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Side-by-side financial comparison of Rhinebeck Bancorp, Inc. (RBKB) and STRATA Skin Sciences, Inc. (SSKN). Click either name above to swap in a different company.

Rhinebeck Bancorp, Inc. is the larger business by last-quarter revenue ($13.5M vs $9.3M, roughly 1.5× STRATA Skin Sciences, Inc.). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs 0.6%, a 16.7% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs -3.0%). Rhinebeck Bancorp, Inc. produced more free cash flow last quarter ($10.9M vs $-551.0K). Over the past eight quarters, STRATA Skin Sciences, Inc.'s revenue compounded faster (17.3% CAGR vs 14.0%).

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

Strata Skin Sciences is an American medical device company focused on the design, development and commercialization of non-invasive tools to provide additional information to dermatologists during melanoma skin examinations.

RBKB vs SSKN — Head-to-Head

Bigger by revenue
RBKB
RBKB
1.5× larger
RBKB
$13.5M
$9.3M
SSKN
Growing faster (revenue YoY)
RBKB
RBKB
+1704.0% gap
RBKB
1701.1%
-3.0%
SSKN
Higher net margin
RBKB
RBKB
16.7% more per $
RBKB
17.3%
0.6%
SSKN
More free cash flow
RBKB
RBKB
$11.4M more FCF
RBKB
$10.9M
$-551.0K
SSKN
Faster 2-yr revenue CAGR
SSKN
SSKN
Annualised
SSKN
17.3%
14.0%
RBKB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RBKB
RBKB
SSKN
SSKN
Revenue
$13.5M
$9.3M
Net Profit
$2.3M
$58.0K
Gross Margin
61.8%
Operating Margin
21.7%
5.3%
Net Margin
17.3%
0.6%
Revenue YoY
1701.1%
-3.0%
Net Profit YoY
188.0%
101.3%
EPS (diluted)
$0.21
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBKB
RBKB
SSKN
SSKN
Q4 25
$13.5M
$9.3M
Q3 25
$14.0M
$6.9M
Q2 25
$13.1M
$7.7M
Q1 25
$12.8M
$6.8M
Q4 24
$750.0K
$9.6M
Q3 24
$773.0K
$8.8M
Q2 24
$10.7M
$8.4M
Q1 24
$10.4M
$6.8M
Net Profit
RBKB
RBKB
SSKN
SSKN
Q4 25
$2.3M
$58.0K
Q3 25
$2.7M
$-1.6M
Q2 25
$2.7M
$-2.6M
Q1 25
$2.3M
$-2.1M
Q4 24
$-2.7M
$-4.6M
Q3 24
$-8.1M
$-2.1M
Q2 24
$975.0K
$-91.0K
Q1 24
$1.1M
$-3.4M
Gross Margin
RBKB
RBKB
SSKN
SSKN
Q4 25
61.8%
Q3 25
60.4%
Q2 25
56.2%
Q1 25
53.5%
Q4 24
61.4%
Q3 24
60.1%
Q2 24
59.0%
Q1 24
45.6%
Operating Margin
RBKB
RBKB
SSKN
SSKN
Q4 25
21.7%
5.3%
Q3 25
23.9%
-16.9%
Q2 25
26.6%
-30.1%
Q1 25
22.9%
-25.0%
Q4 24
-444.9%
-44.7%
Q3 24
-1332.3%
-18.2%
Q2 24
11.8%
-5.7%
Q1 24
13.9%
-42.7%
Net Margin
RBKB
RBKB
SSKN
SSKN
Q4 25
17.3%
0.6%
Q3 25
19.3%
-23.4%
Q2 25
20.8%
-33.6%
Q1 25
17.9%
-31.2%
Q4 24
-353.9%
-47.6%
Q3 24
-1042.9%
-23.6%
Q2 24
9.2%
-1.1%
Q1 24
10.8%
-49.8%
EPS (diluted)
RBKB
RBKB
SSKN
SSKN
Q4 25
$0.21
$0.14
Q3 25
$0.25
$-0.36
Q2 25
$0.25
$-0.62
Q1 25
$0.21
$-0.51
Q4 24
$-0.24
$-2.01
Q3 24
$-0.75
$-0.51
Q2 24
$0.09
$-0.03
Q1 24
$0.10
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBKB
RBKB
SSKN
SSKN
Cash + ST InvestmentsLiquidity on hand
$7.9M
Total DebtLower is stronger
$15.3M
Stockholders' EquityBook value
$136.9M
$2.9M
Total Assets
$1.3B
$30.5M
Debt / EquityLower = less leverage
5.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBKB
RBKB
SSKN
SSKN
Q4 25
$7.9M
Q3 25
$7.1M
Q2 25
$6.0M
Q1 25
$6.5M
Q4 24
$7.3M
Q3 24
$7.1M
Q2 24
$5.5M
Q1 24
$5.2M
Total Debt
RBKB
RBKB
SSKN
SSKN
Q4 25
$15.3M
Q3 25
$15.3M
Q2 25
$15.0M
Q1 25
$15.0M
Q4 24
$15.0M
Q3 24
$15.0M
Q2 24
$15.0M
Q1 24
$15.0M
Stockholders' Equity
RBKB
RBKB
SSKN
SSKN
Q4 25
$136.9M
$2.9M
Q3 25
$133.0M
$1.3M
Q2 25
$129.0M
$532.0K
Q1 25
$126.0M
$3.0M
Q4 24
$121.8M
$5.0M
Q3 24
$122.7M
$9.4M
Q2 24
$116.2M
$9.5M
Q1 24
$114.3M
$9.4M
Total Assets
RBKB
RBKB
SSKN
SSKN
Q4 25
$1.3B
$30.5M
Q3 25
$1.3B
$30.7M
Q2 25
$1.3B
$29.5M
Q1 25
$1.3B
$33.0M
Q4 24
$1.3B
$34.9M
Q3 24
$1.3B
$39.4M
Q2 24
$1.3B
$38.8M
Q1 24
$1.3B
$39.2M
Debt / Equity
RBKB
RBKB
SSKN
SSKN
Q4 25
5.28×
Q3 25
11.65×
Q2 25
28.20×
Q1 25
5.04×
Q4 24
3.02×
Q3 24
1.60×
Q2 24
1.58×
Q1 24
1.59×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBKB
RBKB
SSKN
SSKN
Operating Cash FlowLast quarter
$11.7M
$-239.0K
Free Cash FlowOCF − Capex
$10.9M
$-551.0K
FCF MarginFCF / Revenue
80.6%
-5.9%
Capex IntensityCapex / Revenue
6.3%
3.4%
Cash ConversionOCF / Net Profit
5.03×
-4.12×
TTM Free Cash FlowTrailing 4 quarters
$19.4M
$-4.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBKB
RBKB
SSKN
SSKN
Q4 25
$11.7M
$-239.0K
Q3 25
$2.2M
$-64.0K
Q2 25
$2.4M
$-1.9M
Q1 25
$4.3M
$-550.0K
Q4 24
$8.5M
$703.0K
Q3 24
$-3.6M
$-302.0K
Q2 24
$12.0M
$591.0K
Q1 24
$-3.5M
$-804.0K
Free Cash Flow
RBKB
RBKB
SSKN
SSKN
Q4 25
$10.9M
$-551.0K
Q3 25
$2.0M
$-1.1M
Q2 25
$2.2M
$-2.0M
Q1 25
$4.2M
$-749.0K
Q4 24
$7.7M
$199.0K
Q3 24
$-3.6M
$-364.0K
Q2 24
$11.8M
$246.0K
Q1 24
$-3.7M
$-1.5M
FCF Margin
RBKB
RBKB
SSKN
SSKN
Q4 25
80.6%
-5.9%
Q3 25
14.5%
-15.6%
Q2 25
17.2%
-26.1%
Q1 25
32.8%
-11.0%
Q4 24
1023.9%
2.1%
Q3 24
-469.0%
-4.1%
Q2 24
111.1%
2.9%
Q1 24
-36.0%
-22.6%
Capex Intensity
RBKB
RBKB
SSKN
SSKN
Q4 25
6.3%
3.4%
Q3 25
1.4%
14.7%
Q2 25
1.4%
0.8%
Q1 25
0.9%
2.9%
Q4 24
105.5%
5.3%
Q3 24
6.3%
0.7%
Q2 24
1.2%
4.1%
Q1 24
2.3%
10.7%
Cash Conversion
RBKB
RBKB
SSKN
SSKN
Q4 25
5.03×
-4.12×
Q3 25
0.83×
Q2 25
0.89×
Q1 25
1.89×
Q4 24
Q3 24
Q2 24
12.27×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RBKB
RBKB

Segment breakdown not available.

SSKN
SSKN

Dermatology Recurring Procedures$6.1M65%
Dermatology Procedures Equipment$3.2M35%

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