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Side-by-side financial comparison of REPUBLIC BANCORP INC (RBCAA) and SILICOM LTD. (SILC). Click either name above to swap in a different company.

REPUBLIC BANCORP INC is the larger business by last-quarter revenue ($94.3M vs $61.9M, roughly 1.5× SILICOM LTD.). REPUBLIC BANCORP INC runs the higher net margin — 24.2% vs -18.5%, a 42.7% gap on every dollar of revenue. On growth, SILICOM LTD. posted the faster year-over-year revenue change (6.6% vs 5.3%). REPUBLIC BANCORP INC produced more free cash flow last quarter ($161.1M vs $-3.3M).

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

Silicom Ltd. is a publicly traded company, headquartered in Israel, that specializes in the design, manufacture and marketing of connectivity solutions for a range of servers and server-based systems. Its shares are listed on the NASDAQ Global Market and on the Tel Aviv Stock Exchange. Silicom is a member of the RAD Group family of companies.

RBCAA vs SILC — Head-to-Head

Bigger by revenue
RBCAA
RBCAA
1.5× larger
RBCAA
$94.3M
$61.9M
SILC
Growing faster (revenue YoY)
SILC
SILC
+1.2% gap
SILC
6.6%
5.3%
RBCAA
Higher net margin
RBCAA
RBCAA
42.7% more per $
RBCAA
24.2%
-18.5%
SILC
More free cash flow
RBCAA
RBCAA
$164.5M more FCF
RBCAA
$161.1M
$-3.3M
SILC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RBCAA
RBCAA
SILC
SILC
Revenue
$94.3M
$61.9M
Net Profit
$22.8M
$-11.5M
Gross Margin
30.6%
Operating Margin
29.3%
-19.8%
Net Margin
24.2%
-18.5%
Revenue YoY
5.3%
6.6%
Net Profit YoY
20.0%
16.3%
EPS (diluted)
$-2.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBCAA
RBCAA
SILC
SILC
Q4 25
$94.3M
$61.9M
Q3 25
$93.5M
Q2 25
$93.8M
Q1 25
$135.8M
Q4 24
$89.5M
$58.1M
Q3 24
$88.1M
Q2 24
$86.9M
Q1 24
$120.3M
Net Profit
RBCAA
RBCAA
SILC
SILC
Q4 25
$22.8M
$-11.5M
Q3 25
$29.7M
Q2 25
$31.5M
Q1 25
$47.3M
Q4 24
$19.0M
$-13.7M
Q3 24
$26.5M
Q2 24
$25.2M
Q1 24
$30.6M
Gross Margin
RBCAA
RBCAA
SILC
SILC
Q4 25
30.6%
Q3 25
Q2 25
Q1 25
Q4 24
28.6%
Q3 24
Q2 24
Q1 24
Operating Margin
RBCAA
RBCAA
SILC
SILC
Q4 25
29.3%
-19.8%
Q3 25
40.4%
Q2 25
43.0%
Q1 25
44.1%
Q4 24
25.8%
-22.8%
Q3 24
38.4%
Q2 24
37.0%
Q1 24
32.2%
Net Margin
RBCAA
RBCAA
SILC
SILC
Q4 25
24.2%
-18.5%
Q3 25
31.8%
Q2 25
33.5%
Q1 25
34.8%
Q4 24
21.2%
-23.6%
Q3 24
30.1%
Q2 24
29.0%
Q1 24
25.4%
EPS (diluted)
RBCAA
RBCAA
SILC
SILC
Q4 25
$-2.01
Q3 25
Q2 25
Q1 25
Q4 24
$-2.28
Q3 24
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBCAA
RBCAA
SILC
SILC
Cash + ST InvestmentsLiquidity on hand
$220.0M
$42.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.1B
$117.5M
Total Assets
$7.0B
$152.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBCAA
RBCAA
SILC
SILC
Q4 25
$220.0M
$42.1M
Q3 25
$484.2M
Q2 25
$484.8M
Q1 25
$793.0M
Q4 24
$432.2M
$72.1M
Q3 24
$530.9M
Q2 24
$400.1M
Q1 24
$546.4M
Stockholders' Equity
RBCAA
RBCAA
SILC
SILC
Q4 25
$1.1B
$117.5M
Q3 25
$1.1B
Q2 25
$1.1B
Q1 25
$1.0B
Q4 24
$992.0M
$127.8M
Q3 24
$979.7M
Q2 24
$955.4M
Q1 24
$935.6M
Total Assets
RBCAA
RBCAA
SILC
SILC
Q4 25
$7.0B
$152.2M
Q3 25
$7.0B
Q2 25
$7.0B
Q1 25
$7.1B
Q4 24
$6.8B
$150.4M
Q3 24
$6.7B
Q2 24
$6.6B
Q1 24
$6.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBCAA
RBCAA
SILC
SILC
Operating Cash FlowLast quarter
$168.2M
$-2.2M
Free Cash FlowOCF − Capex
$161.1M
$-3.3M
FCF MarginFCF / Revenue
170.9%
-5.4%
Capex IntensityCapex / Revenue
7.5%
1.9%
Cash ConversionOCF / Net Profit
7.37×
TTM Free Cash FlowTrailing 4 quarters
$288.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBCAA
RBCAA
SILC
SILC
Q4 25
$168.2M
$-2.2M
Q3 25
$33.3M
Q2 25
$8.4M
Q1 25
$93.2M
Q4 24
$149.0M
$18.3M
Q3 24
$51.3M
Q2 24
$4.0M
Q1 24
$71.2M
Free Cash Flow
RBCAA
RBCAA
SILC
SILC
Q4 25
$161.1M
$-3.3M
Q3 25
$30.8M
Q2 25
$5.2M
Q1 25
$91.6M
Q4 24
$143.2M
$17.4M
Q3 24
$49.8M
Q2 24
$2.7M
Q1 24
$69.1M
FCF Margin
RBCAA
RBCAA
SILC
SILC
Q4 25
170.9%
-5.4%
Q3 25
32.9%
Q2 25
5.5%
Q1 25
67.4%
Q4 24
160.0%
29.9%
Q3 24
56.5%
Q2 24
3.1%
Q1 24
57.5%
Capex Intensity
RBCAA
RBCAA
SILC
SILC
Q4 25
7.5%
1.9%
Q3 25
2.6%
Q2 25
3.5%
Q1 25
1.2%
Q4 24
6.5%
1.6%
Q3 24
1.7%
Q2 24
1.5%
Q1 24
1.7%
Cash Conversion
RBCAA
RBCAA
SILC
SILC
Q4 25
7.37×
Q3 25
1.12×
Q2 25
0.27×
Q1 25
1.97×
Q4 24
7.84×
Q3 24
1.93×
Q2 24
0.16×
Q1 24
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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