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Side-by-side financial comparison of READING INTERNATIONAL INC (RDI) and UNIVEST FINANCIAL Corp (UVSP). Click either name above to swap in a different company.
UNIVEST FINANCIAL Corp is the larger business by last-quarter revenue ($87.5M vs $50.3M, roughly 1.7× READING INTERNATIONAL INC). UNIVEST FINANCIAL Corp runs the higher net margin — 31.0% vs -5.1%, a 36.1% gap on every dollar of revenue. Over the past eight quarters, UNIVEST FINANCIAL Corp's revenue compounded faster (10.2% CAGR vs 5.6%).
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
Univest Financial Corp is a U.S. regional financial services holding company based in Pennsylvania. It offers banking, wealth management, insurance, and lending solutions for individual consumers, SMEs, and institutional clients across its Mid-Atlantic operating regions.
RDI vs UVSP — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $50.3M | $87.5M |
| Net Profit | $-2.6M | $27.1M |
| Gross Margin | — | — |
| Operating Margin | -1.9% | — |
| Net Margin | -5.1% | 31.0% |
| Revenue YoY | -14.2% | — |
| Net Profit YoY | -14.5% | — |
| EPS (diluted) | $-0.11 | $0.96 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $87.5M | ||
| Q4 25 | $50.3M | $84.6M | ||
| Q3 25 | $52.2M | $83.2M | ||
| Q2 25 | $60.4M | $81.0M | ||
| Q1 25 | $40.2M | $79.2M | ||
| Q4 24 | $58.6M | $76.8M | ||
| Q3 24 | $60.1M | $73.4M | ||
| Q2 24 | $46.8M | $72.0M |
| Q1 26 | — | $27.1M | ||
| Q4 25 | $-2.6M | $22.7M | ||
| Q3 25 | $-4.2M | $25.6M | ||
| Q2 25 | $-2.7M | $20.0M | ||
| Q1 25 | $-4.8M | $22.4M | ||
| Q4 24 | $-2.2M | $18.9M | ||
| Q3 24 | $-7.0M | $18.6M | ||
| Q2 24 | $-12.8M | $18.1M |
| Q1 26 | — | — | ||
| Q4 25 | -1.9% | 34.0% | ||
| Q3 25 | -0.6% | 38.5% | ||
| Q2 25 | 4.8% | 30.9% | ||
| Q1 25 | -17.2% | 34.8% | ||
| Q4 24 | 2.6% | 30.9% | ||
| Q3 24 | -0.6% | 31.9% | ||
| Q2 24 | -16.4% | 31.4% |
| Q1 26 | — | 31.0% | ||
| Q4 25 | -5.1% | 26.9% | ||
| Q3 25 | -8.0% | 30.8% | ||
| Q2 25 | -4.4% | 24.7% | ||
| Q1 25 | -11.8% | 28.3% | ||
| Q4 24 | -3.8% | 24.7% | ||
| Q3 24 | -11.7% | 25.3% | ||
| Q2 24 | -27.4% | 25.1% |
| Q1 26 | — | $0.96 | ||
| Q4 25 | $-0.11 | $0.78 | ||
| Q3 25 | $-0.18 | $0.89 | ||
| Q2 25 | $-0.12 | $0.69 | ||
| Q1 25 | $-0.21 | $0.77 | ||
| Q4 24 | $-0.11 | $0.64 | ||
| Q3 24 | $-0.31 | $0.63 | ||
| Q2 24 | $-0.57 | $0.62 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $10.5M | $222.4M |
| Total DebtLower is stronger | $185.1M | $201.2M |
| Stockholders' EquityBook value | $-18.2M | $952.0M |
| Total Assets | $434.9M | $8.1B |
| Debt / EquityLower = less leverage | — | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $222.4M | ||
| Q4 25 | $10.5M | — | ||
| Q3 25 | $8.1M | — | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $5.9M | — | ||
| Q4 24 | $12.4M | — | ||
| Q3 24 | $10.1M | — | ||
| Q2 24 | $9.3M | — |
| Q1 26 | — | $201.2M | ||
| Q4 25 | $185.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $202.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $952.0M | ||
| Q4 25 | $-18.2M | $943.3M | ||
| Q3 25 | $-12.1M | $933.2M | ||
| Q2 25 | $-7.7M | $916.7M | ||
| Q1 25 | $-8.1M | $903.5M | ||
| Q4 24 | $-4.4M | $887.3M | ||
| Q3 24 | $1.6M | $877.1M | ||
| Q2 24 | $6.5M | $854.1M |
| Q1 26 | — | $8.1B | ||
| Q4 25 | $434.9M | $8.4B | ||
| Q3 25 | $435.2M | $8.6B | ||
| Q2 25 | $438.1M | $7.9B | ||
| Q1 25 | $441.0M | $8.0B | ||
| Q4 24 | $471.0M | $8.1B | ||
| Q3 24 | $495.7M | $8.2B | ||
| Q2 24 | $494.9M | $7.9B |
| Q1 26 | — | 0.21× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.3M | — |
| Free Cash FlowOCF − Capex | $4.1M | — |
| FCF MarginFCF / Revenue | 8.2% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-2.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $4.3M | $101.5M | ||
| Q3 25 | $295.0K | $32.0M | ||
| Q2 25 | $1.6M | $23.3M | ||
| Q1 25 | $-7.7M | $15.6M | ||
| Q4 24 | $8.0M | $75.1M | ||
| Q3 24 | $1.3M | $38.9M | ||
| Q2 24 | $-10.4M | $-3.4M |
| Q1 26 | — | — | ||
| Q4 25 | $4.1M | $96.9M | ||
| Q3 25 | $-246.0K | $31.4M | ||
| Q2 25 | $1.2M | $21.9M | ||
| Q1 25 | $-8.0M | $13.7M | ||
| Q4 24 | $7.0M | $72.0M | ||
| Q3 24 | $-1.1M | $38.3M | ||
| Q2 24 | $-10.6M | $-4.2M |
| Q1 26 | — | — | ||
| Q4 25 | 8.2% | 114.6% | ||
| Q3 25 | -0.5% | 37.7% | ||
| Q2 25 | 1.9% | 27.0% | ||
| Q1 25 | -19.8% | 17.2% | ||
| Q4 24 | 12.0% | 93.8% | ||
| Q3 24 | -1.8% | 52.2% | ||
| Q2 24 | -22.7% | -5.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 5.4% | ||
| Q3 25 | 1.0% | 0.7% | ||
| Q2 25 | 0.6% | 1.7% | ||
| Q1 25 | 0.6% | 2.5% | ||
| Q4 24 | 1.7% | 4.0% | ||
| Q3 24 | 4.0% | 0.8% | ||
| Q2 24 | 0.5% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.46× | ||
| Q3 25 | — | 1.25× | ||
| Q2 25 | — | 1.16× | ||
| Q1 25 | — | 0.70× | ||
| Q4 24 | — | 3.97× | ||
| Q3 24 | — | 2.09× | ||
| Q2 24 | — | -0.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
UVSP
| Net Interest Income | $63.4M | 72% |
| Noninterest Income | $24.1M | 28% |
