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Side-by-side financial comparison of REPUBLIC BANCORP INC (RBCAA) and RIGEL PHARMACEUTICALS INC (RIGL). Click either name above to swap in a different company.

REPUBLIC BANCORP INC is the larger business by last-quarter revenue ($94.3M vs $69.8M, roughly 1.4× RIGEL PHARMACEUTICALS INC). RIGEL PHARMACEUTICALS INC runs the higher net margin — 384.0% vs 24.2%, a 359.8% gap on every dollar of revenue. On growth, RIGEL PHARMACEUTICALS INC posted the faster year-over-year revenue change (21.2% vs 5.3%). Over the past eight quarters, RIGEL PHARMACEUTICALS INC's revenue compounded faster (53.7% CAGR vs -11.5%).

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

Rigel Pharmaceuticals Inc is a clinical-stage biotechnology company focused on developing and commercializing targeted small molecule therapies for autoimmune, inflammatory, and hematologic diseases. Its approved flagship product treats adult immune thrombocytopenia, with primary operations and core markets in the United States, addressing unmet medical needs for underserved patient groups.

RBCAA vs RIGL — Head-to-Head

Bigger by revenue
RBCAA
RBCAA
1.4× larger
RBCAA
$94.3M
$69.8M
RIGL
Growing faster (revenue YoY)
RIGL
RIGL
+15.9% gap
RIGL
21.2%
5.3%
RBCAA
Higher net margin
RIGL
RIGL
359.8% more per $
RIGL
384.0%
24.2%
RBCAA
Faster 2-yr revenue CAGR
RIGL
RIGL
Annualised
RIGL
53.7%
-11.5%
RBCAA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RBCAA
RBCAA
RIGL
RIGL
Revenue
$94.3M
$69.8M
Net Profit
$22.8M
$268.1M
Gross Margin
91.5%
Operating Margin
29.3%
33.2%
Net Margin
24.2%
384.0%
Revenue YoY
5.3%
21.2%
Net Profit YoY
20.0%
1769.2%
EPS (diluted)
$14.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$94.3M
$69.8M
Q3 25
$93.5M
$69.5M
Q2 25
$93.8M
$101.7M
Q1 25
$135.8M
$53.3M
Q4 24
$89.5M
$57.6M
Q3 24
$88.1M
$55.3M
Q2 24
$86.9M
$36.8M
Q1 24
$120.3M
$29.5M
Net Profit
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$22.8M
$268.1M
Q3 25
$29.7M
$27.9M
Q2 25
$31.5M
$59.6M
Q1 25
$47.3M
$11.4M
Q4 24
$19.0M
$14.3M
Q3 24
$26.5M
$12.4M
Q2 24
$25.2M
$-1.0M
Q1 24
$30.6M
$-8.2M
Gross Margin
RBCAA
RBCAA
RIGL
RIGL
Q4 25
91.5%
Q3 25
93.2%
Q2 25
95.6%
Q1 25
91.7%
Q4 24
89.9%
Q3 24
85.5%
Q2 24
92.4%
Q1 24
93.1%
Operating Margin
RBCAA
RBCAA
RIGL
RIGL
Q4 25
29.3%
33.2%
Q3 25
40.4%
40.9%
Q2 25
43.0%
60.1%
Q1 25
44.1%
23.9%
Q4 24
25.8%
28.9%
Q3 24
38.4%
25.4%
Q2 24
37.0%
1.2%
Q1 24
32.2%
-23.6%
Net Margin
RBCAA
RBCAA
RIGL
RIGL
Q4 25
24.2%
384.0%
Q3 25
31.8%
40.2%
Q2 25
33.5%
58.6%
Q1 25
34.8%
21.5%
Q4 24
21.2%
24.9%
Q3 24
30.1%
22.5%
Q2 24
29.0%
-2.8%
Q1 24
25.4%
-27.9%
EPS (diluted)
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$14.11
Q3 25
$1.46
Q2 25
$3.28
Q1 25
$0.63
Q4 24
$0.82
Q3 24
$0.70
Q2 24
$-0.06
Q1 24
$-0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBCAA
RBCAA
RIGL
RIGL
Cash + ST InvestmentsLiquidity on hand
$220.0M
$155.0M
Total DebtLower is stronger
$52.5M
Stockholders' EquityBook value
$1.1B
$391.5M
Total Assets
$7.0B
$513.6M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$220.0M
$155.0M
Q3 25
$484.2M
$137.1M
Q2 25
$484.8M
$108.4M
Q1 25
$793.0M
$77.1M
Q4 24
$432.2M
$77.3M
Q3 24
$530.9M
$61.1M
Q2 24
$400.1M
$49.1M
Q1 24
$546.4M
$49.5M
Total Debt
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$52.5M
Q3 25
$60.0M
Q2 25
$60.0M
Q1 25
$60.0M
Q4 24
$60.0M
Q3 24
$60.0M
Q2 24
$60.0M
Q1 24
$60.0M
Stockholders' Equity
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$1.1B
$391.5M
Q3 25
$1.1B
$117.6M
Q2 25
$1.1B
$81.9M
Q1 25
$1.0B
$18.6M
Q4 24
$992.0M
$3.3M
Q3 24
$979.7M
$-14.6M
Q2 24
$955.4M
$-29.9M
Q1 24
$935.6M
$-31.7M
Total Assets
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$7.0B
$513.6M
Q3 25
$7.0B
$242.5M
Q2 25
$7.0B
$206.7M
Q1 25
$7.1B
$176.0M
Q4 24
$6.8B
$164.0M
Q3 24
$6.7B
$139.4M
Q2 24
$6.6B
$128.4M
Q1 24
$6.9B
$126.5M
Debt / Equity
RBCAA
RBCAA
RIGL
RIGL
Q4 25
0.13×
Q3 25
0.51×
Q2 25
0.73×
Q1 25
3.23×
Q4 24
18.25×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBCAA
RBCAA
RIGL
RIGL
Operating Cash FlowLast quarter
$168.2M
$22.0M
Free Cash FlowOCF − Capex
$161.1M
FCF MarginFCF / Revenue
170.9%
Capex IntensityCapex / Revenue
7.5%
Cash ConversionOCF / Net Profit
7.37×
0.08×
TTM Free Cash FlowTrailing 4 quarters
$288.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$168.2M
$22.0M
Q3 25
$33.3M
$24.0M
Q2 25
$8.4M
$30.5M
Q1 25
$93.2M
$-893.0K
Q4 24
$149.0M
$14.5M
Q3 24
$51.3M
$21.7M
Q2 24
$4.0M
$302.0K
Q1 24
$71.2M
$-5.0M
Free Cash Flow
RBCAA
RBCAA
RIGL
RIGL
Q4 25
$161.1M
Q3 25
$30.8M
Q2 25
$5.2M
Q1 25
$91.6M
Q4 24
$143.2M
Q3 24
$49.8M
Q2 24
$2.7M
Q1 24
$69.1M
FCF Margin
RBCAA
RBCAA
RIGL
RIGL
Q4 25
170.9%
Q3 25
32.9%
Q2 25
5.5%
Q1 25
67.4%
Q4 24
160.0%
Q3 24
56.5%
Q2 24
3.1%
Q1 24
57.5%
Capex Intensity
RBCAA
RBCAA
RIGL
RIGL
Q4 25
7.5%
Q3 25
2.6%
Q2 25
3.5%
Q1 25
1.2%
Q4 24
6.5%
Q3 24
1.7%
Q2 24
1.5%
Q1 24
1.7%
Cash Conversion
RBCAA
RBCAA
RIGL
RIGL
Q4 25
7.37×
0.08×
Q3 25
1.12×
0.86×
Q2 25
0.27×
0.51×
Q1 25
1.97×
-0.08×
Q4 24
7.84×
1.01×
Q3 24
1.93×
1.75×
Q2 24
0.16×
Q1 24
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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