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Side-by-side financial comparison of Qnity Electronics, Inc. (Q) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
Qnity Electronics, Inc. is the larger business by last-quarter revenue ($1.3B vs $1.1B, roughly 1.2× SoFi Technologies, Inc.). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 12.3%, a 2.8% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs 10.5%).
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
Q vs SOFI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.3B | $1.1B |
| Net Profit | $162.0M | $166.7M |
| Gross Margin | 47.0% | — |
| Operating Margin | — | — |
| Net Margin | 12.3% | 15.2% |
| Revenue YoY | 10.5% | 42.6% |
| Net Profit YoY | 48.6% | 897.2% |
| EPS (diluted) | $0.72 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $1.3B | $1.1B | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | $1.3B | $961.6M | ||
| Q2 25 | — | $854.9M | ||
| Q1 25 | — | $771.8M | ||
| Q4 24 | — | $734.1M | ||
| Q3 24 | $1.1B | $697.1M | ||
| Q2 24 | — | $598.6M |
| Q1 26 | $162.0M | $166.7M | ||
| Q4 25 | — | $173.5M | ||
| Q3 25 | $211.0M | $139.4M | ||
| Q2 25 | — | $97.3M | ||
| Q1 25 | — | $71.1M | ||
| Q4 24 | — | $332.5M | ||
| Q3 24 | $199.0M | $60.7M | ||
| Q2 24 | — | $17.4M |
| Q1 26 | 47.0% | — | ||
| Q4 25 | — | 84.2% | ||
| Q3 25 | 45.1% | 83.2% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | 47.0% | 82.3% | ||
| Q2 24 | — | 81.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 18.1% | ||
| Q3 25 | 21.3% | 15.4% | ||
| Q2 25 | — | 13.1% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | 21.8% | 9.2% | ||
| Q2 24 | — | 2.6% |
| Q1 26 | 12.3% | 15.2% | ||
| Q4 25 | — | 16.9% | ||
| Q3 25 | 16.5% | 14.5% | ||
| Q2 25 | — | 11.4% | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | — | 45.3% | ||
| Q3 24 | 17.3% | 8.7% | ||
| Q2 24 | — | 2.9% |
| Q1 26 | $0.72 | $0.12 | ||
| Q4 25 | — | $0.14 | ||
| Q3 25 | $1.01 | $0.11 | ||
| Q2 25 | — | $0.08 | ||
| Q1 25 | — | $0.06 | ||
| Q4 24 | — | $0.31 | ||
| Q3 24 | $0.95 | $0.05 | ||
| Q2 24 | — | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $857.0M | $3.4B |
| Total DebtLower is stronger | $4.0B | — |
| Stockholders' EquityBook value | $7.5B | $10.8B |
| Total Assets | $14.1B | $53.7B |
| Debt / EquityLower = less leverage | 0.54× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $857.0M | $3.4B | ||
| Q4 25 | — | $4.9B | ||
| Q3 25 | $128.0M | $3.2B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.5B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.3B |
| Q1 26 | $4.0B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $7.5B | $10.8B | ||
| Q4 25 | — | $10.5B | ||
| Q3 25 | $9.1B | $8.8B | ||
| Q2 25 | — | $6.9B | ||
| Q1 25 | — | $6.7B | ||
| Q4 24 | — | $6.5B | ||
| Q3 24 | $11.1B | $6.1B | ||
| Q2 24 | — | $5.9B |
| Q1 26 | $14.1B | $53.7B | ||
| Q4 25 | — | $50.7B | ||
| Q3 25 | $12.5B | $45.3B | ||
| Q2 25 | — | $41.1B | ||
| Q1 25 | — | $37.7B | ||
| Q4 24 | — | $36.3B | ||
| Q3 24 | — | $34.4B | ||
| Q2 24 | — | $32.6B |
| Q1 26 | 0.54× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
Q
Segment breakdown not available.
SOFI
| Loans and securitizations | $932.2M | 85% |
| Loan origination, sales, securitizations and servicing | $142.2M | 13% |
| Corporate borrowings | $10.7M | 1% |
| Securitizations and warehouses | $10.1M | 1% |
