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Side-by-side financial comparison of Primerica, Inc. (PRI) and Talen Energy Corp (TLN). Click either name above to swap in a different company.

Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $758.0M, roughly 1.1× Talen Energy Corp). Primerica, Inc. runs the higher net margin — 23.1% vs -47.9%, a 71.0% gap on every dollar of revenue. On growth, Talen Energy Corp posted the faster year-over-year revenue change (114.7% vs 11.0%). Over the past eight quarters, Talen Energy Corp's revenue compounded faster (35.0% CAGR vs 7.2%).

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

PPL Corporation is an energy company headquartered in Allentown, Pennsylvania in the Lehigh Valley region of eastern Pennsylvania. The company is publicly traded on the New York Stock Exchange as NYSE: PPL and is part of the S&P 500. As of 2022, the company had $7.9 billion in revenue, 6,500 employees, over $37 billion in assets, and serves 3.6 million customers.

PRI vs TLN — Head-to-Head

Bigger by revenue
PRI
PRI
1.1× larger
PRI
$853.7M
$758.0M
TLN
Growing faster (revenue YoY)
TLN
TLN
+103.7% gap
TLN
114.7%
11.0%
PRI
Higher net margin
PRI
PRI
71.0% more per $
PRI
23.1%
-47.9%
TLN
Faster 2-yr revenue CAGR
TLN
TLN
Annualised
TLN
35.0%
7.2%
PRI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PRI
PRI
TLN
TLN
Revenue
$853.7M
$758.0M
Net Profit
$197.0M
$-363.0M
Gross Margin
Operating Margin
28.9%
-41.3%
Net Margin
23.1%
-47.9%
Revenue YoY
11.0%
114.7%
Net Profit YoY
17.9%
-542.7%
EPS (diluted)
$6.11
$-7.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRI
PRI
TLN
TLN
Q4 25
$853.7M
$758.0M
Q3 25
$839.9M
$697.0M
Q2 25
$793.3M
$409.0M
Q1 25
$804.8M
$654.0M
Q4 24
$768.8M
$353.0M
Q3 24
$774.1M
$459.0M
Q2 24
$803.4M
$346.0M
Q1 24
$742.8M
$416.0M
Net Profit
PRI
PRI
TLN
TLN
Q4 25
$197.0M
$-363.0M
Q3 25
$206.8M
$207.0M
Q2 25
$178.3M
$72.0M
Q1 25
$169.1M
$-135.0M
Q4 24
$167.1M
$82.0M
Q3 24
$164.4M
$168.0M
Q2 24
$1.2M
$454.0M
Q1 24
$137.9M
$294.0M
Gross Margin
PRI
PRI
TLN
TLN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
98.0%
Q1 24
98.2%
Operating Margin
PRI
PRI
TLN
TLN
Q4 25
28.9%
-41.3%
Q3 25
32.3%
37.7%
Q2 25
29.6%
16.1%
Q1 25
27.5%
-16.2%
Q4 24
64.7%
4.5%
Q3 24
32.9%
34.4%
Q2 24
1.0%
7.8%
Q1 24
24.1%
6.0%
Net Margin
PRI
PRI
TLN
TLN
Q4 25
23.1%
-47.9%
Q3 25
24.6%
29.7%
Q2 25
22.5%
17.6%
Q1 25
21.0%
-20.6%
Q4 24
21.7%
23.2%
Q3 24
21.2%
36.6%
Q2 24
0.1%
131.2%
Q1 24
18.6%
70.7%
EPS (diluted)
PRI
PRI
TLN
TLN
Q4 25
$6.11
$-7.60
Q3 25
$6.35
$4.25
Q2 25
$5.40
$1.50
Q1 25
$5.05
$-2.94
Q4 24
$4.92
$2.07
Q3 24
$4.83
$3.16
Q2 24
$0.03
$7.60
Q1 24
$3.93
$4.84

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRI
PRI
TLN
TLN
Cash + ST InvestmentsLiquidity on hand
$756.2M
$689.0M
Total DebtLower is stronger
$6.8B
Stockholders' EquityBook value
$2.4B
$1.1B
Total Assets
$15.0B
$10.9B
Debt / EquityLower = less leverage
6.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRI
PRI
TLN
TLN
Q4 25
$756.2M
$689.0M
Q3 25
$644.9M
$497.0M
Q2 25
$621.2M
$122.0M
Q1 25
$625.1M
$295.0M
Q4 24
$687.8M
$328.0M
Q3 24
$550.1M
$648.0M
Q2 24
$627.3M
$632.0M
Q1 24
$593.4M
Total Debt
PRI
PRI
TLN
TLN
Q4 25
$6.8B
Q3 25
$3.0B
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$2.6B
Q2 24
$2.6B
Q1 24
Stockholders' Equity
PRI
PRI
TLN
TLN
Q4 25
$2.4B
$1.1B
Q3 25
$2.3B
$1.5B
Q2 25
$2.3B
$1.2B
Q1 25
$2.3B
$1.2B
Q4 24
$2.3B
$1.4B
Q3 24
$1.9B
$2.4B
Q2 24
$2.1B
$2.5B
Q1 24
$2.2B
$2.8B
Total Assets
PRI
PRI
TLN
TLN
Q4 25
$15.0B
$10.9B
Q3 25
$14.8B
$6.1B
Q2 25
$14.8B
$5.8B
Q1 25
$14.6B
$5.9B
Q4 24
$14.6B
$6.1B
Q3 24
$14.8B
$6.8B
Q2 24
$14.6B
$7.1B
Q1 24
$14.9B
Debt / Equity
PRI
PRI
TLN
TLN
Q4 25
6.23×
Q3 25
2.03×
Q2 25
2.40×
Q1 25
2.54×
Q4 24
2.17×
Q3 24
1.10×
Q2 24
1.05×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRI
PRI
TLN
TLN
Operating Cash FlowLast quarter
$338.2M
$280.0M
Free Cash FlowOCF − Capex
$254.0M
FCF MarginFCF / Revenue
33.5%
Capex IntensityCapex / Revenue
3.4%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters
$606.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRI
PRI
TLN
TLN
Q4 25
$338.2M
$280.0M
Q3 25
$202.9M
$489.0M
Q2 25
$162.6M
$-184.0M
Q1 25
$197.5M
$119.0M
Q4 24
$270.6M
Q3 24
$207.3M
$96.0M
Q2 24
$173.3M
$-23.0M
Q1 24
$210.9M
$173.0M
Free Cash Flow
PRI
PRI
TLN
TLN
Q4 25
$254.0M
Q3 25
$468.0M
Q2 25
$-217.0M
Q1 25
$101.0M
Q4 24
Q3 24
$83.0M
Q2 24
$-43.0M
Q1 24
$148.0M
FCF Margin
PRI
PRI
TLN
TLN
Q4 25
33.5%
Q3 25
67.1%
Q2 25
-53.1%
Q1 25
15.4%
Q4 24
Q3 24
18.1%
Q2 24
-12.4%
Q1 24
35.6%
Capex Intensity
PRI
PRI
TLN
TLN
Q4 25
3.4%
Q3 25
3.0%
Q2 25
8.1%
Q1 25
2.8%
Q4 24
Q3 24
2.8%
Q2 24
5.8%
Q1 24
6.0%
Cash Conversion
PRI
PRI
TLN
TLN
Q4 25
1.72×
Q3 25
0.98×
2.36×
Q2 25
0.91×
-2.56×
Q1 25
1.17×
Q4 24
1.62×
Q3 24
1.26×
0.57×
Q2 24
147.98×
-0.05×
Q1 24
1.53×
0.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

TLN
TLN

Electricity Sales And Ancillary Services$555.0M73%
Operating Revenue Capacity$182.0M24%
Physical Electricity Sales Bilateral Contracts Other$21.0M3%

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