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Side-by-side financial comparison of READING INTERNATIONAL INC (RDI) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.
Third Coast Bancshares, Inc. is the larger business by last-quarter revenue ($57.7M vs $50.3M, roughly 1.1× READING INTERNATIONAL INC). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs -5.1%, a 33.5% gap on every dollar of revenue. Over the past eight quarters, Third Coast Bancshares, Inc.'s revenue compounded faster (17.5% CAGR vs 5.6%).
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
RDI vs TCBX — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $50.3M | $57.7M |
| Net Profit | $-2.6M | $16.4M |
| Gross Margin | — | — |
| Operating Margin | -1.9% | — |
| Net Margin | -5.1% | 28.4% |
| Revenue YoY | -14.2% | — |
| Net Profit YoY | -14.5% | 20.5% |
| EPS (diluted) | $-0.11 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $57.7M | ||
| Q4 25 | $50.3M | $56.5M | ||
| Q3 25 | $52.2M | $54.5M | ||
| Q2 25 | $60.4M | $52.0M | ||
| Q1 25 | $40.2M | $45.9M | ||
| Q4 24 | $58.6M | $46.3M | ||
| Q3 24 | $60.1M | $42.9M | ||
| Q2 24 | $46.8M | $41.7M |
| Q1 26 | — | $16.4M | ||
| Q4 25 | $-2.6M | $17.9M | ||
| Q3 25 | $-4.2M | $18.1M | ||
| Q2 25 | $-2.7M | $16.7M | ||
| Q1 25 | $-4.8M | $13.6M | ||
| Q4 24 | $-2.2M | $13.7M | ||
| Q3 24 | $-7.0M | $12.8M | ||
| Q2 24 | $-12.8M | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | -1.9% | 38.1% | ||
| Q3 25 | -0.6% | 41.9% | ||
| Q2 25 | 4.8% | 40.5% | ||
| Q1 25 | -17.2% | 37.8% | ||
| Q4 24 | 2.6% | 38.7% | ||
| Q3 24 | -0.6% | 37.9% | ||
| Q2 24 | -16.4% | 34.1% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | -5.1% | 31.7% | ||
| Q3 25 | -8.0% | 33.1% | ||
| Q2 25 | -4.4% | 32.2% | ||
| Q1 25 | -11.8% | 29.6% | ||
| Q4 24 | -3.8% | 29.7% | ||
| Q3 24 | -11.7% | 29.8% | ||
| Q2 24 | -27.4% | 25.9% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $-0.11 | $1.02 | ||
| Q3 25 | $-0.18 | $1.03 | ||
| Q2 25 | $-0.12 | $0.96 | ||
| Q1 25 | $-0.21 | $0.78 | ||
| Q4 24 | $-0.11 | $0.80 | ||
| Q3 24 | $-0.31 | $0.74 | ||
| Q2 24 | $-0.57 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $10.5M | — |
| Total DebtLower is stronger | $185.1M | — |
| Stockholders' EquityBook value | $-18.2M | $650.5M |
| Total Assets | $434.9M | $6.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $10.5M | $175.2M | ||
| Q3 25 | $8.1M | $116.4M | ||
| Q2 25 | $9.1M | $113.1M | ||
| Q1 25 | $5.9M | $219.0M | ||
| Q4 24 | $12.4M | $371.2M | ||
| Q3 24 | $10.1M | $258.2M | ||
| Q2 24 | $9.3M | $241.8M |
| Q1 26 | — | — | ||
| Q4 25 | $185.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $202.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $650.5M | ||
| Q4 25 | $-18.2M | $531.0M | ||
| Q3 25 | $-12.1M | $513.8M | ||
| Q2 25 | $-7.7M | $496.1M | ||
| Q1 25 | $-8.1M | $479.8M | ||
| Q4 24 | $-4.4M | $460.7M | ||
| Q3 24 | $1.6M | $450.5M | ||
| Q2 24 | $6.5M | $435.0M |
| Q1 26 | — | $6.6B | ||
| Q4 25 | $434.9M | $5.3B | ||
| Q3 25 | $435.2M | $5.1B | ||
| Q2 25 | $438.1M | $4.9B | ||
| Q1 25 | $441.0M | $4.9B | ||
| Q4 24 | $471.0M | $4.9B | ||
| Q3 24 | $495.7M | $4.6B | ||
| Q2 24 | $494.9M | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.3M | — |
| Free Cash FlowOCF − Capex | $4.1M | — |
| FCF MarginFCF / Revenue | 8.2% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-2.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $4.3M | $50.8M | ||
| Q3 25 | $295.0K | $20.7M | ||
| Q2 25 | $1.6M | $13.9M | ||
| Q1 25 | $-7.7M | $10.5M | ||
| Q4 24 | $8.0M | $35.1M | ||
| Q3 24 | $1.3M | $22.0M | ||
| Q2 24 | $-10.4M | $7.3M |
| Q1 26 | — | — | ||
| Q4 25 | $4.1M | — | ||
| Q3 25 | $-246.0K | — | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $-8.0M | — | ||
| Q4 24 | $7.0M | $33.4M | ||
| Q3 24 | $-1.1M | — | ||
| Q2 24 | $-10.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | 8.2% | — | ||
| Q3 25 | -0.5% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | -19.8% | — | ||
| Q4 24 | 12.0% | 72.1% | ||
| Q3 24 | -1.8% | — | ||
| Q2 24 | -22.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 1.0% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 1.7% | 3.8% | ||
| Q3 24 | 4.0% | — | ||
| Q2 24 | 0.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.84× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 0.83× | ||
| Q1 25 | — | 0.77× | ||
| Q4 24 | — | 2.56× | ||
| Q3 24 | — | 1.72× | ||
| Q2 24 | — | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
