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Side-by-side financial comparison of Rhinebeck Bancorp, Inc. (RBKB) and SuperCom Ltd (SPCB). Click either name above to swap in a different company.

SuperCom Ltd is the larger business by last-quarter revenue ($14.2M vs $13.5M, roughly 1.1× Rhinebeck Bancorp, Inc.). SuperCom Ltd runs the higher net margin — 37.5% vs 17.3%, a 20.2% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs -1.5%). Rhinebeck Bancorp, Inc. produced more free cash flow last quarter ($10.9M vs $-3.6M).

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

Super.com is a technology company headquartered in San Francisco and co-founded by Hussein Fazal and Henry Shi. The company provides financial services, including reward programs and travel bookings.

RBKB vs SPCB — Head-to-Head

Bigger by revenue
SPCB
SPCB
1.1× larger
SPCB
$14.2M
$13.5M
RBKB
Growing faster (revenue YoY)
RBKB
RBKB
+1702.5% gap
RBKB
1701.1%
-1.5%
SPCB
Higher net margin
SPCB
SPCB
20.2% more per $
SPCB
37.5%
17.3%
RBKB
More free cash flow
RBKB
RBKB
$14.5M more FCF
RBKB
$10.9M
$-3.6M
SPCB

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
RBKB
RBKB
SPCB
SPCB
Revenue
$13.5M
$14.2M
Net Profit
$2.3M
$5.3M
Gross Margin
61.2%
Operating Margin
21.7%
16.3%
Net Margin
17.3%
37.5%
Revenue YoY
1701.1%
-1.5%
Net Profit YoY
188.0%
79.5%
EPS (diluted)
$0.21
$1.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBKB
RBKB
SPCB
SPCB
Q4 25
$13.5M
Q3 25
$14.0M
Q2 25
$13.1M
$14.2M
Q1 25
$12.8M
Q4 24
$750.0K
Q3 24
$773.0K
Q2 24
$10.7M
$14.4M
Q1 24
$10.4M
Net Profit
RBKB
RBKB
SPCB
SPCB
Q4 25
$2.3M
Q3 25
$2.7M
Q2 25
$2.7M
$5.3M
Q1 25
$2.3M
Q4 24
$-2.7M
Q3 24
$-8.1M
Q2 24
$975.0K
$3.0M
Q1 24
$1.1M
Gross Margin
RBKB
RBKB
SPCB
SPCB
Q4 25
Q3 25
Q2 25
61.2%
Q1 25
Q4 24
Q3 24
Q2 24
52.3%
Q1 24
Operating Margin
RBKB
RBKB
SPCB
SPCB
Q4 25
21.7%
Q3 25
23.9%
Q2 25
26.6%
16.3%
Q1 25
22.9%
Q4 24
-444.9%
Q3 24
-1332.3%
Q2 24
11.8%
7.7%
Q1 24
13.9%
Net Margin
RBKB
RBKB
SPCB
SPCB
Q4 25
17.3%
Q3 25
19.3%
Q2 25
20.8%
37.5%
Q1 25
17.9%
Q4 24
-353.9%
Q3 24
-1042.9%
Q2 24
9.2%
20.6%
Q1 24
10.8%
EPS (diluted)
RBKB
RBKB
SPCB
SPCB
Q4 25
$0.21
Q3 25
$0.25
Q2 25
$0.25
$1.32
Q1 25
$0.21
Q4 24
$-0.24
Q3 24
$-0.75
Q2 24
$0.09
$1.19
Q1 24
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBKB
RBKB
SPCB
SPCB
Cash + ST InvestmentsLiquidity on hand
$15.0M
Total DebtLower is stronger
$23.6M
Stockholders' EquityBook value
$136.9M
$37.3M
Total Assets
$1.3B
$65.5M
Debt / EquityLower = less leverage
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBKB
RBKB
SPCB
SPCB
Q4 25
Q3 25
Q2 25
$15.0M
Q1 25
Q4 24
Q3 24
Q2 24
$5.7M
Q1 24
Total Debt
RBKB
RBKB
SPCB
SPCB
Q4 25
Q3 25
Q2 25
$23.6M
Q1 25
Q4 24
Q3 24
Q2 24
$29.2M
Q1 24
Stockholders' Equity
RBKB
RBKB
SPCB
SPCB
Q4 25
$136.9M
Q3 25
$133.0M
Q2 25
$129.0M
$37.3M
Q1 25
$126.0M
Q4 24
$121.8M
Q3 24
$122.7M
Q2 24
$116.2M
$13.8M
Q1 24
$114.3M
Total Assets
RBKB
RBKB
SPCB
SPCB
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
$65.5M
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.3B
$49.6M
Q1 24
$1.3B
Debt / Equity
RBKB
RBKB
SPCB
SPCB
Q4 25
Q3 25
Q2 25
0.63×
Q1 25
Q4 24
Q3 24
Q2 24
2.11×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBKB
RBKB
SPCB
SPCB
Operating Cash FlowLast quarter
$11.7M
$-2.2M
Free Cash FlowOCF − Capex
$10.9M
$-3.6M
FCF MarginFCF / Revenue
80.6%
-25.3%
Capex IntensityCapex / Revenue
6.3%
10.0%
Cash ConversionOCF / Net Profit
5.03×
-0.41×
TTM Free Cash FlowTrailing 4 quarters
$19.4M
$-14.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBKB
RBKB
SPCB
SPCB
Q4 25
$11.7M
Q3 25
$2.2M
Q2 25
$2.4M
$-2.2M
Q1 25
$4.3M
Q4 24
$8.5M
Q3 24
$-3.6M
Q2 24
$12.0M
$-950.0K
Q1 24
$-3.5M
Free Cash Flow
RBKB
RBKB
SPCB
SPCB
Q4 25
$10.9M
Q3 25
$2.0M
Q2 25
$2.2M
$-3.6M
Q1 25
$4.2M
Q4 24
$7.7M
Q3 24
$-3.6M
Q2 24
$11.8M
$-1.6M
Q1 24
$-3.7M
FCF Margin
RBKB
RBKB
SPCB
SPCB
Q4 25
80.6%
Q3 25
14.5%
Q2 25
17.2%
-25.3%
Q1 25
32.8%
Q4 24
1023.9%
Q3 24
-469.0%
Q2 24
111.1%
-10.8%
Q1 24
-36.0%
Capex Intensity
RBKB
RBKB
SPCB
SPCB
Q4 25
6.3%
Q3 25
1.4%
Q2 25
1.4%
10.0%
Q1 25
0.9%
Q4 24
105.5%
Q3 24
6.3%
Q2 24
1.2%
4.2%
Q1 24
2.3%
Cash Conversion
RBKB
RBKB
SPCB
SPCB
Q4 25
5.03×
Q3 25
0.83×
Q2 25
0.89×
-0.41×
Q1 25
1.89×
Q4 24
Q3 24
Q2 24
12.27×
-0.32×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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