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Side-by-side financial comparison of Rent the Runway, Inc. (RENT) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $10.6M, roughly 1.3× Rent the Runway, Inc.). Rent the Runway, Inc. runs the higher net margin — 721.7% vs 25.2%, a 696.5% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 10.4%). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs 1.0%).

Rent the Runway is an American e-commerce platform that allows users to rent, subscribe, or buy designer apparel and accessories. It was founded in November 2009 by Jennifer Hyman and Jennifer Fleiss and is based in New York City.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

RENT vs UBFO — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.3× larger
UBFO
$13.5M
$10.6M
RENT
Growing faster (revenue YoY)
UBFO
UBFO
+3.2% gap
UBFO
13.6%
10.4%
RENT
Higher net margin
RENT
RENT
696.5% more per $
RENT
721.7%
25.2%
UBFO
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
1.0%
RENT

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
RENT
RENT
UBFO
UBFO
Revenue
$10.6M
$13.5M
Net Profit
$76.5M
$3.4M
Gross Margin
-126.4%
Operating Margin
-152.8%
31.5%
Net Margin
721.7%
25.2%
Revenue YoY
10.4%
13.6%
Net Profit YoY
504.8%
36.8%
EPS (diluted)
$13.65
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RENT
RENT
UBFO
UBFO
Q4 25
$10.6M
$13.5M
Q3 25
$11.7M
$14.0M
Q2 25
$7.6M
$12.6M
Q1 25
$11.8M
$13.7M
Q4 24
$9.6M
$11.9M
Q3 24
$10.4M
$13.8M
Q2 24
$8.9M
$13.0M
Q1 24
$10.4M
$12.8M
Net Profit
RENT
RENT
UBFO
UBFO
Q4 25
$76.5M
$3.4M
Q3 25
$-26.4M
$4.0M
Q2 25
$-26.1M
$2.2M
Q1 25
$-13.4M
$2.7M
Q4 24
$-18.9M
$2.5M
Q3 24
$-15.6M
$3.8M
Q2 24
$-22.0M
$4.3M
Q1 24
$-24.8M
$4.2M
Gross Margin
RENT
RENT
UBFO
UBFO
Q4 25
-126.4%
Q3 25
-92.3%
Q2 25
-168.4%
Q1 25
-71.2%
Q4 24
-122.9%
Q3 24
-98.1%
Q2 24
-131.5%
Q1 24
-93.3%
Operating Margin
RENT
RENT
UBFO
UBFO
Q4 25
-152.8%
31.5%
Q3 25
-171.8%
40.3%
Q2 25
-259.2%
24.0%
Q1 25
-65.3%
27.5%
Q4 24
-142.7%
27.5%
Q3 24
-92.3%
37.1%
Q2 24
-185.4%
46.4%
Q1 24
-185.6%
45.9%
Net Margin
RENT
RENT
UBFO
UBFO
Q4 25
721.7%
25.2%
Q3 25
-225.6%
28.7%
Q2 25
-343.4%
17.2%
Q1 25
-113.6%
19.6%
Q4 24
-196.9%
20.9%
Q3 24
-150.0%
27.7%
Q2 24
-247.2%
33.0%
Q1 24
-238.5%
32.6%
EPS (diluted)
RENT
RENT
UBFO
UBFO
Q4 25
$13.65
$0.18
Q3 25
$-6.55
$0.23
Q2 25
$-6.58
$0.13
Q1 25
$-2.72
$0.16
Q4 24
$-4.70
$0.14
Q3 24
$-4.17
$0.22
Q2 24
$-6.03
$0.25
Q1 24
$-5.36
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RENT
RENT
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$50.7M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$-35.1M
$139.7M
Total Assets
$231.0M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RENT
RENT
UBFO
UBFO
Q4 25
$50.7M
$264.2M
Q3 25
$43.6M
$211.1M
Q2 25
$70.4M
$199.5M
Q1 25
$77.4M
$198.4M
Q4 24
$74.1M
$216.9M
Q3 24
$76.6M
$216.8M
Q2 24
$82.0M
$166.3M
Q1 24
$84.0M
$168.6M
Total Debt
RENT
RENT
UBFO
UBFO
Q4 25
Q3 25
Q2 25
$340.6M
Q1 25
$333.7M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
RENT
RENT
UBFO
UBFO
Q4 25
$-35.1M
$139.7M
Q3 25
$-232.1M
$137.4M
Q2 25
$-207.1M
$134.3M
Q1 25
$-182.5M
$132.9M
Q4 24
$-171.2M
$130.4M
Q3 24
$-154.5M
$132.9M
Q2 24
$-141.3M
$127.3M
Q1 24
$-122.3M
$124.2M
Total Assets
RENT
RENT
UBFO
UBFO
Q4 25
$231.0M
$1.2B
Q3 25
$219.0M
$1.2B
Q2 25
$245.3M
$1.2B
Q1 25
$240.0M
$1.2B
Q4 24
$251.6M
$1.2B
Q3 24
$257.4M
$1.3B
Q2 24
$278.4M
$1.2B
Q1 24
$278.5M
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RENT
RENT
UBFO
UBFO
Operating Cash FlowLast quarter
$-1.4M
$22.1M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
146.0%
Capex IntensityCapex / Revenue
16.8%
Cash ConversionOCF / Net Profit
-0.02×
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RENT
RENT
UBFO
UBFO
Q4 25
$-1.4M
$22.1M
Q3 25
$-10.5M
$7.0M
Q2 25
$8.3M
$8.7M
Q1 25
$1.4M
$3.0M
Q4 24
$4.7M
$19.6M
Q3 24
$2.2M
$5.4M
Q2 24
$4.6M
$2.3M
Q1 24
$-8.0M
$7.4M
Free Cash Flow
RENT
RENT
UBFO
UBFO
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
Q1 24
$7.0M
FCF Margin
RENT
RENT
UBFO
UBFO
Q4 25
146.0%
Q3 25
43.7%
Q2 25
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
RENT
RENT
UBFO
UBFO
Q4 25
16.8%
Q3 25
6.0%
Q2 25
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
Q1 24
3.6%
Cash Conversion
RENT
RENT
UBFO
UBFO
Q4 25
-0.02×
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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