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Side-by-side financial comparison of Primoris Services Corp (PRIM) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

Primoris Services Corp is the larger business by last-quarter revenue ($1.9B vs $1.1B, roughly 1.7× SoFi Technologies, Inc.). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 2.8%, a 12.4% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs 6.7%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs 14.7%).

Primoris Services Corporation is a publicly traded specialty construction and infrastructure company based in the United States, with a particular focus on pipelines for natural gas, wastewater and water. As of 2014 it was a Fortune 1000 company.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

PRIM vs SOFI — Head-to-Head

Bigger by revenue
PRIM
PRIM
1.7× larger
PRIM
$1.9B
$1.1B
SOFI
Growing faster (revenue YoY)
SOFI
SOFI
+35.9% gap
SOFI
42.6%
6.7%
PRIM
Higher net margin
SOFI
SOFI
12.4% more per $
SOFI
15.2%
2.8%
PRIM
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
35.6%
14.7%
PRIM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
PRIM
PRIM
SOFI
SOFI
Revenue
$1.9B
$1.1B
Net Profit
$51.7M
$166.7M
Gross Margin
9.4%
Operating Margin
4.2%
Net Margin
2.8%
15.2%
Revenue YoY
6.7%
42.6%
Net Profit YoY
-4.2%
897.2%
EPS (diluted)
$0.94
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRIM
PRIM
SOFI
SOFI
Q1 26
$1.1B
Q4 25
$1.9B
$1.0B
Q3 25
$2.2B
$961.6M
Q2 25
$1.9B
$854.9M
Q1 25
$1.6B
$771.8M
Q4 24
$1.7B
$734.1M
Q3 24
$1.6B
$697.1M
Q2 24
$1.6B
$598.6M
Net Profit
PRIM
PRIM
SOFI
SOFI
Q1 26
$166.7M
Q4 25
$51.7M
$173.5M
Q3 25
$94.6M
$139.4M
Q2 25
$84.3M
$97.3M
Q1 25
$44.2M
$71.1M
Q4 24
$54.0M
$332.5M
Q3 24
$58.4M
$60.7M
Q2 24
$49.5M
$17.4M
Gross Margin
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
9.4%
84.2%
Q3 25
10.8%
83.2%
Q2 25
12.3%
82.4%
Q1 25
10.4%
82.4%
Q4 24
10.6%
82.5%
Q3 24
12.0%
82.3%
Q2 24
11.9%
81.7%
Operating Margin
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
4.2%
18.1%
Q3 25
6.3%
15.4%
Q2 25
6.7%
13.1%
Q1 25
4.3%
10.3%
Q4 24
5.0%
8.2%
Q3 24
6.0%
9.2%
Q2 24
5.5%
2.6%
Net Margin
PRIM
PRIM
SOFI
SOFI
Q1 26
15.2%
Q4 25
2.8%
16.9%
Q3 25
4.3%
14.5%
Q2 25
4.5%
11.4%
Q1 25
2.7%
9.2%
Q4 24
3.1%
45.3%
Q3 24
3.5%
8.7%
Q2 24
3.2%
2.9%
EPS (diluted)
PRIM
PRIM
SOFI
SOFI
Q1 26
$0.12
Q4 25
$0.94
$0.14
Q3 25
$1.73
$0.11
Q2 25
$1.54
$0.08
Q1 25
$0.81
$0.06
Q4 24
$0.98
$0.31
Q3 24
$1.07
$0.05
Q2 24
$0.91
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRIM
PRIM
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$535.5M
$3.4B
Total DebtLower is stronger
$469.9M
Stockholders' EquityBook value
$1.7B
$10.8B
Total Assets
$4.4B
$53.7B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRIM
PRIM
SOFI
SOFI
Q1 26
$3.4B
Q4 25
$535.5M
$4.9B
Q3 25
$431.4M
$3.2B
Q2 25
$390.3M
$2.1B
Q1 25
$351.6M
$2.1B
Q4 24
$455.8M
$2.5B
Q3 24
$352.7M
$2.4B
Q2 24
$207.4M
$2.3B
Total Debt
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
$469.9M
Q3 25
$486.0M
Q2 25
$603.1M
Q1 25
$612.0M
Q4 24
$734.8M
Q3 24
$903.7M
Q2 24
$933.0M
Stockholders' Equity
PRIM
PRIM
SOFI
SOFI
Q1 26
$10.8B
Q4 25
$1.7B
$10.5B
Q3 25
$1.6B
$8.8B
Q2 25
$1.5B
$6.9B
Q1 25
$1.4B
$6.7B
Q4 24
$1.4B
$6.5B
Q3 24
$1.4B
$6.1B
Q2 24
$1.3B
$5.9B
Total Assets
PRIM
PRIM
SOFI
SOFI
Q1 26
$53.7B
Q4 25
$4.4B
$50.7B
Q3 25
$4.6B
$45.3B
Q2 25
$4.5B
$41.1B
Q1 25
$4.2B
$37.7B
Q4 24
$4.2B
$36.3B
Q3 24
$4.2B
$34.4B
Q2 24
$4.0B
$32.6B
Debt / Equity
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
0.28×
Q3 25
0.30×
Q2 25
0.39×
Q1 25
0.42×
Q4 24
0.52×
Q3 24
0.67×
Q2 24
0.72×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRIM
PRIM
SOFI
SOFI
Operating Cash FlowLast quarter
$142.9M
Free Cash FlowOCF − Capex
$121.1M
FCF MarginFCF / Revenue
6.5%
Capex IntensityCapex / Revenue
1.2%
Cash ConversionOCF / Net Profit
2.76×
TTM Free Cash FlowTrailing 4 quarters
$340.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
$142.9M
$-3.7B
Q3 25
$182.9M
$-1.3B
Q2 25
$78.5M
$-1.5B
Q1 25
$66.2M
$21.5M
Q4 24
$298.3M
$-1.1B
Q3 24
$222.5M
$-1.2B
Q2 24
$16.1M
$-484.4M
Free Cash Flow
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
$121.1M
$-4.0B
Q3 25
$148.4M
$-1.4B
Q2 25
$45.3M
$-1.5B
Q1 25
$25.6M
$-31.1M
Q4 24
$270.0M
$-1.3B
Q3 24
$158.8M
$-1.2B
Q2 24
$-8.1M
$-521.1M
FCF Margin
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
6.5%
-388.8%
Q3 25
6.8%
-142.0%
Q2 25
2.4%
-179.0%
Q1 25
1.6%
-4.0%
Q4 24
15.5%
-173.5%
Q3 24
9.6%
-174.6%
Q2 24
-0.5%
-87.0%
Capex Intensity
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
1.2%
23.7%
Q3 25
1.6%
6.2%
Q2 25
1.8%
7.4%
Q1 25
2.5%
6.8%
Q4 24
1.6%
21.0%
Q3 24
3.9%
6.2%
Q2 24
1.5%
6.1%
Cash Conversion
PRIM
PRIM
SOFI
SOFI
Q1 26
Q4 25
2.76×
-21.56×
Q3 25
1.93×
-9.37×
Q2 25
0.93×
-15.08×
Q1 25
1.50×
0.30×
Q4 24
5.53×
-3.37×
Q3 24
3.81×
-19.32×
Q2 24
0.32×
-27.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRIM
PRIM

Energy Segment$1.2B64%
Unit Price Contracts$473.7M25%
Cost Reimbursable Contracts$121.3M7%
Other$74.9M4%

SOFI
SOFI

Loans and securitizations$932.2M85%
Loan origination, sales, securitizations and servicing$142.2M13%
Corporate borrowings$10.7M1%
Securitizations and warehouses$10.1M1%

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