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Side-by-side financial comparison of Qfin Holdings, Inc. (QFIN) and DENTSPLY SIRONA Inc. (XRAY). Click either name above to swap in a different company.

DENTSPLY SIRONA Inc. is the larger business by last-quarter revenue ($961.0M vs $731.2M, roughly 1.3× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs -15.2%, a 42.7% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs 0.4%).

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

Dentsply Sirona Inc. is an American dental equipment manufacturer and dental consumables producer that markets its products in over 120 countries. It has factories in 21 countries. The present company is largely the result of a merger in 1993 in which Gendex Corporation acquired Dentsply International Inc. for $590 million.

QFIN vs XRAY — Head-to-Head

Bigger by revenue
XRAY
XRAY
1.3× larger
XRAY
$961.0M
$731.2M
QFIN
Higher net margin
QFIN
QFIN
42.7% more per $
QFIN
27.5%
-15.2%
XRAY
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
0.4%
XRAY

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
QFIN
QFIN
XRAY
XRAY
Revenue
$731.2M
$961.0M
Net Profit
$201.2M
$-146.0M
Gross Margin
46.1%
Operating Margin
32.7%
-14.5%
Net Margin
27.5%
-15.2%
Revenue YoY
6.2%
Net Profit YoY
66.0%
EPS (diluted)
$-0.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
QFIN
QFIN
XRAY
XRAY
Q4 25
$961.0M
Q3 25
$731.2M
$904.0M
Q2 25
$728.1M
$936.0M
Q1 25
$646.4M
$879.0M
Q4 24
$905.0M
Q3 24
$622.7M
$951.0M
Q2 24
$572.4M
$984.0M
Q1 24
$575.2M
$953.0M
Net Profit
QFIN
QFIN
XRAY
XRAY
Q4 25
$-146.0M
Q3 25
$201.2M
$-427.0M
Q2 25
$241.6M
$-45.0M
Q1 25
$247.6M
$20.0M
Q4 24
$-430.0M
Q3 24
$256.3M
$-494.0M
Q2 24
$189.4M
$-4.0M
Q1 24
$160.7M
$18.0M
Gross Margin
QFIN
QFIN
XRAY
XRAY
Q4 25
46.1%
Q3 25
48.8%
Q2 25
52.4%
Q1 25
53.0%
Q4 24
49.3%
Q3 24
52.1%
Q2 24
51.9%
Q1 24
53.1%
Operating Margin
QFIN
QFIN
XRAY
XRAY
Q4 25
-14.5%
Q3 25
32.7%
-24.1%
Q2 25
41.0%
-13.7%
Q1 25
42.1%
7.2%
Q4 24
-56.2%
Q3 24
52.4%
-48.6%
Q2 24
47.7%
5.1%
Q1 24
32.8%
4.4%
Net Margin
QFIN
QFIN
XRAY
XRAY
Q4 25
-15.2%
Q3 25
27.5%
-47.2%
Q2 25
33.2%
-4.8%
Q1 25
38.3%
2.3%
Q4 24
-47.5%
Q3 24
41.2%
-51.9%
Q2 24
33.1%
-0.4%
Q1 24
27.9%
1.9%
EPS (diluted)
QFIN
QFIN
XRAY
XRAY
Q4 25
$-0.74
Q3 25
$-2.14
Q2 25
$-0.22
Q1 25
$0.10
Q4 24
$-2.09
Q3 24
$-2.46
Q2 24
$-0.02
Q1 24
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
QFIN
QFIN
XRAY
XRAY
Cash + ST InvestmentsLiquidity on hand
$6.5B
$326.0M
Total DebtLower is stronger
$2.3B
Stockholders' EquityBook value
$24.3B
$1.3B
Total Assets
$61.4B
$5.4B
Debt / EquityLower = less leverage
1.70×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
QFIN
QFIN
XRAY
XRAY
Q4 25
$326.0M
Q3 25
$6.5B
$363.0M
Q2 25
$5.3B
$359.0M
Q1 25
$8.6B
$398.0M
Q4 24
$272.0M
Q3 24
$4.3B
$296.0M
Q2 24
$6.3B
$279.0M
Q1 24
$5.3B
$291.0M
Total Debt
QFIN
QFIN
XRAY
XRAY
Q4 25
$2.3B
Q3 25
Q2 25
Q1 25
Q4 24
$1.7B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
QFIN
QFIN
XRAY
XRAY
Q4 25
$1.3B
Q3 25
$24.3B
$1.5B
Q2 25
$24.1B
$2.0B
Q1 25
$23.1B
$2.0B
Q4 24
$1.9B
Q3 24
$22.9B
$2.5B
Q2 24
$22.6B
$3.1B
Q1 24
$22.1B
$3.3B
Total Assets
QFIN
QFIN
XRAY
XRAY
Q4 25
$5.4B
Q3 25
$61.4B
$5.7B
Q2 25
$59.8B
$6.1B
Q1 25
$55.6B
$6.0B
Q4 24
$5.8B
Q3 24
$47.0B
$6.6B
Q2 24
$47.0B
$6.9B
Q1 24
$47.4B
$7.1B
Debt / Equity
QFIN
QFIN
XRAY
XRAY
Q4 25
1.70×
Q3 25
Q2 25
Q1 25
Q4 24
0.90×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
QFIN
QFIN
XRAY
XRAY
Operating Cash FlowLast quarter
$351.4M
$101.0M
Free Cash FlowOCF − Capex
$60.0M
FCF MarginFCF / Revenue
6.2%
Capex IntensityCapex / Revenue
4.3%
Cash ConversionOCF / Net Profit
1.75×
TTM Free Cash FlowTrailing 4 quarters
$104.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
QFIN
QFIN
XRAY
XRAY
Q4 25
$101.0M
Q3 25
$351.4M
$79.0M
Q2 25
$366.0M
$48.0M
Q1 25
$386.6M
$7.0M
Q4 24
$87.0M
Q3 24
$338.0M
$141.0M
Q2 24
$269.9M
$208.0M
Q1 24
$271.2M
$25.0M
Free Cash Flow
QFIN
QFIN
XRAY
XRAY
Q4 25
$60.0M
Q3 25
$40.0M
Q2 25
$16.0M
Q1 25
$-12.0M
Q4 24
$36.0M
Q3 24
$98.0M
Q2 24
$156.0M
Q1 24
$-9.0M
FCF Margin
QFIN
QFIN
XRAY
XRAY
Q4 25
6.2%
Q3 25
4.4%
Q2 25
1.7%
Q1 25
-1.4%
Q4 24
4.0%
Q3 24
10.3%
Q2 24
15.9%
Q1 24
-0.9%
Capex Intensity
QFIN
QFIN
XRAY
XRAY
Q4 25
4.3%
Q3 25
4.3%
Q2 25
3.4%
Q1 25
2.2%
Q4 24
5.6%
Q3 24
4.5%
Q2 24
5.3%
Q1 24
3.6%
Cash Conversion
QFIN
QFIN
XRAY
XRAY
Q4 25
Q3 25
1.75×
Q2 25
1.52×
Q1 25
1.56×
0.35×
Q4 24
Q3 24
1.32×
Q2 24
1.43×
Q1 24
1.69×
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

QFIN
QFIN

Segment breakdown not available.

XRAY
XRAY

Essential Dental Solutions$372.0M39%
Equipment And Instruments$160.0M17%
Implants And Prosthetics$150.0M16%
CADCAM$139.0M14%
Wellspect Healthcare$88.0M9%
Orthodontics$52.0M5%

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