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Side-by-side financial comparison of REPUBLIC BANCORP INC (RBCAA) and SunPower Inc. (SPWR). Click either name above to swap in a different company.

REPUBLIC BANCORP INC is the larger business by last-quarter revenue ($94.3M vs $79.7M, roughly 1.2× SunPower Inc.). REPUBLIC BANCORP INC runs the higher net margin — 24.2% vs -17.8%, a 42.0% gap on every dollar of revenue. On growth, REPUBLIC BANCORP INC posted the faster year-over-year revenue change (5.3% vs -10.1%). Over the past eight quarters, SunPower Inc.'s revenue compounded faster (118.7% CAGR vs -11.5%).

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

SunPower Corporation is an American provider of photovoltaic solar energy generation systems and battery energy storage products, primarily for residential customers. The company, headquartered in San Jose, California, was founded in 1985 by Richard Swanson, an electrical engineering professor from Stanford University. Cypress Semiconductor bought a majority interest in the company in 2002, growing it quickly until SunPower went public in 2005. TotalEnergies, a French energy and oil company p...

RBCAA vs SPWR — Head-to-Head

Bigger by revenue
RBCAA
RBCAA
1.2× larger
RBCAA
$94.3M
$79.7M
SPWR
Growing faster (revenue YoY)
RBCAA
RBCAA
+15.4% gap
RBCAA
5.3%
-10.1%
SPWR
Higher net margin
RBCAA
RBCAA
42.0% more per $
RBCAA
24.2%
-17.8%
SPWR
Faster 2-yr revenue CAGR
SPWR
SPWR
Annualised
SPWR
118.7%
-11.5%
RBCAA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RBCAA
RBCAA
SPWR
SPWR
Revenue
$94.3M
$79.7M
Net Profit
$22.8M
$-14.2M
Gross Margin
35.5%
Operating Margin
29.3%
-27.4%
Net Margin
24.2%
-17.8%
Revenue YoY
5.3%
-10.1%
Net Profit YoY
20.0%
-130.1%
EPS (diluted)
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$94.3M
$79.7M
Q3 25
$93.5M
$22.0M
Q2 25
$93.8M
$67.5M
Q1 25
$135.8M
$82.7M
Q4 24
$89.5M
$88.7M
Q3 24
$88.1M
Q2 24
$86.9M
Q1 24
$120.3M
Net Profit
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$22.8M
$-14.2M
Q3 25
$29.7M
$-16.9M
Q2 25
$31.5M
$-22.4M
Q1 25
$47.3M
$8.1M
Q4 24
$19.0M
$47.0M
Q3 24
$26.5M
Q2 24
$25.2M
Q1 24
$30.6M
Gross Margin
RBCAA
RBCAA
SPWR
SPWR
Q4 25
35.5%
Q3 25
Q2 25
42.6%
Q1 25
48.5%
Q4 24
46.5%
Q3 24
Q2 24
Q1 24
Operating Margin
RBCAA
RBCAA
SPWR
SPWR
Q4 25
29.3%
-27.4%
Q3 25
40.4%
-15.7%
Q2 25
43.0%
-4.0%
Q1 25
44.1%
1.3%
Q4 24
25.8%
-24.2%
Q3 24
38.4%
Q2 24
37.0%
Q1 24
32.2%
Net Margin
RBCAA
RBCAA
SPWR
SPWR
Q4 25
24.2%
-17.8%
Q3 25
31.8%
-76.9%
Q2 25
33.5%
-33.2%
Q1 25
34.8%
9.8%
Q4 24
21.2%
53.0%
Q3 24
30.1%
Q2 24
29.0%
Q1 24
25.4%
EPS (diluted)
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$-0.05
Q3 25
$-0.19
Q2 25
$-0.28
Q1 25
$0.00
Q4 24
$0.27
Q3 24
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBCAA
RBCAA
SPWR
SPWR
Cash + ST InvestmentsLiquidity on hand
$220.0M
$9.6M
Total DebtLower is stronger
$164.8M
Stockholders' EquityBook value
$1.1B
$-90.1M
Total Assets
$7.0B
$241.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$220.0M
$9.6M
Q3 25
$484.2M
$5.1M
Q2 25
$484.8M
$11.1M
Q1 25
$793.0M
$10.6M
Q4 24
$432.2M
$13.4M
Q3 24
$530.9M
Q2 24
$400.1M
Q1 24
$546.4M
Total Debt
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$164.8M
Q3 25
$204.3M
Q2 25
$152.9M
Q1 25
Q4 24
$147.3M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$1.1B
$-90.1M
Q3 25
$1.1B
$-112.3M
Q2 25
$1.1B
$-107.2M
Q1 25
$1.0B
$-89.0M
Q4 24
$992.0M
$-97.5M
Q3 24
$979.7M
Q2 24
$955.4M
Q1 24
$935.6M
Total Assets
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$7.0B
$241.2M
Q3 25
$7.0B
$208.3M
Q2 25
$7.0B
$163.1M
Q1 25
$7.1B
$147.8M
Q4 24
$6.8B
$144.5M
Q3 24
$6.7B
Q2 24
$6.6B
Q1 24
$6.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBCAA
RBCAA
SPWR
SPWR
Operating Cash FlowLast quarter
$168.2M
$-1.9M
Free Cash FlowOCF − Capex
$161.1M
FCF MarginFCF / Revenue
170.9%
Capex IntensityCapex / Revenue
7.5%
Cash ConversionOCF / Net Profit
7.37×
TTM Free Cash FlowTrailing 4 quarters
$288.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$168.2M
$-1.9M
Q3 25
$33.3M
$-6.4M
Q2 25
$8.4M
$-4.4M
Q1 25
$93.2M
$-2.6M
Q4 24
$149.0M
$-25.6M
Q3 24
$51.3M
Q2 24
$4.0M
Q1 24
$71.2M
Free Cash Flow
RBCAA
RBCAA
SPWR
SPWR
Q4 25
$161.1M
Q3 25
$30.8M
Q2 25
$5.2M
Q1 25
$91.6M
Q4 24
$143.2M
Q3 24
$49.8M
Q2 24
$2.7M
Q1 24
$69.1M
FCF Margin
RBCAA
RBCAA
SPWR
SPWR
Q4 25
170.9%
Q3 25
32.9%
Q2 25
5.5%
Q1 25
67.4%
Q4 24
160.0%
Q3 24
56.5%
Q2 24
3.1%
Q1 24
57.5%
Capex Intensity
RBCAA
RBCAA
SPWR
SPWR
Q4 25
7.5%
Q3 25
2.6%
Q2 25
3.5%
Q1 25
1.2%
Q4 24
6.5%
Q3 24
1.7%
Q2 24
1.5%
Q1 24
1.7%
Cash Conversion
RBCAA
RBCAA
SPWR
SPWR
Q4 25
7.37×
Q3 25
1.12×
Q2 25
0.27×
Q1 25
1.97×
-0.32×
Q4 24
7.84×
-0.54×
Q3 24
1.93×
Q2 24
0.16×
Q1 24
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RBCAA
RBCAA

Segment breakdown not available.

SPWR
SPWR

Residential Solar Installation$46.9M59%
New Homes Business$22.7M29%
Other$10.1M13%

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