SXC
Operating Cash FlowLast quarter
$338.2M
$56.6M
Free Cash FlowOCF − Capex
$32.8M
FCF MarginFCF / Revenue
6.8%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters
$42.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRI
PRI
SXC
SXC
Q4 25
$338.2M
$56.6M
Q3 25
$202.9M
$9.2M
Q2 25
$162.6M
$17.5M
Q1 25
$197.5M
$25.8M
Q4 24
$270.6M
$60.9M
Q3 24
$207.3M
$107.2M
Q2 24
$173.3M
$-9.3M
Q1 24
$210.9M
$10.0M
Free Cash Flow
PRI
PRI
SXC
SXC
Q4 25
$32.8M
Q3 25
$-16.3M
Q2 25
$4.9M
Q1 25
$20.9M
Q4 24
$36.1M
Q3 24
$92.1M
Q2 24
$-26.8M
Q1 24
$-5.5M
FCF Margin
PRI
PRI
SXC
SXC
Q4 25
6.8%
Q3 25
-3.3%
Q2 25
1.1%
Q1 25
4.8%
Q4 24
7.4%
Q3 24
18.8%
Q2 24
-5.7%
Q1 24
-1.1%
Capex Intensity
PRI
PRI
SXC
SXC
Q4 25
5.0%
Q3 25
5.2%
Q2 25
2.9%
Q1 25
1.1%
Q4 24
5.1%
Q3 24
3.1%
Q2 24
3.7%
Q1 24
3.2%
Cash Conversion
PRI
PRI
SXC
SXC
Q4 25
1.72×
Q3 25
0.98×
0.41×
Q2 25
0.91×
9.21×
Q1 25
1.17×
1.49×
Q4 24
1.62×
2.57×
Q3 24
1.26×
3.49×
Q2 24
147.98×
-0.43×
Q1 24
1.53×
0.50×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

SXC
SXC

Segment breakdown not available.

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