vs

Side-by-side financial comparison of Rhinebeck Bancorp, Inc. (RBKB) and Valens Semiconductor Ltd. (VLN). Click either name above to swap in a different company.

Valens Semiconductor Ltd. is the larger business by last-quarter revenue ($17.3M vs $13.5M, roughly 1.3× Rhinebeck Bancorp, Inc.). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs -42.2%, a 59.5% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs 8.1%). Rhinebeck Bancorp, Inc. produced more free cash flow last quarter ($10.9M vs $-4.9M).

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

Valens Semiconductor (Valens) is an Israeli fabless manufacturing company providing semiconductors for the automotive and audio-video industries. Valens provides semiconductor products for the distribution of uncompressed ultra-high-definition (UHD) multimedia content and in-vehicle connectivity applications. The company is a member of the MIPI Alliance and developed the first-to-market chipset that is compliant with the MIPI A-PHY standard. Valens invented the technology behind the HDBaseT s...

RBKB vs VLN — Head-to-Head

Bigger by revenue
VLN
VLN
1.3× larger
VLN
$17.3M
$13.5M
RBKB
Growing faster (revenue YoY)
RBKB
RBKB
+1693.0% gap
RBKB
1701.1%
8.1%
VLN
Higher net margin
RBKB
RBKB
59.5% more per $
RBKB
17.3%
-42.2%
VLN
More free cash flow
RBKB
RBKB
$15.8M more FCF
RBKB
$10.9M
$-4.9M
VLN

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
RBKB
RBKB
VLN
VLN
Revenue
$13.5M
$17.3M
Net Profit
$2.3M
$-7.3M
Gross Margin
63.0%
Operating Margin
21.7%
-46.4%
Net Margin
17.3%
-42.2%
Revenue YoY
1701.1%
8.1%
Net Profit YoY
188.0%
29.3%
EPS (diluted)
$0.21
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBKB
RBKB
VLN
VLN
Q4 25
$13.5M
Q3 25
$14.0M
$17.3M
Q2 25
$13.1M
$17.1M
Q1 25
$12.8M
$16.8M
Q4 24
$750.0K
Q3 24
$773.0K
$16.0M
Q2 24
$10.7M
$13.6M
Q1 24
$10.4M
Net Profit
RBKB
RBKB
VLN
VLN
Q4 25
$2.3M
Q3 25
$2.7M
$-7.3M
Q2 25
$2.7M
$-7.2M
Q1 25
$2.3M
$-8.3M
Q4 24
$-2.7M
Q3 24
$-8.1M
$-10.4M
Q2 24
$975.0K
$-8.9M
Q1 24
$1.1M
Gross Margin
RBKB
RBKB
VLN
VLN
Q4 25
Q3 25
63.0%
Q2 25
63.5%
Q1 25
62.9%
Q4 24
Q3 24
56.4%
Q2 24
61.4%
Q1 24
Operating Margin
RBKB
RBKB
VLN
VLN
Q4 25
21.7%
Q3 25
23.9%
-46.4%
Q2 25
26.6%
-43.3%
Q1 25
22.9%
-56.2%
Q4 24
-444.9%
Q3 24
-1332.3%
-76.3%
Q2 24
11.8%
-69.2%
Q1 24
13.9%
Net Margin
RBKB
RBKB
VLN
VLN
Q4 25
17.3%
Q3 25
19.3%
-42.2%
Q2 25
20.8%
-42.1%
Q1 25
17.9%
-49.4%
Q4 24
-353.9%
Q3 24
-1042.9%
-64.6%
Q2 24
9.2%
-65.2%
Q1 24
10.8%
EPS (diluted)
RBKB
RBKB
VLN
VLN
Q4 25
$0.21
Q3 25
$0.25
$-0.07
Q2 25
$0.25
$-0.07
Q1 25
$0.21
$-0.08
Q4 24
$-0.24
Q3 24
$-0.75
$-0.10
Q2 24
$0.09
$-0.08
Q1 24
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBKB
RBKB
VLN
VLN
Cash + ST InvestmentsLiquidity on hand
$93.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$136.9M
$108.8M
Total Assets
$1.3B
$136.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBKB
RBKB
VLN
VLN
Q4 25
Q3 25
$93.5M
Q2 25
$102.7M
Q1 25
$112.5M
Q4 24
Q3 24
$133.1M
Q2 24
$105.9M
Q1 24
Stockholders' Equity
RBKB
RBKB
VLN
VLN
Q4 25
$136.9M
Q3 25
$133.0M
$108.8M
Q2 25
$129.0M
$116.5M
Q1 25
$126.0M
$128.6M
Q4 24
$121.8M
Q3 24
$122.7M
$147.0M
Q2 24
$116.2M
$153.5M
Q1 24
$114.3M
Total Assets
RBKB
RBKB
VLN
VLN
Q4 25
$1.3B
Q3 25
$1.3B
$136.7M
Q2 25
$1.3B
$144.8M
Q1 25
$1.3B
$154.6M
Q4 24
$1.3B
Q3 24
$1.3B
$171.9M
Q2 24
$1.3B
$175.8M
Q1 24
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBKB
RBKB
VLN
VLN
Operating Cash FlowLast quarter
$11.7M
$-4.7M
Free Cash FlowOCF − Capex
$10.9M
$-4.9M
FCF MarginFCF / Revenue
80.6%
-28.5%
Capex IntensityCapex / Revenue
6.3%
1.6%
Cash ConversionOCF / Net Profit
5.03×
TTM Free Cash FlowTrailing 4 quarters
$19.4M
$-11.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBKB
RBKB
VLN
VLN
Q4 25
$11.7M
Q3 25
$2.2M
$-4.7M
Q2 25
$2.4M
$-211.0K
Q1 25
$4.3M
$-7.6M
Q4 24
$8.5M
Q3 24
$-3.6M
$3.0M
Q2 24
$12.0M
$-225.0K
Q1 24
$-3.5M
Free Cash Flow
RBKB
RBKB
VLN
VLN
Q4 25
$10.9M
Q3 25
$2.0M
$-4.9M
Q2 25
$2.2M
$-330.0K
Q1 25
$4.2M
$-8.0M
Q4 24
$7.7M
Q3 24
$-3.6M
$2.2M
Q2 24
$11.8M
$-460.0K
Q1 24
$-3.7M
FCF Margin
RBKB
RBKB
VLN
VLN
Q4 25
80.6%
Q3 25
14.5%
-28.5%
Q2 25
17.2%
-1.9%
Q1 25
32.8%
-47.3%
Q4 24
1023.9%
Q3 24
-469.0%
14.0%
Q2 24
111.1%
-3.4%
Q1 24
-36.0%
Capex Intensity
RBKB
RBKB
VLN
VLN
Q4 25
6.3%
Q3 25
1.4%
1.6%
Q2 25
1.4%
0.7%
Q1 25
0.9%
2.1%
Q4 24
105.5%
Q3 24
6.3%
4.5%
Q2 24
1.2%
1.7%
Q1 24
2.3%
Cash Conversion
RBKB
RBKB
VLN
VLN
Q4 25
5.03×
Q3 25
0.83×
Q2 25
0.89×
Q1 25
1.89×
Q4 24
Q3 24
Q2 24
12.27×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons