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Side-by-side financial comparison of RCM TECHNOLOGIES, INC. (RCMT) and Stellar Bancorp, Inc. (STEL). Click either name above to swap in a different company.

Stellar Bancorp, Inc. is the larger business by last-quarter revenue ($108.9M vs $86.5M, roughly 1.3× RCM TECHNOLOGIES, INC.). Stellar Bancorp, Inc. runs the higher net margin — 24.0% vs 7.1%, a 17.0% gap on every dollar of revenue. On growth, RCM TECHNOLOGIES, INC. posted the faster year-over-year revenue change (12.4% vs 0.8%). Over the past eight quarters, RCM TECHNOLOGIES, INC.'s revenue compounded faster (9.6% CAGR vs 0.2%).

Exela Technologies, Inc. is an American business process automation ("BPA") company. It was created with the merger of SourceHOV LCC, Novitex Holdings, Inc. and Quinpario Acquisition Corp. 2.

Stellar Bancorp, Inc. is a United States-based financial holding company that operates via its wholly-owned banking subsidiary. It provides a full suite of retail and commercial banking services, including deposit products, personal and commercial loans, mortgage services, and wealth management solutions, serving individual consumers, small businesses, and regional corporate clients.

RCMT vs STEL — Head-to-Head

Bigger by revenue
STEL
STEL
1.3× larger
STEL
$108.9M
$86.5M
RCMT
Growing faster (revenue YoY)
RCMT
RCMT
+11.6% gap
RCMT
12.4%
0.8%
STEL
Higher net margin
STEL
STEL
17.0% more per $
STEL
24.0%
7.1%
RCMT
Faster 2-yr revenue CAGR
RCMT
RCMT
Annualised
RCMT
9.6%
0.2%
STEL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
RCMT
RCMT
STEL
STEL
Revenue
$86.5M
$108.9M
Net Profit
$6.1M
$26.1M
Gross Margin
28.1%
Operating Margin
9.2%
29.0%
Net Margin
7.1%
24.0%
Revenue YoY
12.4%
0.8%
Net Profit YoY
112.9%
3.7%
EPS (diluted)
$0.80
$0.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RCMT
RCMT
STEL
STEL
Q1 26
$86.5M
Q4 25
$108.9M
Q3 25
$70.3M
$105.6M
Q2 25
$78.2M
$104.1M
Q1 25
$84.5M
$104.8M
Q4 24
$76.9M
$108.0M
Q3 24
$60.4M
$107.8M
Q2 24
$69.2M
$106.8M
Net Profit
RCMT
RCMT
STEL
STEL
Q1 26
$6.1M
Q4 25
$26.1M
Q3 25
$2.3M
$25.7M
Q2 25
$3.8M
$26.4M
Q1 25
$4.2M
$24.7M
Q4 24
$2.9M
$25.2M
Q3 24
$2.7M
$33.9M
Q2 24
$3.8M
$29.8M
Gross Margin
RCMT
RCMT
STEL
STEL
Q1 26
28.1%
Q4 25
Q3 25
27.6%
Q2 25
28.5%
Q1 25
26.0%
Q4 24
28.0%
Q3 24
29.6%
Q2 24
28.9%
Operating Margin
RCMT
RCMT
STEL
STEL
Q1 26
9.2%
Q4 25
29.0%
Q3 25
5.6%
30.5%
Q2 25
8.4%
31.7%
Q1 25
7.8%
29.6%
Q4 24
8.2%
29.4%
Q3 24
7.3%
39.6%
Q2 24
8.4%
35.1%
Net Margin
RCMT
RCMT
STEL
STEL
Q1 26
7.1%
Q4 25
24.0%
Q3 25
3.2%
24.3%
Q2 25
4.8%
25.3%
Q1 25
5.0%
23.6%
Q4 24
3.7%
23.3%
Q3 24
4.5%
31.4%
Q2 24
5.4%
27.9%
EPS (diluted)
RCMT
RCMT
STEL
STEL
Q1 26
$0.80
Q4 25
$0.52
Q3 25
$0.30
$0.50
Q2 25
$0.50
$0.51
Q1 25
$0.54
$0.46
Q4 24
$0.38
$0.47
Q3 24
$0.35
$0.63
Q2 24
$0.47
$0.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RCMT
RCMT
STEL
STEL
Cash + ST InvestmentsLiquidity on hand
$2.9M
$419.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$46.0M
$1.7B
Total Assets
$134.4M
$10.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RCMT
RCMT
STEL
STEL
Q1 26
$2.9M
Q4 25
$419.5M
Q3 25
$1.3M
$728.4M
Q2 25
$5.5M
$578.1M
Q1 25
$5.2M
$560.6M
Q4 24
$4.7M
$911.2M
Q3 24
$3.2M
$516.2M
Q2 24
$3.5M
$490.3M
Stockholders' Equity
RCMT
RCMT
STEL
STEL
Q1 26
$46.0M
Q4 25
$1.7B
Q3 25
$41.4M
$1.7B
Q2 25
$37.8M
$1.6B
Q1 25
$34.6M
$1.6B
Q4 24
$33.5M
$1.6B
Q3 24
$30.0M
$1.6B
Q2 24
$28.5M
$1.6B
Total Assets
RCMT
RCMT
STEL
STEL
Q1 26
$134.4M
Q4 25
$10.8B
Q3 25
$129.8M
$10.6B
Q2 25
$135.6M
$10.5B
Q1 25
$121.0M
$10.4B
Q4 24
$132.1M
$10.9B
Q3 24
$125.5M
$10.6B
Q2 24
$118.3M
$10.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RCMT
RCMT
STEL
STEL
Operating Cash FlowLast quarter
$19.0M
$97.0M
Free Cash FlowOCF − Capex
$92.6M
FCF MarginFCF / Revenue
85.0%
Capex IntensityCapex / Revenue
4.0%
Cash ConversionOCF / Net Profit
3.11×
3.71×
TTM Free Cash FlowTrailing 4 quarters
$173.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RCMT
RCMT
STEL
STEL
Q1 26
$19.0M
Q4 25
$97.0M
Q3 25
$-1.3M
$63.6M
Q2 25
$-7.9M
$25.8M
Q1 25
$16.7M
$-5.7M
Q4 24
$-1.6M
$132.6M
Q3 24
$-4.3M
$59.5M
Q2 24
$5.7M
$38.1M
Free Cash Flow
RCMT
RCMT
STEL
STEL
Q1 26
Q4 25
$92.6M
Q3 25
$-1.8M
$62.5M
Q2 25
$-8.4M
$24.5M
Q1 25
$16.2M
$-6.4M
Q4 24
$-2.6M
$128.0M
Q3 24
$-4.9M
$57.7M
Q2 24
$5.3M
$37.1M
FCF Margin
RCMT
RCMT
STEL
STEL
Q1 26
Q4 25
85.0%
Q3 25
-2.5%
59.2%
Q2 25
-10.7%
23.6%
Q1 25
19.2%
-6.2%
Q4 24
-3.4%
118.5%
Q3 24
-8.1%
53.5%
Q2 24
7.7%
34.8%
Capex Intensity
RCMT
RCMT
STEL
STEL
Q1 26
Q4 25
4.0%
Q3 25
0.7%
1.1%
Q2 25
0.6%
1.2%
Q1 25
0.5%
0.7%
Q4 24
1.3%
4.3%
Q3 24
0.9%
1.7%
Q2 24
0.6%
0.9%
Cash Conversion
RCMT
RCMT
STEL
STEL
Q1 26
3.11×
Q4 25
3.71×
Q3 25
-0.56×
2.48×
Q2 25
-2.08×
0.98×
Q1 25
3.98×
-0.23×
Q4 24
-0.57×
5.26×
Q3 24
-1.58×
1.76×
Q2 24
1.52×
1.28×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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