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Side-by-side financial comparison of Pyxis Tankers Inc. (PXS) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $17.0M, roughly 1.3× Pyxis Tankers Inc.). Pyxis Tankers Inc. runs the higher net margin — 31.3% vs 6.1%, a 25.2% gap on every dollar of revenue.

Pyxis Tankers Inc. is an international maritime transport enterprise specializing in seaborne shipping of refined petroleum products and other bulk liquid cargoes. It operates a fleet of modern product tankers, serving global energy markets, with core business covering major trade routes across the Atlantic, Mediterranean and Asia-Pacific regions.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

PXS vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.3× larger
USCB
$22.2M
$17.0M
PXS
Higher net margin
PXS
PXS
25.2% more per $
PXS
31.3%
6.1%
USCB

Income Statement — Q3 FY2022 vs Q4 FY2025

Metric
PXS
PXS
USCB
USCB
Revenue
$17.0M
$22.2M
Net Profit
$5.3M
$1.4M
Gross Margin
Operating Margin
37.2%
14.7%
Net Margin
31.3%
6.1%
Revenue YoY
14.7%
Net Profit YoY
-80.3%
EPS (diluted)
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PXS
PXS
USCB
USCB
Q4 25
$22.2M
Q3 25
$25.0M
Q2 25
$24.4M
Q1 25
$22.8M
Q4 24
$23.0M
Q3 24
$21.5M
Q2 24
$20.5M
Q1 24
$17.6M
Net Profit
PXS
PXS
USCB
USCB
Q4 25
$1.4M
Q3 25
$8.9M
Q2 25
$8.1M
Q1 25
$7.7M
Q4 24
$6.9M
Q3 24
$6.9M
Q2 24
$6.2M
Q1 24
$4.6M
Operating Margin
PXS
PXS
USCB
USCB
Q4 25
14.7%
Q3 25
47.3%
Q2 25
44.0%
Q1 25
44.2%
Q4 24
39.6%
Q3 24
42.5%
Q2 24
39.8%
Q1 24
34.3%
Net Margin
PXS
PXS
USCB
USCB
Q4 25
6.1%
Q3 25
35.8%
Q2 25
33.4%
Q1 25
33.5%
Q4 24
30.0%
Q3 24
32.3%
Q2 24
30.3%
Q1 24
26.2%
EPS (diluted)
PXS
PXS
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PXS
PXS
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$4.3M
$38.5M
Total DebtLower is stronger
$67.3M
Stockholders' EquityBook value
$54.9M
$217.2M
Total Assets
$138.1M
$2.8B
Debt / EquityLower = less leverage
1.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PXS
PXS
USCB
USCB
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$54.8M
Q1 25
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$77.3M
Q1 24
$126.5M
Stockholders' Equity
PXS
PXS
USCB
USCB
Q4 25
$217.2M
Q3 25
$209.1M
Q2 25
$231.6M
Q1 25
$225.1M
Q4 24
$215.4M
Q3 24
$213.9M
Q2 24
$201.0M
Q1 24
$195.0M
Total Assets
PXS
PXS
USCB
USCB
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.5B
Q2 24
$2.5B
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PXS
PXS
USCB
USCB
Operating Cash FlowLast quarter
$2.4M
$42.8M
Free Cash FlowOCF − Capex
$42.5M
FCF MarginFCF / Revenue
191.4%
Capex IntensityCapex / Revenue
0.0%
1.4%
Cash ConversionOCF / Net Profit
0.45×
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PXS
PXS
USCB
USCB
Q4 25
$42.8M
Q3 25
$20.1M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.8M
Q3 24
$11.3M
Q2 24
$18.3M
Q1 24
$8.1M
Free Cash Flow
PXS
PXS
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
PXS
PXS
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
PXS
PXS
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
PXS
PXS
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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