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Side-by-side financial comparison of PVH CORP. (PVH) and Regions Financial Corporation (RF). Click either name above to swap in a different company.

PVH CORP. is the larger business by last-quarter revenue ($2.3B vs $1.3B, roughly 1.8× Regions Financial Corporation). Regions Financial Corporation runs the higher net margin — 41.7% vs 0.2%, a 41.5% gap on every dollar of revenue. On growth, Regions Financial Corporation posted the faster year-over-year revenue change (4.1% vs 1.7%).

PVH Corp., formerly known as the Phillips-Van Heusen Corporation, is an American clothing company which owns brands such as Tommy Hilfiger and Calvin Klein. The company also licenses brands such as Kenneth Cole New York and Michael Kors.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

PVH vs RF — Head-to-Head

Bigger by revenue
PVH
PVH
1.8× larger
PVH
$2.3B
$1.3B
RF
Growing faster (revenue YoY)
RF
RF
+2.4% gap
RF
4.1%
1.7%
PVH
Higher net margin
RF
RF
41.5% more per $
RF
41.7%
0.2%
PVH

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PVH
PVH
RF
RF
Revenue
$2.3B
$1.3B
Net Profit
$4.2M
$534.0M
Gross Margin
56.3%
Operating Margin
7.9%
55.3%
Net Margin
0.2%
41.7%
Revenue YoY
1.7%
4.1%
Net Profit YoY
-96.8%
0.0%
EPS (diluted)
$0.09
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PVH
PVH
RF
RF
Q4 25
$2.3B
$1.3B
Q3 25
$2.2B
$1.3B
Q2 25
$2.0B
$1.3B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.2B
Q2 24
$1.2B
Q1 24
$1.2B
Net Profit
PVH
PVH
RF
RF
Q4 25
$4.2M
$534.0M
Q3 25
$224.2M
$569.0M
Q2 25
$-44.8M
$563.0M
Q1 25
$490.0M
Q4 24
$534.0M
Q3 24
$490.0M
Q2 24
$501.0M
Q1 24
$368.0M
Gross Margin
PVH
PVH
RF
RF
Q4 25
56.3%
Q3 25
57.7%
Q2 25
58.6%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
PVH
PVH
RF
RF
Q4 25
7.9%
55.3%
Q3 25
6.1%
56.3%
Q2 25
-16.7%
56.1%
Q1 25
52.0%
Q4 24
53.4%
Q3 24
49.9%
Q2 24
52.7%
Q1 24
39.2%
Net Margin
PVH
PVH
RF
RF
Q4 25
0.2%
41.7%
Q3 25
10.3%
45.3%
Q2 25
-2.3%
44.7%
Q1 25
41.0%
Q4 24
43.4%
Q3 24
40.2%
Q2 24
42.2%
Q1 24
31.1%
EPS (diluted)
PVH
PVH
RF
RF
Q4 25
$0.09
$0.59
Q3 25
$4.63
$0.61
Q2 25
$-0.88
$0.59
Q1 25
$0.51
Q4 24
$0.55
Q3 24
$0.49
Q2 24
$0.52
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PVH
PVH
RF
RF
Cash + ST InvestmentsLiquidity on hand
$158.2M
Total DebtLower is stronger
$2.3B
$4.1B
Stockholders' EquityBook value
$4.9B
$19.0B
Total Assets
$11.4B
$158.8B
Debt / EquityLower = less leverage
0.46×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PVH
PVH
RF
RF
Q4 25
$158.2M
Q3 25
$248.8M
Q2 25
$191.0M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
PVH
PVH
RF
RF
Q4 25
$2.3B
$4.1B
Q3 25
$2.3B
$4.8B
Q2 25
$2.2B
$5.3B
Q1 25
$6.0B
Q4 24
$6.0B
Q3 24
$6.0B
Q2 24
$5.1B
Q1 24
$3.3B
Stockholders' Equity
PVH
PVH
RF
RF
Q4 25
$4.9B
$19.0B
Q3 25
$4.9B
$19.0B
Q2 25
$4.6B
$18.7B
Q1 25
$18.5B
Q4 24
$17.9B
Q3 24
$18.7B
Q2 24
$17.2B
Q1 24
$17.0B
Total Assets
PVH
PVH
RF
RF
Q4 25
$11.4B
$158.8B
Q3 25
$11.6B
$159.9B
Q2 25
$10.7B
$159.2B
Q1 25
$159.8B
Q4 24
$157.3B
Q3 24
$157.4B
Q2 24
$154.1B
Q1 24
$154.9B
Debt / Equity
PVH
PVH
RF
RF
Q4 25
0.46×
0.22×
Q3 25
0.47×
0.25×
Q2 25
0.48×
0.28×
Q1 25
0.32×
Q4 24
0.34×
Q3 24
0.32×
Q2 24
0.30×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PVH
PVH
RF
RF
Operating Cash FlowLast quarter
$-44.5M
$-319.0M
Free Cash FlowOCF − Capex
$-85.1M
FCF MarginFCF / Revenue
-3.7%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
-10.60×
-0.60×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PVH
PVH
RF
RF
Q4 25
$-44.5M
$-319.0M
Q3 25
$213.1M
$861.0M
Q2 25
$-71.4M
$573.0M
Q1 25
$1.1B
Q4 24
$-220.0M
Q3 24
$1.3B
Q2 24
$161.0M
Q1 24
$396.0M
Free Cash Flow
PVH
PVH
RF
RF
Q4 25
$-85.1M
Q3 25
$181.9M
Q2 25
$-98.1M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
PVH
PVH
RF
RF
Q4 25
-3.7%
Q3 25
8.4%
Q2 25
-4.9%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
PVH
PVH
RF
RF
Q4 25
1.8%
Q3 25
1.4%
Q2 25
1.3%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
PVH
PVH
RF
RF
Q4 25
-10.60×
-0.60×
Q3 25
0.95×
1.51×
Q2 25
1.02×
Q1 25
2.18×
Q4 24
-0.41×
Q3 24
2.57×
Q2 24
0.32×
Q1 24
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PVH
PVH

Sales Channel Salesto Wholesale Customers$1.0B44%
Sales Channel Sales To Owned And Operated Retail Customers$868.0M38%
Sales Channel Sales To Owned And Operated Digital Retail Customers$186.6M8%
Licensing$99.5M4%
Other$75.8M3%
Heritage Brands$51.3M2%

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

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