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Side-by-side financial comparison of REPUBLIC BANCORP INC (RBCAA) and STRATTEC SECURITY CORP (STRT). Click either name above to swap in a different company.

STRATTEC SECURITY CORP is the larger business by last-quarter revenue ($137.5M vs $94.3M, roughly 1.5× REPUBLIC BANCORP INC). REPUBLIC BANCORP INC runs the higher net margin — 24.2% vs 3.6%, a 20.6% gap on every dollar of revenue. On growth, STRATTEC SECURITY CORP posted the faster year-over-year revenue change (5.9% vs 5.3%). REPUBLIC BANCORP INC produced more free cash flow last quarter ($161.1M vs $11.3M). Over the past eight quarters, STRATTEC SECURITY CORP's revenue compounded faster (7.7% CAGR vs -11.5%).

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

STRATTEC Security Corp designs, manufactures and markets mechanical and electronic security access products, including automotive locks, keys, passive entry systems, and trunk release mechanisms. It primarily serves global automotive original equipment manufacturers, heavy-duty vehicle makers, and the automotive aftermarket across North America, Europe and Asia Pacific.

RBCAA vs STRT — Head-to-Head

Bigger by revenue
STRT
STRT
1.5× larger
STRT
$137.5M
$94.3M
RBCAA
Growing faster (revenue YoY)
STRT
STRT
+0.5% gap
STRT
5.9%
5.3%
RBCAA
Higher net margin
RBCAA
RBCAA
20.6% more per $
RBCAA
24.2%
3.6%
STRT
More free cash flow
RBCAA
RBCAA
$149.9M more FCF
RBCAA
$161.1M
$11.3M
STRT
Faster 2-yr revenue CAGR
STRT
STRT
Annualised
STRT
7.7%
-11.5%
RBCAA

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
RBCAA
RBCAA
STRT
STRT
Revenue
$94.3M
$137.5M
Net Profit
$22.8M
$4.9M
Gross Margin
16.5%
Operating Margin
29.3%
3.5%
Net Margin
24.2%
3.6%
Revenue YoY
5.3%
5.9%
Net Profit YoY
20.0%
275.1%
EPS (diluted)
$1.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBCAA
RBCAA
STRT
STRT
Q4 25
$94.3M
$137.5M
Q3 25
$93.5M
$152.4M
Q2 25
$93.8M
$152.0M
Q1 25
$135.8M
$144.1M
Q4 24
$89.5M
$129.9M
Q3 24
$88.1M
$139.1M
Q2 24
$86.9M
Q1 24
$120.3M
$140.8M
Net Profit
RBCAA
RBCAA
STRT
STRT
Q4 25
$22.8M
$4.9M
Q3 25
$29.7M
$8.5M
Q2 25
$31.5M
$8.3M
Q1 25
$47.3M
$5.4M
Q4 24
$19.0M
$1.3M
Q3 24
$26.5M
$3.7M
Q2 24
$25.2M
Q1 24
$30.6M
$1.5M
Gross Margin
RBCAA
RBCAA
STRT
STRT
Q4 25
16.5%
Q3 25
17.3%
Q2 25
16.7%
Q1 25
16.0%
Q4 24
13.2%
Q3 24
13.6%
Q2 24
Q1 24
10.4%
Operating Margin
RBCAA
RBCAA
STRT
STRT
Q4 25
29.3%
3.5%
Q3 25
40.4%
6.9%
Q2 25
43.0%
5.6%
Q1 25
44.1%
4.9%
Q4 24
25.8%
1.6%
Q3 24
38.4%
3.6%
Q2 24
37.0%
Q1 24
32.2%
1.4%
Net Margin
RBCAA
RBCAA
STRT
STRT
Q4 25
24.2%
3.6%
Q3 25
31.8%
5.6%
Q2 25
33.5%
5.4%
Q1 25
34.8%
3.7%
Q4 24
21.2%
1.0%
Q3 24
30.1%
2.7%
Q2 24
29.0%
Q1 24
25.4%
1.1%
EPS (diluted)
RBCAA
RBCAA
STRT
STRT
Q4 25
$1.20
Q3 25
$2.07
Q2 25
$2.02
Q1 25
$1.32
Q4 24
$0.32
Q3 24
$0.92
Q2 24
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBCAA
RBCAA
STRT
STRT
Cash + ST InvestmentsLiquidity on hand
$220.0M
$99.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.1B
$236.8M
Total Assets
$7.0B
$392.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBCAA
RBCAA
STRT
STRT
Q4 25
$220.0M
$99.0M
Q3 25
$484.2M
$90.5M
Q2 25
$484.8M
$84.6M
Q1 25
$793.0M
$62.1M
Q4 24
$432.2M
$42.6M
Q3 24
$530.9M
$34.4M
Q2 24
$400.1M
Q1 24
$546.4M
$9.6M
Stockholders' Equity
RBCAA
RBCAA
STRT
STRT
Q4 25
$1.1B
$236.8M
Q3 25
$1.1B
$230.5M
Q2 25
$1.1B
$221.6M
Q1 25
$1.0B
$210.7M
Q4 24
$992.0M
$204.5M
Q3 24
$979.7M
$203.0M
Q2 24
$955.4M
Q1 24
$935.6M
$193.8M
Total Assets
RBCAA
RBCAA
STRT
STRT
Q4 25
$7.0B
$392.2M
Q3 25
$7.0B
$390.1M
Q2 25
$7.0B
$391.5M
Q1 25
$7.1B
$387.4M
Q4 24
$6.8B
$355.9M
Q3 24
$6.7B
$366.9M
Q2 24
$6.6B
Q1 24
$6.9B
$348.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBCAA
RBCAA
STRT
STRT
Operating Cash FlowLast quarter
$168.2M
$13.9M
Free Cash FlowOCF − Capex
$161.1M
$11.3M
FCF MarginFCF / Revenue
170.9%
8.2%
Capex IntensityCapex / Revenue
7.5%
1.9%
Cash ConversionOCF / Net Profit
7.37×
2.81×
TTM Free Cash FlowTrailing 4 quarters
$288.6M
$67.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBCAA
RBCAA
STRT
STRT
Q4 25
$168.2M
$13.9M
Q3 25
$33.3M
$11.3M
Q2 25
$8.4M
$30.2M
Q1 25
$93.2M
$20.7M
Q4 24
$149.0M
$9.4M
Q3 24
$51.3M
$11.3M
Q2 24
$4.0M
Q1 24
$71.2M
$-309.0K
Free Cash Flow
RBCAA
RBCAA
STRT
STRT
Q4 25
$161.1M
$11.3M
Q3 25
$30.8M
$9.8M
Q2 25
$5.2M
$27.2M
Q1 25
$91.6M
$19.6M
Q4 24
$143.2M
$8.5M
Q3 24
$49.8M
$9.3M
Q2 24
$2.7M
Q1 24
$69.1M
$-2.0M
FCF Margin
RBCAA
RBCAA
STRT
STRT
Q4 25
170.9%
8.2%
Q3 25
32.9%
6.4%
Q2 25
5.5%
17.9%
Q1 25
67.4%
13.6%
Q4 24
160.0%
6.6%
Q3 24
56.5%
6.7%
Q2 24
3.1%
Q1 24
57.5%
-1.4%
Capex Intensity
RBCAA
RBCAA
STRT
STRT
Q4 25
7.5%
1.9%
Q3 25
2.6%
1.0%
Q2 25
3.5%
2.0%
Q1 25
1.2%
0.8%
Q4 24
6.5%
0.7%
Q3 24
1.7%
1.5%
Q2 24
1.5%
Q1 24
1.7%
1.2%
Cash Conversion
RBCAA
RBCAA
STRT
STRT
Q4 25
7.37×
2.81×
Q3 25
1.12×
1.33×
Q2 25
0.27×
3.65×
Q1 25
1.97×
3.84×
Q4 24
7.84×
7.16×
Q3 24
1.93×
3.06×
Q2 24
0.16×
Q1 24
2.33×
-0.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RBCAA
RBCAA

Segment breakdown not available.

STRT
STRT

Door Handles And Exterior Trim$35.0M25%
Power Access Solutions$34.5M25%
Keys And Locksets$26.8M19%
Latches$16.3M12%
User Interface Controls$12.5M9%
Aftermarket And Service$9.4M7%
Other Product$3.1M2%
Related Party$1.3M1%

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