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Side-by-side financial comparison of Primerica, Inc. (PRI) and NCR Voyix Corp (VYX). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $720.0M, roughly 1.2× NCR Voyix Corp). Primerica, Inc. runs the higher net margin — 23.1% vs 13.6%, a 9.5% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 6.2%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs 0.7%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
NCR Voyix Corporation, previously known as NCR Corporation and National Cash Register, is a global software, consulting and technology company providing several professional services and electronic products. It manufactured self-service kiosks, point-of-sale terminals, automated teller machines, check processing systems, and barcode scanners.
PRI vs VYX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $720.0M |
| Net Profit | $197.0M | $98.0M |
| Gross Margin | — | — |
| Operating Margin | 28.9% | 2.4% |
| Net Margin | 23.1% | 13.6% |
| Revenue YoY | 11.0% | 6.2% |
| Net Profit YoY | 17.9% | 990.9% |
| EPS (diluted) | $6.11 | $0.64 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $853.7M | $720.0M | ||
| Q3 25 | $839.9M | $684.0M | ||
| Q2 25 | $793.3M | $666.0M | ||
| Q1 25 | $804.8M | $617.0M | ||
| Q4 24 | $768.8M | $678.0M | ||
| Q3 24 | $774.1M | $708.0M | ||
| Q2 24 | $803.4M | $722.0M | ||
| Q1 24 | $742.8M | $710.0M |
| Q4 25 | $197.0M | $98.0M | ||
| Q3 25 | $206.8M | $-19.0M | ||
| Q2 25 | $178.3M | $0 | ||
| Q1 25 | $169.1M | $-17.0M | ||
| Q4 24 | $167.1M | $-11.0M | ||
| Q3 24 | $164.4M | $1.1B | ||
| Q2 24 | $1.2M | $-73.0M | ||
| Q1 24 | $137.9M | $-40.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.4% | ||
| Q2 24 | 98.0% | 17.5% | ||
| Q1 24 | 98.2% | 19.4% |
| Q4 25 | 28.9% | 2.4% | ||
| Q3 25 | 32.3% | 2.2% | ||
| Q2 25 | 29.6% | 2.1% | ||
| Q1 25 | 27.5% | -3.2% | ||
| Q4 24 | 64.7% | -0.1% | ||
| Q3 24 | 32.9% | 2.3% | ||
| Q2 24 | 1.0% | -4.7% | ||
| Q1 24 | 24.1% | -2.7% |
| Q4 25 | 23.1% | 13.6% | ||
| Q3 25 | 24.6% | -2.8% | ||
| Q2 25 | 22.5% | — | ||
| Q1 25 | 21.0% | -2.8% | ||
| Q4 24 | 21.7% | -1.6% | ||
| Q3 24 | 21.2% | 152.8% | ||
| Q2 24 | 0.1% | -10.1% | ||
| Q1 24 | 18.6% | -5.6% |
| Q4 25 | $6.11 | $0.64 | ||
| Q3 25 | $6.35 | $-0.16 | ||
| Q2 25 | $5.40 | $-0.03 | ||
| Q1 25 | $5.05 | $-0.15 | ||
| Q4 24 | $4.92 | $-0.05 | ||
| Q3 24 | $4.83 | $7.41 | ||
| Q2 24 | $0.03 | $-0.53 | ||
| Q1 24 | $3.93 | $-0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $231.0M |
| Total DebtLower is stronger | — | $1.1B |
| Stockholders' EquityBook value | $2.4B | $948.0M |
| Total Assets | $15.0B | $3.9B |
| Debt / EquityLower = less leverage | — | 1.17× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $756.2M | $231.0M | ||
| Q3 25 | $644.9M | $282.0M | ||
| Q2 25 | $621.2M | $276.0M | ||
| Q1 25 | $625.1M | $573.0M | ||
| Q4 24 | $687.8M | $722.0M | ||
| Q3 24 | $550.1M | $792.0M | ||
| Q2 24 | $627.3M | $203.0M | ||
| Q1 24 | $593.4M | $241.0M |
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $2.4B | $948.0M | ||
| Q3 25 | $2.3B | $848.0M | ||
| Q2 25 | $2.3B | $867.0M | ||
| Q1 25 | $2.3B | $857.0M | ||
| Q4 24 | $2.3B | $933.0M | ||
| Q3 24 | $1.9B | $1.0B | ||
| Q2 24 | $2.1B | $-85.0M | ||
| Q1 24 | $2.2B | $-34.0M |
| Q4 25 | $15.0B | $3.9B | ||
| Q3 25 | $14.8B | $4.0B | ||
| Q2 25 | $14.8B | $4.0B | ||
| Q1 25 | $14.6B | $4.3B | ||
| Q4 24 | $14.6B | $4.5B | ||
| Q3 24 | $14.8B | $4.7B | ||
| Q2 24 | $14.6B | $4.8B | ||
| Q1 24 | $14.9B | $5.0B |
| Q4 25 | — | 1.17× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | $60.0M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.72× | 0.61× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $338.2M | $60.0M | ||
| Q3 25 | $202.9M | $14.0M | ||
| Q2 25 | $162.6M | $-242.0M | ||
| Q1 25 | $197.5M | $-42.0M | ||
| Q4 24 | $270.6M | $-170.0M | ||
| Q3 24 | $207.3M | $11.0M | ||
| Q2 24 | $173.3M | $62.0M | ||
| Q1 24 | $210.9M | $-35.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | $10.0M | ||
| Q2 25 | — | $-249.0M | ||
| Q1 25 | — | $-50.0M | ||
| Q4 24 | — | $-177.0M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $49.0M | ||
| Q1 24 | — | $-43.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -37.4% | ||
| Q1 25 | — | -8.1% | ||
| Q4 24 | — | -26.1% | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 6.8% | ||
| Q1 24 | — | -6.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | 1.1% |
| Q4 25 | 1.72× | 0.61× | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 1.62× | — | ||
| Q3 24 | 1.26× | 0.01× | ||
| Q2 24 | 147.98× | — | ||
| Q1 24 | 1.53× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
VYX
| Services | $484.0M | 67% |
| Products | $236.0M | 33% |
